SBA lending record

EZ CELL INC

31 E JEFFERSON AVE, Spring Valley, NY 10977 · Electronics Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$75K

Total SBA financing

Loan on record

FY2021

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$75,000 — FY2021

Gross approval: $75,000
SBA guaranteed: $56,250 (75%)
Status: Charged off (failed)
Rate at approval: 7% v
Term: 95 mo (8 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 6/21/2021
First disbursement: 6/30/2021
Days to fund: 9 days
Charged off: 2/10/2026
Charge-off amount: $47,928
Collateral: None
Jobs supported: 20
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Electronics Stores
NAICS code: 443142
Lender: Manufacturers and Traders Trust Company
Address: 31 E JEFFERSON AVE
City: Spring Valley, 10977
County: Rockland
SBA district office: NEW YORK DISTRICT OFFICE
Congressional district: 17

The lender

Manufacturers and Traders Trust Company

1 loan to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding electronics stores — by location, industry.

SBA lenders in New York Lenders for electronics stores Electronics Stores lenders in New York

Similar businesses

Comparable electronics stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

SAION ELECTRONICS CORP.

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$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

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Retro Source Video Games Inc

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$85K
SBA financing: ≈ $167K–$278K
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L'Chaim Productions Inc.

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$150K
SBA financing: ≈ $294K–$490K
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Cell accessories city inc

Elmont, NY· ~35 mi

Electronics Stores

$25K
SBA financing: ≈ $49K–$82K
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Wireless King LLC

Brooklyn, NY· ~36 mi

Electronics Stores

$900K
SBA financing: ≈ $1.8M–$2.9M
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Blufox Mobile LLC

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Electronics Stores

$10.0M
SBA financing: ≈ $20M–$33M
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Agent summary

This page summarizes the public SBA 7(a) lending record for EZ CELL INC in Spring Valley, NY (Electronics Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $75K
On record FY2021
20 jobs supported
Industry: Electronics Stores
Location: Spring Valley, NY
Lender: Manufacturers and Traders Trust Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Electronics Stores businesses in NY for ~$75k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/ez-cell-inc-ny
API:: https://www.capbench.com/api/public/businesses/ez-cell-inc-ny
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with EZ CELL INC.