Financing a landscaping services acquisition in Illinois

State:

The SBA 7(a) lenders funding the most landscaping services acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance landscaping services in Illinois

$523K

Typical loan

range $300K–$1.22M

$581K

Est. purchase price

≈ loan ÷ 90%

$77,724

Cash to close

$58,111 down + fees

$6,767/mo

Typical payment

~9.5% · 10yr

$93,385/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

16 days

Typical time to fund

Lenders competing

more = leverage

7.11%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in landscaping services · Illinois

Ranked by funded landscaping services acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

1.4 loans · $3M · Libertyville, ILFull record →
2.116 loans · $120M · Evansville, INFull record →
3.242 loans · $281M · Chicago, ILFull record →
4.19 loans · $3M · Springfield, ILFull record →
5.60 loans · $40M · Clayton, MOFull record →

12+ funded Landscaping Services in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Buhrman Group Landscape Inc. in Antioch, IL — $1.8M (2026) · purchase · Libertyville Bank & Trust Company, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approved
1/28/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$205K
Est. cash at closing
$282K
Monthly payment
$21,922
Annual debt service
$263K
Cash flow needed (1.25×)
$329K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Libertyville Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal
IGWE HOLDINGS LLC in Cherry Valley, IL — $1.2M (2026) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$915K (75%)
Approved
3/10/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$136K
Est. cash at closing
$186K
Monthly payment
$10,030
Annual debt service
$120K
Cash flow needed (1.25×)
$150K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Sprinklawn Irrigation inc. in Springfield, IL — $450K (2026) · purchase · Bank of Springfield
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
87 months
SBA guaranteed
$338K (75%)
Approval → funding
27 days
Approved
1/21/2026
First disbursed
2/17/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$500K
Est. down payment (10%)
$50K
Est. cash at closing
$67K
Monthly payment
$6,721
Annual debt service
$81K
Cash flow needed (1.25×)
$101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Springfield · Lender record →
Your business? Claim this record · Request removal
Buhrman Group Landscape Inc. in Antioch, IL — $300K (2026) · purchase · Libertyville Bank & Trust Company, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.5% variable
Term
84 mo (7 yrs)
SBA guaranteed
$150K (50%)
Approved
1/29/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$4,601
Annual debt service
$55K
Cash flow needed (1.25×)
$69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Libertyville Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal
RAC2 INC. in Mazon, IL — $2.1M (2025) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
9 days
Approved
5/13/2025
First disbursed
5/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$230K
Est. cash at closing
$316K
Monthly payment
$24,534
Annual debt service
$294K
Cash flow needed (1.25×)
$368K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
Sugarloaf Landscape and Nursery in Edwardsville, IL — $378K (2025) · purchase · Midwest Regional Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$284K (75%)
Approval → funding
32 days
Approved
9/26/2025
First disbursed
10/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$420K
Est. down payment (10%)
$42K
Est. cash at closing
$56K
Monthly payment
$5,048
Annual debt service
$61K
Cash flow needed (1.25×)
$76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
RAC2 INC. in Mazon, IL — $250K (2025) · purchase · Old National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
205 days
Approved
5/13/2025
First disbursed
12/4/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,100
Annual debt service
$37K
Cash flow needed (1.25×)
$46K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
American Lawn & Landscape Holdings, LLC in Plainfield, IL — $1.1M (2022) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$825K (75%)
Approval → funding
5 days
Approved
1/26/2022
First disbursed
1/31/2022
Loan status
Paid in full (10/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$122K
Est. cash at closing
$168K
Monthly payment
$12,075
Annual debt service
$145K
Cash flow needed (1.25×)
$181K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
American Lawn, LLC in South Holland, IL — $590K (2022) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$443K (75%)
Approval → funding
2 days
Approved
4/20/2022
First disbursed
4/22/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$656K
Est. down payment (10%)
$66K
Est. cash at closing
$88K
Monthly payment
$6,625
Annual debt service
$79K
Cash flow needed (1.25×)
$99K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Case Lawn Care Inc in Macon, IL — $212K (2021) · purchase · First Mid Bank & Trust, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$106K (50%)
Approval → funding
16 days
Approved
12/26/2020
First disbursed
1/11/2021
Loan status
Paid in full (1/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$235K
Est. down payment (10%)
$24K
Est. cash at closing
$31K
Monthly payment
$3,943
Annual debt service
$47K
Cash flow needed (1.25×)
$59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Mid Bank & Trust, National Association · Lender record →
Your business? Claim this record · Request removal
Karhliker Lawn Care in Petersburg, IL — $162K (2021) · purchase · INB, National Association
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$146K (90%)
Approval → funding
2 days
Approved
3/29/2021
First disbursed
3/31/2021
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$180K
Est. down payment (10%)
$18K
Est. cash at closing
$24K
Monthly payment
$1,699
Annual debt service
$20K
Cash flow needed (1.25×)
$25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by INB, National Association
Your business? Claim this record · Request removal
Doe Landscaping LLC in Downers Grove, IL — $523K (2020) · purchase · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6.59% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$392K (75%)
Approval → funding
29 days
Approved
3/2/2020
First disbursed
3/31/2020
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$581K
Est. down payment (10%)
$58K
Est. cash at closing
$78K
Monthly payment
$5,963
Annual debt service
$72K
Cash flow needed (1.25×)
$89K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Financing a landscaping services deal in Illinois? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to landscaping services businesses with a Illinois project address.

Agent summary

How to finance a landscaping services acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. Libertyville Bank & Trust Company, National Association funds the most here. CapBench is not a lender.

$388K typical loan
8 lenders active in Illinois
12+ funded Illinois deals
16 days typical to fund

Buyers buying a landscaping services in Illinois typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All landscaping services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/landscaping-services/illinois
API:: https://www.capbench.com/api/public/lenders?industry=landscaping-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.