Home & Trade Services · lender intelligence

Financing a janitorial services acquisition

State:

The SBA 7(a) lenders funding the most janitorial services acquisitions, ranked from public loan records — typical deal about $316K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance janitorial services

$400K

Typical loan

range $216K–$747K

$444K

Est. purchase price

≈ loan ÷ 90%

$59,444

Cash to close

$44,444 down + fees

$5,176/mo

Typical payment

~9.5% · 10yr

$71,429/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.4%

Still performing

1.6% default · FY20–23

16 days

Typical time to fund

135

Lenders competing

more = leverage

8.32%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in janitorial services

Ranked by funded janitorial services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.31 loans · $24M · Malvern, PAFull record →
4.20 loans · $8M · Saint Petersburg, FLFull record →
5.168 loans · $205M · Fishers, INFull record →
6.116 loans · $120M · Evansville, INFull record →
7.242 loans · $281M · Chicago, ILFull record →
8.1 loans · $0M · St. Louis, MOFull record →
9.575 loans · $220M · De Graff, OHFull record →
10.19 loans · $5M · Salem, MAFull record →
11.46 loans · $27M · Sartell, MNFull record →
12.75 loans · $98M · Sioux Falls, SDFull record →
13.1,927 loans · $207M · Buffalo, NYFull record →
14.99 loans · $43M · Walla Walla, WAFull record →
15.33 loans · $15M · Minneapolis, MNFull record →
16.12 loans · $14M · Mobile, ALFull record →
17.66 loans · $68M · Milford, IAFull record →
18.112 loans · $112M · Irving, TXFull record →
19.149 loans · $135M · Mukwonago, WIFull record →
20.102 loans · $119M · Saint Petersburg, FLFull record →
21.103 loans · $64M · Indiana, PAFull record →
22.24 loans · $21M · Raleigh, NCFull record →
23.20 loans · $14M · Arlington Heights, ILFull record →
24.36 loans · $51M · Carmel, INFull record →
25.2 loans · $0M · Storm Lake, IAFull record →

344+ funded janitorial services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

