SBA lending record
EnviroRail, Inc.
3822 STATE ROUTE 3, Red Bud, IL 62278 · Landscaping Services. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$291K
Total SBA financing
2
Loans on record
FY2022
On record
48
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.
All 2 loans
$25,000 — FY2022
Loan 1 of 2- Gross approval
- $25,000
- SBA guaranteed
- $12,500 (50%)
- Status
- Charged off (failed)
- Rate at approval
- 1.5% v
- Term
- 61 mo (5 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 12/9/2021
- First disbursement
- 12/16/2021
- Days to fund
- 7 days
- Charged off
- 12/11/2023
- Charge-off amount
- $22,524
- Collateral
- None
- Jobs supported
- 24
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Landscaping Services
- NAICS code
- 561730
- Address
- 3822 STATE ROUTE 3
- City
- Red Bud, 62278
- County
- Monroe
- SBA district office
- ILLINOIS DISTRICT OFFICE
- Congressional district
- 12
$265,500 — FY2022
Loan 2 of 2- Gross approval
- $265,500
- SBA guaranteed
- $132,750 (50%)
- Status
- Paid in full
- Rate at approval
- 4% v
- Term
- 240 mo (20 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 12/9/2021
- First disbursement
- 12/16/2021
- Days to fund
- 7 days
- Paid in full
- 8/31/2023
- Collateral
- Required
- Jobs supported
- 24
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Landscaping Services
- NAICS code
- 561730
- Address
- 3822 State Route 3
- City
- Red Bud, 62278
- County
- Monroe
- SBA district office
- ILLINOIS DISTRICT OFFICE
- Congressional district
- 12
The lender
The First National Bank of Waterloo
2 loans to this businessFind SBA lenders for businesses like this
The banks most active funding landscaping services — by location, industry.
Similar businesses
Comparable landscaping services in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Brooks Seal LLC
Saint Louis, MO· ~24 mi
Landscaping Services
- $260K
- SBA financing
- ≈ $510K–$850K
- Est. revenue (rough)
Driscoll Lawn & Land, LLC
Shrewsbury, MO· ~30 mi
Landscaping Services
- $346K
- SBA financing
- ≈ $678K–$1.1M
- Est. revenue (rough)
Sugarloaf Landscape and Nursery
Edwardsville, IL· ~40 mi
Landscaping Services
- $378K
- SBA financing
- ≈ $741K–$1.2M
- Est. revenue (rough)
Lawn to Yard, LLC
Farmington, MO· ~36 mi
Landscaping Services
- $411K
- SBA financing
- ≈ $805K–$1.3M
- Est. revenue (rough)
Clarity Cleaning
Highland, IL· ~41 mi
Boulder Design
- $371K
- SBA financing
- ≈ $727K–$1.2M
- Est. revenue (rough)
WRL Enterprises LLC
St. Louis, MO· ~24 mi
Landscaping Services
- $138K
- SBA financing
- ≈ $271K–$452K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for EnviroRail, Inc. in Red Bud, IL (Landscaping Services). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $291K
- On record FY2022
- 48 jobs supported
- Industry: Landscaping Services
- Location: Red Bud, IL
- Lender: The First National Bank of Waterloo
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Landscaping Services businesses in IL for ~$145k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with EnviroRail, Inc..