SBA lending record

Higher Grounds, LLC

1608 Grandview Dr East, Garden City, KS 67846 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$3.7M

Total SBA financing

Loans on record

FY2020–22

On record

304

Jobs supported

Franchise brand

Scooter's Coffee

See Scooter's Coffee's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 3 loans

$677,000 — FY2022

Loan 1 of 3

Gross approval: $677,000
SBA guaranteed: $507,750 (75%)
Status: Paid in full
Rate at approval: 5.5% f
Term: 300 mo (25 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/13/2021
First disbursement: 12/15/2021
Days to fund: 63 days
Paid in full: 8/31/2023
Collateral: Required
Jobs supported: 92
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Scooter's Coffee
Franchise code: S1533
Lender: Dream First Bank National Association
Address: 100 N Main St
City: Pratt, 67124
County: Pratt
SBA district office: WICHITA DISTRICT OFFICE
Congressional district: 4

$1,458,700 — FY2021

Loan 2 of 3

Gross approval: $1,458,700
SBA guaranteed: $1,312,830 (90%)
Status: Paid in full
Rate at approval: 5.25% f
Term: 180 mo (15 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/27/2021
First disbursement: 9/7/2021
Days to fund: 11 days
Paid in full: 7/31/2025
Collateral: Required
Jobs supported: 122
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Scooter's Coffee
Franchise code: S1533
Lender: Dream First Bank National Association
Address: 904 W WYATT EARP BLVD
City: Dodge City, 67801
County: Ford
SBA district office: WICHITA DISTRICT OFFICE
Congressional district: 1

$1,544,500 — FY2020

Loan 3 of 3

Gross approval: $1,544,500
SBA guaranteed: $1,158,375 (75%)
Status: Paid in full
Rate at approval: 5% f
Term: 120 mo (10 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/10/2020
First disbursement: 8/31/2020
Days to fund: 21 days
Paid in full: 8/31/2023
Collateral: Required
Jobs supported: 90
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Scooter's Coffee
Franchise code: S1533
Lender: Dream First Bank National Association
Address: 1608 Grandview Dr East
City: Garden City, 67846
County: Finney
SBA district office: WICHITA DISTRICT OFFICE
Congressional district: 1

The lender

Dream First Bank National Association

3 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry, and brand.

SBA lenders in Kansas Lenders for limited-service restaurants Limited-Service Restaurants lenders in Kansas Scooter's Coffee lenders Scooter's Coffee lenders in Kansas

Other Scooter's Coffee locations

Other Scooter's Coffee businesses in the public SBA record — closest first, by location and deal size.

Family Blends, LLC

Colby, KS· ~101 mi

Scooter's Coffee

$2.7M
SBA financing: ≈ $5.2M–$8.7M
Est. revenue (rough)

View record

Brew Crew LLC

Independence, KS· ~285 mi

Scooter's Coffee

$3.9M
SBA financing: ≈ $7.7M–$13M
Est. revenue (rough)

View record

Nacho Lands LLC

Parker, CO· ~241 mi

Scooter's Coffee

$3.6M
SBA financing: ≈ $7.1M–$12M
Est. revenue (rough)

View record

Holy Grounds, LLC

Louisburg, KS· ~337 mi

Scooter's Coffee

$3.2M
SBA financing: ≈ $6.2M–$10M
Est. revenue (rough)

View record

Tuff Scooter Pharmer LLC

Loveland, CO· ~284 mi

Scooter's Coffee

$3.1M
SBA financing: ≈ $6.2M–$10M
Est. revenue (rough)

View record

Scooter's Coffee

Brownsville, TX· ~848 mi

Scooter's Coffee

$3.3M
SBA financing: ≈ $6.5M–$11M
Est. revenue (rough)

View record

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Laila II LLC

Kansas City, MO· ~347 mi

Limited-Service Restaurants

$3.6M
SBA financing: ≈ $7.0M–$12M
Est. revenue (rough)

View record

Culver's of Aurora

Aurora, CO· ~245 mi

Culver's ButterBurgers & Frozen Custard

$3.7M
SBA financing: ≈ $7.2M–$12M
Est. revenue (rough)

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Axiom Hosts, LLC

Middletown, OH· ~891 mi

Zaxby's

$3.6M
SBA financing: ≈ $7.1M–$12M
Est. revenue (rough)

View record

KDS Properties, LLC

Centennial, CO· ~239 mi

Dairy Queen Operating Agreement

$4.2M
SBA financing: ≈ $8.3M–$14M
Est. revenue (rough)

View record

LC CO LLC

Colorado Springs, CO· ~222 mi

Little Caesars

$3.1M
SBA financing: ≈ $6.0M–$10M
Est. revenue (rough)

View record

Two Knuckleheads, LLC

Terre Haute, IN· ~731 mi

Jimmy John's

$4.0M
SBA financing: ≈ $7.8M–$13M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Higher Grounds, LLC in Garden City, KS (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $3.7M
On record FY2020–22
304 jobs supported
Industry: Limited-Service Restaurants
Location: Garden City, KS
Lender: Dream First Bank National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in KS for ~$1.2M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/higher-grounds-llc-ks
API:: https://www.capbench.com/api/public/businesses/higher-grounds-llc-ks
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Higher Grounds, LLC.