HERITAGE FACILITY SERVICES INC. in Stevensville, MD — $3.1M (2026) · purchase · Quaint Oak Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.3M (75%)
Approval → funding
8 days
Approved
1/8/2026
First disbursed
1/16/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
130
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$3.4M
Est. down payment (10%)
$344K
Est. cash at closing
$476K
Monthly payment
$38,436
Annual debt service
$461K
Cash flow needed (1.25×)
$577K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Quaint Oak Bank · Lender record →
Your business? Claim this record · Request removal
SWEET CLEANING SOLUTIONS, L.L.C. in Worthington, OH — $2.3M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.7M (75%)
Approved
2/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$259K
Est. cash at closing
$357K
Monthly payment
$27,372
Annual debt service
$328K
Cash flow needed (1.25×)
$411K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Ahnapee Hill Cleaning Services LLC in Sturgeon Bay, WI — $1.5M (2026) · purchase · Community Bank & Trust-West Georgia
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approved
1/29/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$165K
Est. cash at closing
$226K
Monthly payment
$12,201
Annual debt service
$146K
Cash flow needed (1.25×)
$183K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank & Trust-West Georgia
Your business? Claim this record · Request removal
Stewardship Team, LLC in Orange Park, FL — $905K (2026) · purchase · OptimumBank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
164 months
SBA guaranteed
$679K (75%)
Approved
3/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$101K
Est. cash at closing
$138K
Monthly payment
$9,874
Annual debt service
$118K
Cash flow needed (1.25×)
$148K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OptimumBank · Lender record →
Your business? Claim this record · Request removal
North Summit Holdings LLC in Tulsa, OK — $865K (2026) · purchase · Port 51 Lending LLC
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$649K (75%)
Approved
1/30/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$961K
Est. down payment (10%)
$96K
Est. cash at closing
$132K
Monthly payment
$11,193
Annual debt service
$134K
Cash flow needed (1.25×)
$168K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Port 51 Lending LLC · Lender record →
Your business? Claim this record · Request removal
Quintaro Acquisitions LLC in Austin, TX — $850K (2026) · purchase · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$638K (75%)
Approved
11/20/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
48
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$944K
Est. down payment (10%)
$94K
Est. cash at closing
$130K
Monthly payment
$11,115
Annual debt service
$133K
Cash flow needed (1.25×)
$167K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
StandardOne Building Services, LLC in Dunmore, PA — $768K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
168 mo (14 yrs)
SBA guaranteed
$576K (75%)
Approved
3/13/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
54
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$853K
Est. down payment (10%)
$85K
Est. cash at closing
$117K
Monthly payment
$7,944
Annual debt service
$95K
Cash flow needed (1.25×)
$119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Salinas - Lallier Inc. in Saint Paul, MN — $702K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$527K (75%)
Approval → funding
32 days
Approved
11/20/2025
First disbursed
12/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$780K
Est. down payment (10%)
$78K
Est. cash at closing
$107K
Monthly payment
$8,894
Annual debt service
$107K
Cash flow needed (1.25×)
$133K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Core Commercial Services, Inc. in Mission Viejo, CA — $614K (2026) · purchase · Banner Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$461K (75%)
Approved
12/4/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$682K
Est. down payment (10%)
$68K
Est. cash at closing
$91K
Monthly payment
$7,778
Annual debt service
$93K
Cash flow needed (1.25×)
$117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banner Bank · Lender record →
Your business? Claim this record · Request removal
Macintyre Services LLC in Fort Collins, CO — $600K (2026) · purchase · FMS Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$450K (75%)
Approved
3/26/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$666K
Est. down payment (10%)
$67K
Est. cash at closing
$89K
Monthly payment
$7,517
Annual debt service
$90K
Cash flow needed (1.25×)
$113K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by FMS Bank · Lender record →
Your business? Claim this record · Request removal
Leap Services Inc in Charlotte, NC — $550K (2026) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$413K (75%)
Approval → funding
51 days
Approved
1/7/2026
First disbursed
2/27/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$611K
Est. down payment (10%)
$61K
Est. cash at closing
$82K
Monthly payment
$6,822
Annual debt service
$82K
Cash flow needed (1.25×)
$102K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
HERITAGE FACILITY SERVICES INC. in Stevensville, MD — $500K (2026) · purchase · Quaint Oak Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$250K (50%)
Approved
1/8/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
130
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,266
Annual debt service
$75K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Quaint Oak Bank · Lender record →
Your business? Claim this record · Request removal
Ditmars 4F Ventures, LLC in Charleston, SC — $480K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$360K (75%)
Approved
3/17/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$533K
Est. down payment (10%)
$53K
Est. cash at closing
$71K
Monthly payment
$6,208
Annual debt service
$75K
Cash flow needed (1.25×)
$93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Leafwing Enterprises L.L.C. in Palm Harbor, FL — $478K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$358K (75%)
Approved
2/17/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$531K
Est. down payment (10%)
$53K
Est. cash at closing
$71K
Monthly payment
$6,114
Annual debt service
$73K
Cash flow needed (1.25×)
$92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Frontier Janitorial Solutions LLC in Casper, WY — $433K (2026) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$325K (75%)
Approved
1/7/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$481K
Est. down payment (10%)
$48K
Est. cash at closing
$64K
Monthly payment
$5,662
Annual debt service
$68K
Cash flow needed (1.25×)
$85K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Summit Services Group Inc. in Aurora, CO — $424K (2026) · purchase · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$318K (75%)
Approved
2/25/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$471K
Est. down payment (10%)
$47K
Est. cash at closing
$63K
Monthly payment
$5,486
Annual debt service
$66K
Cash flow needed (1.25×)
$82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Hoff Holdings SA LLC in New Braunfels, TX — $350K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.49% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
14 days
Approved
12/15/2025
First disbursed
12/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,527
Annual debt service
$54K
Cash flow needed (1.25×)
$68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
SWEET CLEANING SOLUTIONS, L.L.C. in Worthington, OH — $300K (2026) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (50%)
Approved
2/25/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$3,522
Annual debt service
$42K
Cash flow needed (1.25×)
$53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Ethos Enterprises, Inc. in Roslindale, MA — $277K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$208K (75%)
Approval → funding
52 days
Approved
1/5/2026
First disbursed
2/26/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$308K
Est. down payment (10%)
$31K
Est. cash at closing
$41K
Monthly payment
$3,437
Annual debt service
$41K
Cash flow needed (1.25×)
$52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Lacey Enterprise LLC in Bowie, MD — $216K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$162K (75%)
Approved
1/30/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$240K
Est. down payment (10%)
$24K
Est. cash at closing
$32K
Monthly payment
$2,736
Annual debt service
$33K
Cash flow needed (1.25×)
$41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to janitorial services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a janitorial services acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$316K typical loan
135 lenders fund the industry
1.6% default (FY20–23)
16 days typical to fund

Buyers researching a janitorial services deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/janitorial-services
API:: https://www.capbench.com/api/public/lenders?industry=janitorial-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.