Home & Trade Services · lender intelligence

Financing a landscaping services acquisition

State:

The SBA 7(a) lenders funding the most landscaping services acquisitions, ranked from public loan records — typical deal about $388K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance landscaping services

$509K

Typical loan

range $237K–$1.19M

$566K

Est. purchase price

≈ loan ÷ 90%

$75,688

Cash to close

$56,589 down + fees

$6,590/mo

Typical payment

~9.5% · 10yr

$90,942/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

97.3%

Still performing

2.7% default · FY20–23

17 days

Typical time to fund

233

Lenders competing

more = leverage

8.09%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in landscaping services

Ranked by funded landscaping services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.20 loans · $8M · Saint Petersburg, FLFull record →
4.168 loans · $205M · Fishers, INFull record →
5.75 loans · $98M · Sioux Falls, SDFull record →
6.105 loans · $164M · Brookline, MAFull record →
7.1,927 loans · $207M · Buffalo, NYFull record →
8.31 loans · $24M · Malvern, PAFull record →
9.78 loans · $79M · New Orleans, LAFull record →
10.116 loans · $120M · Evansville, INFull record →
11.242 loans · $281M · Chicago, ILFull record →
12.16 loans · $18M · Chicago, ILFull record →
13.9 loans · $10M · Warren, PAFull record →
14.1,322 loans · $185M · Wilmington, DEFull record →
15.618 loans · $171M · Salt Lake City, UTFull record →
16.868 loans · $362M · Salt Lake City, UTFull record →
17.1 loans · $0M · St. Louis, MOFull record →
18.1 loans · $0M · Saint Louis, MOFull record →
19.47 loans · $39M · Greenville, PAFull record →
20.19 loans · $5M · Bessemer, ALFull record →
21.46 loans · $27M · Sartell, MNFull record →
22.318 loans · $229M · Osage Beach, MOFull record →
23.575 loans · $220M · De Graff, OHFull record →
24.284 loans · $254M · Cincinnati, OHFull record →
25.1 loans · $1M · Lincoln, NEFull record →

633+ funded landscaping services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

