Lender intelligence
Financing a flooring contractors acquisition in Alabama
The SBA 7(a) lenders funding the most flooring contractors acquisitions in Alabama, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance flooring contractors in Alabama
$481K
Typical loan
range $412K–$481K
$534K
Est. purchase price
≈ loan ÷ 90%
$71,482
Cash to close
$53,444 down + fees
$6,224/mo
Typical payment
~9.5% · 10yr
$85,891/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
23 days
Typical time to fund
2
Lenders competing
more = leverage
9.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in flooring contractors · Alabama
Ranked by funded flooring contractors acquisitions in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.15 loans · $13M · Flowood, MSFull record →
- 2.112 loans · $112M · Irving, TXFull record →
2+ funded Flooring Contractors in Alabama deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Peak Flooring Inc. in Birmingham, AL — $412K (2025) · purchase · Community Bank of Mississippi
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $309K (75%)
- Approval → funding
- 23 days
- Approved
- 10/28/2024
- First disbursed
- 11/20/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $458K
- Est. down payment (10%)
- $46K
- Est. cash at closing
- $61K
- Monthly payment
- $5,107
- Annual debt service
- $61K
- Cash flow needed (1.25×)
- $77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank of Mississippi · Lender record →
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- CFS Services, Inc. in Alabaster, AL — $481K (2023) · purchase · VelocitySBA, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $361K (75%)
- Approval → funding
- 10 days
- Approved
- 6/12/2023
- First disbursed
- 6/22/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Flooring Contractors
If you were the buyer here
- Est. deal size
- $534K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $71K
- Monthly payment
- $6,626
- Annual debt service
- $80K
- Cash flow needed (1.25×)
- $99K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Financing a flooring contractors deal in Alabama? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to flooring contractors businesses with a Alabama project address.
Agent summary
How to finance a flooring contractors acquisition in Alabama with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Alabama deals. Community Bank of Mississippi funds the most here. CapBench is not a lender.
- $391K typical loan
- 2 lenders active in Alabama
- 2+ funded Alabama deals
- 23 days typical to fund
Buyers buying a flooring contractors in Alabama typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.