Financing a janitorial services acquisition in Georgia

State:

Alabama (3)Arizona (8)Arkansas (2)California (32)Colorado (18)Connecticut (4)Florida (33)Idaho (4)Illinois (14)Indiana (10)Iowa (4)Kansas (3)

The SBA 7(a) lenders funding the most janitorial services acquisitions in Georgia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance janitorial services in Georgia

$425K

Typical loan

range $257K–$1.20M

$472K

Est. purchase price

≈ loan ÷ 90%

$63,160

Cash to close

$47,222 down + fees

$5,499/mo

Typical payment

~9.5% · 10yr

$75,886/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

28 days

Typical time to fund

Lenders competing

more = leverage

8.29%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in janitorial services · Georgia

Ranked by funded janitorial services acquisitions in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.105 loans · $51M · Fitzgerald, GAFull record →
2.33 loans · $54M · Sun Valley, CAFull record →
3.2,539 loans · $965M · Columbus, OHFull record →
4.149 loans · $135M · Mukwonago, WIFull record →

7+ funded Janitorial Services in Georgia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RCS Industrial & Environmental in Lagrange, GA — $2.1M (2025) · purchase · Colony Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
65 days
Approved
8/12/2025
First disbursed
10/16/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
35
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$237K
Est. cash at closing
$326K
Monthly payment
$28,471
Annual debt service
$342K
Cash flow needed (1.25×)
$427K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
GKR Enterprise LLC in Eatonton, GA — $425K (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$319K (75%)
Approval → funding
8 days
Approved
7/30/2025
First disbursed
8/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$472K
Est. down payment (10%)
$47K
Est. cash at closing
$63K
Monthly payment
$5,675
Annual debt service
$68K
Cash flow needed (1.25×)
$85K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Two Maids of Cumming in Cumming, GA — $257K (2025) · purchase · Mission Valley Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$193K (75%)
Approval → funding
28 days
Approved
4/1/2025
First disbursed
4/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
23
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$285K
Est. down payment (10%)
$29K
Est. cash at closing
$38K
Monthly payment
$3,431
Annual debt service
$41K
Cash flow needed (1.25×)
$51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mission Valley Bank · Lender record →
Your business? Claim this record · Request removal
AMAR Properties LLC in Suwanee, GA — $300K (2023) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
7 days
Approved
6/15/2023
First disbursed
6/22/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$4,134
Annual debt service
$50K
Cash flow needed (1.25×)
$62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Golden Facility Services, LLC in Thomasville, GA — $1.2M (2022) · purchase · Colony Bank
Program
7a General
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$902K (75%)
Approval → funding
66 days
Approved
2/1/2022
First disbursed
4/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$134K
Est. cash at closing
$183K
Monthly payment
$13,204
Annual debt service
$158K
Cash flow needed (1.25×)
$198K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
GRWO Enterprises, Inc. in Duluth, GA — $840K (2021) · purchase · United Community Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$756K (90%)
Approval → funding
18 days
Approved
8/13/2021
First disbursed
8/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$933K
Est. down payment (10%)
$93K
Est. cash at closing
$128K
Monthly payment
$9,013
Annual debt service
$108K
Cash flow needed (1.25×)
$135K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
GRWO Enterprises, Inc. in Duluth, GA — $200K (2021) · purchase · United Community Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (75%)
Approval → funding
298 days
Approved
8/13/2021
First disbursed
6/7/2022
Loan status
Paid in full (10/31/2023)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,146
Annual debt service
$26K
Cash flow needed (1.25×)
$32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal

Financing a janitorial services deal in Georgia? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to janitorial services businesses with a Georgia project address.

Agent summary

How to finance a janitorial services acquisition in Georgia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Georgia deals. Colony Bank funds the most here. CapBench is not a lender.

$316K typical loan
5 lenders active in Georgia
7+ funded Georgia deals
28 days typical to fund

Buyers buying a janitorial services in Georgia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All janitorial services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/janitorial-services/georgia
API:: https://www.capbench.com/api/public/lenders?industry=janitorial-services&state=GA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.