Financing a landscaping services acquisition in Alabama

State:

Arizona (20)Arkansas (1)California (26)Colorado (31)Connecticut (7)Delaware (3)Florida (91)Georgia (14)Hawaii (1)Idaho (7)Illinois (12)Indiana (17)

The SBA 7(a) lenders funding the most landscaping services acquisitions in Alabama, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance landscaping services in Alabama

$1.15M

Typical loan

range $150K–$1.77M

$1.28M

Est. purchase price

≈ loan ÷ 90%

$175,672

Cash to close

$128,111 down + fees

$14,920/mo

Typical payment

~9.5% · 10yr

$205,896/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

8.57%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in landscaping services · Alabama

Ranked by funded landscaping services acquisitions in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.1 loans · $0M · Columbus, MSFull record →
3.88 loans · $96M · Muncie, INFull record →
4.2,539 loans · $965M · Columbus, OHFull record →

7+ funded Landscaping Services in Alabama deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Nall Tree Service, LLC in Elba, AL — $1.2M (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$865K (75%)
Approval → funding
19 days
Approved
1/8/2025
First disbursed
1/27/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$128K
Est. cash at closing
$176K
Monthly payment
$14,920
Annual debt service
$179K
Cash flow needed (1.25×)
$224K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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Nall Tree Service, LLC in Elba, AL — $150K (2025) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approved
1/8/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,941
Annual debt service
$23K
Cash flow needed (1.25×)
$29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
PIONEER ROAD INC. in Semmes, AL — $1.4M (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
34 days
Approved
12/28/2022
First disbursed
1/31/2023
Loan status
Paid in full (10/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$153K
Est. cash at closing
$210K
Monthly payment
$17,792
Annual debt service
$214K
Cash flow needed (1.25×)
$267K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Bradley Lawn Care, LLC in Northport, AL — $103K (2023) · purchase · BankFirst Financial Services
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$87K (85%)
Approval → funding
14 days
Approved
8/24/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$114K
Est. down payment (10%)
$11K
Est. cash at closing
$15K
Monthly payment
$1,386
Annual debt service
$17K
Cash flow needed (1.25×)
$21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankFirst Financial Services · Lender record →
Your business? Claim this record · Request removal
Detail Services, Inc. in Birmingham, AL — $1.8M (2021) · purchase · First Merchants Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approved
10/6/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$197K
Est. cash at closing
$270K
Monthly payment
$19,640
Annual debt service
$236K
Cash flow needed (1.25×)
$295K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal
Detail Services, Inc. in Center Point, AL — $2.2M (2020) · purchase · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approved
3/17/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$244K
Est. cash at closing
$337K
Monthly payment
$26,114
Annual debt service
$313K
Cash flow needed (1.25×)
$392K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
WILLIAMSNWILLIAMS GROUP LLC in Theodore, AL — $1.1M (2020) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$810K (75%)
Approval → funding
18 days
Approved
11/4/2019
First disbursed
11/22/2019
Loan status
Failed — $956K charged off (5/17/2023)
Loan type
Term loan
Collateral
Required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$120K
Est. cash at closing
$165K
Monthly payment
$12,820
Annual debt service
$154K
Cash flow needed (1.25×)
$192K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to landscaping services businesses with a Alabama project address.

Agent summary

How to finance a landscaping services acquisition in Alabama with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Alabama deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$388K typical loan
5 lenders active in Alabama
7+ funded Alabama deals
19 days typical to fund

Buyers buying a landscaping services in Alabama typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All landscaping services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/landscaping-services/alabama
API:: https://www.capbench.com/api/public/lenders?industry=landscaping-services&state=AL
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.