PETKIN LLC in Kaysville, UT — $4.7M (2026) · purchase · Northwest Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.6M (75%)
Approval → funding
9 days
Approved
11/24/2025
First disbursed
12/3/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
38
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$5.3M
Est. down payment (10%)
$526K
Est. cash at closing
$728K
Monthly payment
$61,270
Annual debt service
$735K
Cash flow needed (1.25×)
$919K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
Amherst Nurseries LLC in Cumberland Center, ME — $3.5M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.15% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$2.6M (75%)
Approved
1/21/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$3.8M
Est. down payment (10%)
$384K
Est. cash at closing
$530K
Monthly payment
$42,150
Annual debt service
$506K
Cash flow needed (1.25×)
$632K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Elevation Outdoors Georgia LLC in Oakwood, GA — $3.0M (2026) · purchase · Quaint Oak Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.3M (75%)
Approval → funding
32 days
Approved
12/4/2025
First disbursed
1/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$3.3M
Est. down payment (10%)
$333K
Est. cash at closing
$460K
Monthly payment
$37,598
Annual debt service
$451K
Cash flow needed (1.25×)
$564K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Quaint Oak Bank · Lender record →
Your business? Claim this record · Request removal
Highgrove Services LLC in Dallas, TX — $2.6M (2026) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approved
1/28/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$291K
Est. cash at closing
$402K
Monthly payment
$32,836
Annual debt service
$394K
Cash flow needed (1.25×)
$493K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
KJBJ Enterprises LLC in Wilmington, DE — $2.3M (2026) · purchase · Wilmington Savings Fund Society FSB
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.7M (75%)
Approved
1/28/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
29
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$256K
Est. cash at closing
$352K
Monthly payment
$28,825
Annual debt service
$346K
Cash flow needed (1.25×)
$432K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
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Evergreen Acquisitions LLC in Lincoln, MA — $2.2M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
24 days
Approved
11/17/2025
First disbursed
12/11/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$241K
Est. cash at closing
$332K
Monthly payment
$27,757
Annual debt service
$333K
Cash flow needed (1.25×)
$416K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Greenfield Capital Partners LLC in Fort Lauderdale, FL — $2.1M (2026) · purchase · Merchants Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
2 days
Approved
11/17/2025
First disbursed
11/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$234K
Est. cash at closing
$322K
Monthly payment
$26,691
Annual debt service
$320K
Cash flow needed (1.25×)
$400K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
PATRIOT PROPERTY ENHANCEMENT & SERVICES LLC in Destin, FL — $1.9M (2026) · purchase · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
7 days
Approved
12/22/2025
First disbursed
12/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$215K
Est. cash at closing
$295K
Monthly payment
$25,000
Annual debt service
$300K
Cash flow needed (1.25×)
$375K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Buhrman Group Landscape Inc. in Antioch, IL — $1.8M (2026) · purchase · Libertyville Bank & Trust Company, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approved
1/28/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$205K
Est. cash at closing
$282K
Monthly payment
$21,922
Annual debt service
$263K
Cash flow needed (1.25×)
$329K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Libertyville Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal
FLA Landscapes and Lawns, Inc. in Lutz, FL — $1.7M (2026) · purchase · DFCU Financial
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approved
11/25/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
100
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$189K
Est. cash at closing
$260K
Monthly payment
$21,529
Annual debt service
$258K
Cash flow needed (1.25×)
$323K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by DFCU Financial · Lender record →
Your business? Claim this record · Request removal
KKEHH Landscape Services, LLC in Castle Rock, CO — $1.4M (2026) · purchase · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
7 days
Approved
12/8/2025
First disbursed
12/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$152K
Est. cash at closing
$209K
Monthly payment
$15,567
Annual debt service
$187K
Cash flow needed (1.25×)
$234K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
Playcrest Home Services LLC in Glen Ridge, NJ — $1.4M (2026) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approved
3/26/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$151K
Est. cash at closing
$206K
Monthly payment
$16,800
Annual debt service
$202K
Cash flow needed (1.25×)
$252K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
Fults Investments Corp. in Ponte Vedra Beach, FL — $1.2M (2026) · purchase · North State Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$920K (75%)
Approved
3/9/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$136K
Est. cash at closing
$187K
Monthly payment
$15,543
Annual debt service
$187K
Cash flow needed (1.25×)
$233K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
IGWE HOLDINGS LLC in Cherry Valley, IL — $1.2M (2026) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$915K (75%)
Approved
3/10/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$136K
Est. cash at closing
$186K
Monthly payment
$10,030
Annual debt service
$120K
Cash flow needed (1.25×)
$150K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Pro Lawn and Pest Control LLC in Tulsa, OK — $1.0M (2026) · purchase · First Oklahoma Bank
Program
7a General
Rate at approval
8.05% variable
Term
120 mo (10 yrs)
SBA guaranteed
$763K (75%)
Approval → funding
15 days
Approved
2/5/2026
First disbursed
2/20/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$113K
Est. cash at closing
$155K
Monthly payment
$12,377
Annual debt service
$149K
Cash flow needed (1.25×)
$186K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Oklahoma Bank · Lender record →
Your business? Claim this record · Request removal
10-4 Services LLC in Rineyville, KY — $1.0M (2026) · purchase · Town & Country Bank and Trust Company
Program
7a General
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$760K (75%)
Approval → funding
19 days
Approved
1/2/2026
First disbursed
1/21/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$113K
Est. cash at closing
$154K
Monthly payment
$12,024
Annual debt service
$144K
Cash flow needed (1.25×)
$180K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Town & Country Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
Earthworks Outdoor Inc. in Fishers, IN — $990K (2026) · purchase · Citizens State Bank of New Castle
Program
7a General
Rate at approval
8.5% variable
Term
240 mo (20 yrs)
SBA guaranteed
$743K (75%)
Approved
2/18/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$110K
Est. cash at closing
$151K
Monthly payment
$8,591
Annual debt service
$103K
Cash flow needed (1.25×)
$129K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens State Bank of New Castle · Lender record →
Your business? Claim this record · Request removal
Premiere Irrigation and Lighting Co. in Wentzville, MO — $867K (2026) · purchase · The Bank of Houston
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$650K (75%)
Approval → funding
9 days
Approved
1/12/2026
First disbursed
1/21/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$963K
Est. down payment (10%)
$96K
Est. cash at closing
$132K
Monthly payment
$11,094
Annual debt service
$133K
Cash flow needed (1.25×)
$166K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bank of Houston · Lender record →
Your business? Claim this record · Request removal
Trenchard Capital Investments, LLC in Plainville, MA — $813K (2026) · purchase · Milestone Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$610K (75%)
Approved
3/13/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$903K
Est. down payment (10%)
$90K
Est. cash at closing
$124K
Monthly payment
$10,299
Annual debt service
$124K
Cash flow needed (1.25×)
$154K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
Plaid Pro Landscape LLC in Sunbury, OH — $781K (2026) · purchase · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$586K (75%)
Approval → funding
29 days
Approved
11/13/2025
First disbursed
12/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$868K
Est. down payment (10%)
$87K
Est. cash at closing
$119K
Monthly payment
$9,788
Annual debt service
$117K
Cash flow needed (1.25×)
$147K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to landscaping services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a landscaping services acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$388K typical loan
233 lenders fund the industry
2.7% default (FY20–23)
17 days typical to fund

Buyers researching a landscaping services deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/landscaping-services
API:: https://www.capbench.com/api/public/lenders?industry=landscaping-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.