SBA lending record
Direct Air
12200 SW 129TH CT, Miami, FL 33186 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$3.3M
Total SBA financing
2
Loans on record
FY2021
On record
2
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$3,065,000 — FY2021
Loan 1 of 2- Gross approval
- $3,065,000
- SBA guaranteed
- $2,758,500 (90%)
- Status
- Paid in full
- Rate at approval
- 6% f
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 9/17/2021
- First disbursement
- 12/2/2021
- Days to fund
- 76 days
- Paid in full
- 8/31/2022
- Collateral
- Required
- Jobs supported
- 1
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- Live Oak Banking Company
- Address
- 12200 SW 129TH CT
- City
- Miami, 33186
- County
- Miami-Dade
- SBA district office
- SOUTH FLORIDA DISTRICT OFFICE
- Congressional district
- 26
$250,000 — FY2021
Loan 2 of 2- Gross approval
- $250,000
- SBA guaranteed
- $187,500 (75%)
- Status
- Paid in full
- Rate at approval
- 6% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 9/17/2021
- First disbursement
- 12/2/2021
- Days to fund
- 76 days
- Paid in full
- 8/31/2022
- Collateral
- Required
- Jobs supported
- 1
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- Live Oak Banking Company
- Address
- 12200 SW 129TH CT
- City
- Miami, 33186
- County
- Miami-Dade
- SBA district office
- SOUTH FLORIDA DISTRICT OFFICE
- Congressional district
- 26
The lender
Live Oak Banking Company
2 loans to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.
Similar businesses
Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
MKC South Florida, Inc
Cutler Bay, FL· ~5 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $2.8M
- SBA financing
- ≈ $5.4M–$9.1M
- Est. revenue (rough)
A & O PLUMBING CORP
Palmetto Bay, FL· ~4 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $3.3M
- SBA financing
- ≈ $6.5M–$11M
- Est. revenue (rough)
F X P CORP.
Miami, FL· ~7 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $1.6M
- SBA financing
- ≈ $3.1M–$5.1M
- Est. revenue (rough)
CAILIS MECHANICAL CORP.
Davie, FL· ~32 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $3.7M
- SBA financing
- ≈ $7.3M–$12M
- Est. revenue (rough)
Express Drain & Sewer Cleaning, LLC
Hollywood, FL· ~27 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $3.9M
- SBA financing
- ≈ $7.6M–$13M
- Est. revenue (rough)
SOUTH COOL, CORP.
Miami, FL· ~6 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $1.0M
- SBA financing
- ≈ $2.0M–$3.3M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Direct Air in Miami, FL (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $3.3M
- On record FY2021
- 2 jobs supported
- Industry: Plumbing, Heating, and Air-Conditioning Contractors
- Location: Miami, FL
- Lender: Live Oak Banking Company
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in FL for ~$1.7M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is Direct Air your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Direct Air.