Lender intelligence
Financing a flooring contractors acquisition in Florida
The SBA 7(a) lenders funding the most flooring contractors acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance flooring contractors in Florida
$751K
Typical loan
range $500K–$1.52M
$835K
Est. purchase price
≈ loan ÷ 90%
$114,484
Cash to close
$83,489 down + fees
$9,826/mo
Typical payment
~9.75% · 10yr
$135,599/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
42 days
Typical time to fund
10
Lenders competing
more = leverage
9%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in flooring contractors · Florida
Ranked by funded flooring contractors acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Lincoln, NEFull record →
- 2.12 loans · $10M · Tampa, FLFull record →
- 3.168 loans · $205M · Fishers, INFull record →
- 4.20 loans · $8M · Saint Petersburg, FLFull record →
- 5.47 loans · $39M · Greenville, PAFull record →
- 6.242 loans · $281M · Chicago, ILFull record →
- 7.24 loans · $22M · College Station, TXFull record →
- 8.62 loans · $21M · Saint Cloud, MNFull record →
- 9.2,539 loans · $965M · Columbus, OHFull record →
13+ funded Flooring Contractors in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- E&B Surface Solutions, Inc. in Jacksonville, FL — $5.0M (2025) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 72 days
- Approved
- 4/22/2025
- First disbursed
- 7/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 28
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $41,960
- Annual debt service
- $504K
- Cash flow needed (1.25×)
- $629K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- TCW of SWFL, Inc. in Port Charlotte, FL — $1.6M (2025) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 42 days
- Approved
- 5/28/2025
- First disbursed
- 7/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $176K
- Est. cash at closing
- $242K
- Monthly payment
- $21,166
- Annual debt service
- $254K
- Cash flow needed (1.25×)
- $317K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Alpha Surfaces LLC in Daytona Beach, FL — $1.4M (2025) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.49% variable
- Term
- 192 mo (16 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 50 days
- Approved
- 12/12/2024
- First disbursed
- 1/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $151K
- Est. cash at closing
- $206K
- Monthly payment
- $13,745
- Annual debt service
- $165K
- Cash flow needed (1.25×)
- $206K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- Pekok LLC in Jacksonville, FL — $1.0M (2025) · purchase · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $750K (75%)
- Approval → funding
- 6 days
- Approved
- 5/13/2025
- First disbursed
- 5/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $111K
- Est. cash at closing
- $152K
- Monthly payment
- $13,077
- Annual debt service
- $157K
- Cash flow needed (1.25×)
- $196K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- Alpha Surfaces LLC in Daytona Beach, FL — $250K (2025) · purchase · Pinnacle Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.49% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 49 days
- Approved
- 12/13/2024
- First disbursed
- 1/31/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $278K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $3,234
- Annual debt service
- $39K
- Cash flow needed (1.25×)
- $49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- NICKERSON ENTERPRISES LLC in Odessa, FL — $1.9M (2024) · purchase · American Momentum Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 48 days
- Approved
- 10/27/2023
- First disbursed
- 12/14/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $2.1M
- Est. down payment (10%)
- $211K
- Est. cash at closing
- $291K
- Monthly payment
- $26,442
- Annual debt service
- $317K
- Cash flow needed (1.25×)
- $397K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Momentum Bank · Lender record →
Your business? Claim this record · Request removal
- LAMARCA FLOORING INSTALLATIONS LLC in Lake Worth Beach, FL — $744K (2024) · purchase · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $558K (75%)
- Approval → funding
- 42 days
- Approved
- 7/19/2024
- First disbursed
- 8/30/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $827K
- Est. down payment (10%)
- $83K
- Est. cash at closing
- $113K
- Monthly payment
- $10,460
- Annual debt service
- $126K
- Cash flow needed (1.25×)
- $157K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- Valiant Ventures Holdings LLC in Bradenton, FL — $510K (2024) · purchase · The Bank of Tampa
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $383K (75%)
- Approval → funding
- 31 days
- Approved
- 10/6/2023
- First disbursed
- 11/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $567K
- Est. down payment (10%)
- $57K
- Est. cash at closing
- $76K
- Monthly payment
- $6,530
- Annual debt service
- $78K
- Cash flow needed (1.25×)
- $98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bank of Tampa · Lender record →
Your business? Claim this record · Request removal
- SARASOTA BUILDER FLOORING, INC. in Sarasota, FL — $500K (2024) · purchase · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 8 days
- Approved
- 3/28/2024
- First disbursed
- 4/5/2024
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,014
- Annual debt service
- $72K
- Cash flow needed (1.25×)
- $90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Valiant Ventures Holdings LLC in Bradenton, FL — $200K (2024) · purchase · The Bank of Tampa
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 20 days
- Approved
- 10/10/2023
- First disbursed
- 10/30/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $222K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $2,727
- Annual debt service
- $33K
- Cash flow needed (1.25×)
- $41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bank of Tampa · Lender record →
Your business? Claim this record · Request removal
- Areme Inc. in New Port Richey, FL — $751K (2022) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $564K (75%)
- Approval → funding
- 1 days
- Approved
- 1/13/2022
- First disbursed
- 1/14/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $835K
- Est. down payment (10%)
- $83K
- Est. cash at closing
- $114K
- Monthly payment
- $8,248
- Annual debt service
- $99K
- Cash flow needed (1.25×)
- $124K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- GISA LLC in Hollywood, FL — $1.5M (2021) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approved
- 12/15/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $168K
- Est. cash at closing
- $231K
- Monthly payment
- $16,265
- Annual debt service
- $195K
- Cash flow needed (1.25×)
- $244K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- LS ENTERPRISES I, LLC in Sebring, FL — $430K (2020) · purchase · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $322K (75%)
- Approval → funding
- 18 days
- Approved
- 11/12/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $477K
- Est. down payment (10%)
- $48K
- Est. cash at closing
- $64K
- Monthly payment
- $5,101
- Annual debt service
- $61K
- Cash flow needed (1.25×)
- $77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Financing a flooring contractors deal in Florida? Start with the right lender
We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to flooring contractors businesses with a Florida project address.
Agent summary
How to finance a flooring contractors acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. Pinnacle Bank funds the most here. CapBench is not a lender.
- $391K typical loan
- 10 lenders active in Florida
- 13+ funded Florida deals
- 42 days typical to fund
Buyers buying a flooring contractors in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.