Lender intelligence
Financing a janitorial services acquisition in Illinois
The SBA 7(a) lenders funding the most janitorial services acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance janitorial services in Illinois
$674K
Typical loan
range $229K–$930K
$749K
Est. purchase price
≈ loan ÷ 90%
$100,164
Cash to close
$74,889 down + fees
$8,814/mo
Typical payment
~9.75% · 10yr
$121,633/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
14 days
Typical time to fund
10
Lenders competing
more = leverage
7.97%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in janitorial services · Illinois
Ranked by funded janitorial services acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.20 loans · $14M · Arlington Heights, ILFull record →
- 2.242 loans · $281M · Chicago, ILFull record →
- 3.2,539 loans · $965M · Columbus, OHFull record →
- 4.36 loans · $51M · Carmel, INFull record →
- 5.741 loans · $149M · Northbrook, ILFull record →
- 6.112 loans · $112M · Irving, TXFull record →
- 7.28 loans · $42M · Lehi, UTFull record →
- 8.32 loans · $37M · Champaign, ILFull record →
14+ funded Janitorial Services in Illinois deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Chicago Hygiene Ventures LLC in Bensenville, IL — $678K (2024) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $508K (75%)
- Approval → funding
- 13 days
- Approved
- 4/13/2024
- First disbursed
- 4/26/2024
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $753K
- Est. down payment (10%)
- $75K
- Est. cash at closing
- $101K
- Monthly payment
- $9,333
- Annual debt service
- $112K
- Cash flow needed (1.25×)
- $140K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Chicago Hygiene Ventures LLC in Bensenville, IL — $100K (2024) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 4/13/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,378
- Annual debt service
- $17K
- Cash flow needed (1.25×)
- $21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- GREENTEK INNOVATIONS LLC in Bridgeview, IL — $930K (2023) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $698K (75%)
- Approved
- 4/25/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $103K
- Est. cash at closing
- $142K
- Monthly payment
- $12,679
- Annual debt service
- $152K
- Cash flow needed (1.25×)
- $190K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
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- The Cleaning Authority of Cary in Cary, IL — $674K (2023) · purchase · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $506K (75%)
- Approval → funding
- 29 days
- Approved
- 10/6/2022
- First disbursed
- 11/4/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $749K
- Est. down payment (10%)
- $75K
- Est. cash at closing
- $100K
- Monthly payment
- $8,538
- Annual debt service
- $102K
- Cash flow needed (1.25×)
- $128K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
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- Cardinal Maids Cleaning LLC in Chicago, IL — $659K (2023) · purchase · Blue Ridge Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $494K (75%)
- Approval → funding
- 0 days
- Approved
- 12/16/2022
- First disbursed
- 12/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $732K
- Est. down payment (10%)
- $73K
- Est. cash at closing
- $98K
- Monthly payment
- $8,164
- Annual debt service
- $98K
- Cash flow needed (1.25×)
- $122K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Blue Ridge Bank National Association
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- KRT Cleaning, LLC in Western Springs, IL — $292K (2023) · purchase · CenTrust Bank, A Division of SmartBiz Bank National Association
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $219K (75%)
- Approval → funding
- 18 days
- Approved
- 2/17/2023
- First disbursed
- 3/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $324K
- Est. down payment (10%)
- $32K
- Est. cash at closing
- $43K
- Monthly payment
- $3,940
- Annual debt service
- $47K
- Cash flow needed (1.25×)
- $59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
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- Patterson Commercial Cleaning LLC in South Wilmington, IL — $229K (2023) · purchase · VelocitySBA, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $172K (75%)
- Approval → funding
- 9 days
- Approved
- 3/20/2023
- First disbursed
- 3/29/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $255K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $34K
- Monthly payment
- $3,125
- Annual debt service
- $37K
- Cash flow needed (1.25×)
- $47K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
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- LEN SPARK, LLC in Tinley Park, IL — $910K (2022) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $683K (75%)
- Approval → funding
- 13 days
- Approved
- 8/16/2022
- First disbursed
- 8/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $101K
- Est. cash at closing
- $139K
- Monthly payment
- $11,161
- Annual debt service
- $134K
- Cash flow needed (1.25×)
- $167K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
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- RAINBOW CLEANING SYSTEMS INC in Waukegan, IL — $4.2M (2021) · purchase · LendingClub Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $3.7M (90%)
- Approval → funding
- 22 days
- Approved
- 8/9/2021
- First disbursed
- 8/31/2021
- Loan status
- Failed — $3.4M charged off (8/5/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 225
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $4.6M
- Est. down payment (10%)
- $463K
- Est. cash at closing
- $640K
- Monthly payment
- $59,837
- Annual debt service
- $718K
- Cash flow needed (1.25×)
- $898K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by LendingClub Bank, National Association · Lender record →
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- Illinois Restoration Services, Inc. in Frankfort, IL — $1.6M (2021) · purchase · Village Bank and Trust, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.88% fixed
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $1.4M (90%)
- Approval → funding
- 17 days
- Approved
- 3/26/2021
- First disbursed
- 4/12/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $175K
- Est. cash at closing
- $241K
- Monthly payment
- $12,380
- Annual debt service
- $149K
- Cash flow needed (1.25×)
- $186K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank and Trust, National Association · Lender record →
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- MISTER NATURAL JANITORIAL SERVICES CORP. in Roselle, IL — $1.4M (2021) · purchase · Busey Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (90%)
- Approval → funding
- 47 days
- Approved
- 8/13/2021
- First disbursed
- 9/29/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 47
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $151K
- Est. cash at closing
- $207K
- Monthly payment
- $15,077
- Annual debt service
- $181K
- Cash flow needed (1.25×)
- $226K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Busey Bank · Lender record →
Your business? Claim this record · Request removal
- Condo Care, Inc, in Des Plaines, IL — $415K (2021) · purchase · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $374K (90%)
- Approval → funding
- 2 days
- Approved
- 5/25/2021
- First disbursed
- 5/27/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $461K
- Est. down payment (10%)
- $46K
- Est. cash at closing
- $62K
- Monthly payment
- $4,504
- Annual debt service
- $54K
- Cash flow needed (1.25×)
- $68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
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- WDA Services, LLC in Northbrook, IL — $163K (2021) · purchase · Village Bank and Trust, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $122K (75%)
- Approval → funding
- 14 days
- Approved
- 5/14/2021
- First disbursed
- 5/28/2021
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $181K
- Est. down payment (10%)
- $18K
- Est. cash at closing
- $24K
- Monthly payment
- $1,732
- Annual debt service
- $21K
- Cash flow needed (1.25×)
- $26K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank and Trust, National Association · Lender record →
Your business? Claim this record · Request removal
- WDA Services, LLC in Northbrook, IL — $50K (2021) · purchase · Village Bank and Trust, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $38K (75%)
- Approval → funding
- 12 days
- Approved
- 5/14/2021
- First disbursed
- 5/26/2021
- Loan status
- Paid in full (10/31/2022)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $707
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank and Trust, National Association · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to janitorial services businesses with a Illinois project address.
Agent summary
How to finance a janitorial services acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. Village Bank and Trust, National Association funds the most here. CapBench is not a lender.
- $316K typical loan
- 10 lenders active in Illinois
- 14+ funded Illinois deals
- 14 days typical to fund
Buyers buying a janitorial services in Illinois typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.