SBA lending record

HAPPY EXPRESS

530 W Main Street, Auburn, WA 98001 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.1M

Total SBA financing

Loan on record

FY2023

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$1,127,000 — FY2023

Gross approval: $1,127,000
SBA guaranteed: $845,250 (75%)
Status: In workout — SBA bought the guarantee
Rate at approval: 10% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 3/2/2023
First disbursement: 3/24/2023
Days to fund: 22 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 11
Business type: Corporation
Business age: Change of Ownership
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Celtic Bank Corporation
Address: 530 W Main Street
City: Auburn, 98001
County: King
SBA district office: SEATTLE DISTRICT OFFICE
Congressional district: 8

The lender

Celtic Bank Corporation

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding full-service restaurants — by location, industry.

SBA lenders in Washington Lenders for full-service restaurants Full-Service Restaurants lenders in Washington

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Braxton Family L.L.C.

Auburn, WA· ~1 mi

Full-Service Restaurants

$1.1M
SBA financing: ≈ $2.2M–$3.7M
Est. revenue (rough)

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ASSA 9 INC

Federal Way, WA· ~4 mi

Full-Service Restaurants

$1.2M
SBA financing: ≈ $2.4M–$4.0M
Est. revenue (rough)

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Banwait, LLC

Federal Way, WA· ~4 mi

Black Bear Diner

$1.0M
SBA financing: ≈ $2.0M–$3.3M
Est. revenue (rough)

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JS Park, LLC

Federal Way, WA· ~4 mi

Full-Service Restaurants

$1.0M
SBA financing: ≈ $2.0M–$3.3M
Est. revenue (rough)

View record

SPECIALTY RESTAURANT GROUP, INC.

Puyallup, WA· ~8 mi

Full-Service Restaurants

$925K
SBA financing: ≈ $1.8M–$3.0M
Est. revenue (rough)

View record

AJOO FOOD INC

Kent, WA· ~5 mi

Full-Service Restaurants

$1.2M
SBA financing: ≈ $2.4M–$4.1M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for HAPPY EXPRESS in Auburn, WA (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $1.1M
On record FY2023
11 jobs supported
Industry: Full-Service Restaurants
Location: Auburn, WA
Lender: Celtic Bank Corporation

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in WA for ~$1.1M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/happy-express-wa
API:: https://www.capbench.com/api/public/businesses/happy-express-wa
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with HAPPY EXPRESS.