Financing a flooring contractors acquisition in Florida

State:

The SBA 7(a) lenders funding the most flooring contractors acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance flooring contractors in Florida

$751K

Typical loan

range $500K–$1.52M

$835K

Est. purchase price

≈ loan ÷ 90%

$114,484

Cash to close

$83,489 down + fees

$9,723/mo

Typical payment

~9.5% · 10yr

$134,177/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

42 days

Typical time to fund

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in flooring contractors · Florida

Ranked by funded flooring contractors acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1 loans · $1M · Lincoln, NEFull record →
2.242 loans · $281M · Chicago, ILFull record →
3.47 loans · $39M · Greenville, PAFull record →

13+ funded Flooring Contractors in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

E&B Surface Solutions, Inc. in Jacksonville, FL — $5.0M (2025) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
72 days
Approved
4/22/2025
First disbursed
7/3/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
28
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$41,960
Annual debt service
$504K
Cash flow needed (1.25×)
$629K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
TCW of SWFL, Inc. in Port Charlotte, FL — $1.6M (2025) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
42 days
Approved
5/28/2025
First disbursed
7/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$176K
Est. cash at closing
$242K
Monthly payment
$21,166
Annual debt service
$254K
Cash flow needed (1.25×)
$317K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Alpha Surfaces LLC in Daytona Beach, FL — $1.4M (2025) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
9.49% variable
Term
192 mo (16 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
50 days
Approved
12/12/2024
First disbursed
1/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$151K
Est. cash at closing
$206K
Monthly payment
$13,745
Annual debt service
$165K
Cash flow needed (1.25×)
$206K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Pekok LLC in Jacksonville, FL — $1.0M (2025) · purchase · First National Bank of Pennsylvania
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
6 days
Approved
5/13/2025
First disbursed
5/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$13,077
Annual debt service
$157K
Cash flow needed (1.25×)
$196K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
Alpha Surfaces LLC in Daytona Beach, FL — $250K (2025) · purchase · Pinnacle Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.49% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
49 days
Approved
12/13/2024
First disbursed
1/31/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,234
Annual debt service
$39K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
NICKERSON ENTERPRISES LLC in Odessa, FL — $1.9M (2024) · purchase · American Momentum Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
48 days
Approved
10/27/2023
First disbursed
12/14/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$211K
Est. cash at closing
$291K
Monthly payment
$26,442
Annual debt service
$317K
Cash flow needed (1.25×)
$397K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Momentum Bank · Lender record →
Your business? Claim this record · Request removal
LAMARCA FLOORING INSTALLATIONS LLC in Lake Worth Beach, FL — $744K (2024) · purchase · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$558K (75%)
Approval → funding
42 days
Approved
7/19/2024
First disbursed
8/30/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$827K
Est. down payment (10%)
$83K
Est. cash at closing
$113K
Monthly payment
$10,460
Annual debt service
$126K
Cash flow needed (1.25×)
$157K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
Valiant Ventures Holdings LLC in Bradenton, FL — $510K (2024) · purchase · The Bank of Tampa
Program
Preferred Lenders Program
Rate at approval
9.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$383K (75%)
Approval → funding
31 days
Approved
10/6/2023
First disbursed
11/6/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$567K
Est. down payment (10%)
$57K
Est. cash at closing
$76K
Monthly payment
$6,530
Annual debt service
$78K
Cash flow needed (1.25×)
$98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bank of Tampa · Lender record →
Your business? Claim this record · Request removal
SARASOTA BUILDER FLOORING, INC. in Sarasota, FL — $500K (2024) · purchase · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
8 days
Approved
3/28/2024
First disbursed
4/5/2024
Loan status
Paid in full (3/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,014
Annual debt service
$72K
Cash flow needed (1.25×)
$90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Valiant Ventures Holdings LLC in Bradenton, FL — $200K (2024) · purchase · The Bank of Tampa
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approval → funding
20 days
Approved
10/10/2023
First disbursed
10/30/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,727
Annual debt service
$33K
Cash flow needed (1.25×)
$41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bank of Tampa · Lender record →
Your business? Claim this record · Request removal
Areme Inc. in New Port Richey, FL — $751K (2022) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$564K (75%)
Approval → funding
1 days
Approved
1/13/2022
First disbursed
1/14/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$835K
Est. down payment (10%)
$83K
Est. cash at closing
$114K
Monthly payment
$8,248
Annual debt service
$99K
Cash flow needed (1.25×)
$124K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
GISA LLC in Hollywood, FL — $1.5M (2021) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approved
12/15/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$168K
Est. cash at closing
$231K
Monthly payment
$16,265
Annual debt service
$195K
Cash flow needed (1.25×)
$244K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
LS ENTERPRISES I, LLC in Sebring, FL — $430K (2020) · purchase · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$322K (75%)
Approval → funding
18 days
Approved
11/12/2019
First disbursed
11/30/2019
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Flooring Contractors
If you were the buyer here
Est. deal size
$477K
Est. down payment (10%)
$48K
Est. cash at closing
$64K
Monthly payment
$5,101
Annual debt service
$61K
Cash flow needed (1.25×)
$77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal

Financing a flooring contractors deal in Florida? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to flooring contractors businesses with a Florida project address.

Agent summary

How to finance a flooring contractors acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. Pinnacle Bank funds the most here. CapBench is not a lender.

$391K typical loan
10 lenders active in Florida
13+ funded Florida deals
42 days typical to fund

Buyers buying a flooring contractors in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All flooring contractors lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/flooring-contractors/florida
API:: https://www.capbench.com/api/public/lenders?industry=flooring-contractors
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.