SBA lending record
KDS Enterprises, Inc.
1654 SANTA ANA AVE, Costa Mesa, CA 92627 · Convenience Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$2.5M
Total SBA financing
2
Loans on record
FY2020–22
On record
13
Jobs supported
Franchise brand
Circle K (C-store Agreement only)
See Circle K (C-store Agreement only)'s SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$2,079,500 — FY2022
Loan 1 of 2- Gross approval
- $2,079,500
- SBA guaranteed
- $1,559,625 (75%)
- Status
- Paid in full
- Rate at approval
- 5% v
- Term
- 300 mo (25 yr)
- Program
- 7a General
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 4/8/2022
- First disbursement
- 5/5/2022
- Days to fund
- 27 days
- Paid in full
- 3/31/2025
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 8
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Gasoline Stations with Convenience Stores
- NAICS code
- 457110
- Franchise
- Tesoro Refining & Marketing Company, LLC (Shell) Retail Sale
- Franchise code
- S2655
- Lender
- United Business Bank
- Address
- 8400 Washington Blvd. Suite C1
- City
- Pico Rivera, 90660
- County
- Los Angeles
- SBA district office
- LOS ANGELES DISTRICT OFFICE
- Congressional district
- 38
$461,000 — FY2020
Loan 2 of 2- Gross approval
- $461,000
- SBA guaranteed
- $345,750 (75%)
- Status
- Cancelled
- Rate at approval
- 5.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 9/8/2020
- Collateral
- Required
- Jobs supported
- 5
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Convenience Stores
- NAICS code
- 445120
- Franchise
- Circle K (C-store Agreement only)
- Franchise code
- S2146
- Address
- 1654 SANTA ANA AVE
- City
- Costa Mesa, 92627
- County
- Orange
- SBA district office
- SANTA ANA DISTRICT OFFICE
- Congressional district
- 48
The lenders
American Continental Bank
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding convenience stores — by location, industry, and brand.
Other Circle K (C-store Agreement only) locations
Other Circle K (C-store Agreement only) businesses in the public SBA record — closest first, by location and deal size.
New Roop Enterprises, Inc
Costa Mesa, CA· ~2 mi
Circle K (C-store Agreement only)
- $727K
- SBA financing
- ≈ $1.4M–$2.4M
- Est. revenue (rough)
Gkhalsa, Inc
Anaheim, CA· ~12 mi
Circle K (C-store Agreement only)
- $750K
- SBA financing
- ≈ $1.5M–$2.5M
- Est. revenue (rough)
5JAB LLC
Long Beach, CA· ~22 mi
Circle K (C-store Agreement only)
- $835K
- SBA financing
- ≈ $1.6M–$2.7M
- Est. revenue (rough)
Sheena Brothers, Inc.
Poway, CA· ~69 mi
Circle K (C-store Agreement only)
- $1.7M
- SBA financing
- ≈ $3.3M–$5.5M
- Est. revenue (rough)
SHREE GOBIND JEE INCORPORATED
Los Angeles, CA· ~35 mi
Circle K (C-store Agreement only)
- $1.0M
- SBA financing
- ≈ $2.0M–$3.3M
- Est. revenue (rough)
New Land Food, Inc.
Hemet, CA· ~55 mi
Circle K (C-store Agreement only)
- $3.8M
- SBA financing
- ≈ $7.5M–$13M
- Est. revenue (rough)
Similar businesses
Comparable convenience stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
The Corner Store
San Pedro, CA· ~23 mi
Convenience Stores
- $2.1M
- SBA financing
- ≈ $4.2M–$6.9M
- Est. revenue (rough)
BEM Retail Market Inc
Gardena, CA· ~27 mi
Convenience Stores
- $2.4M
- SBA financing
- ≈ $4.8M–$8.0M
- Est. revenue (rough)
Surinder Singh Multani and Amrpreet Kaur Multani
Orange, CA· ~15 mi
Convenience Stores
- $1.5M
- SBA financing
- ≈ $2.9M–$4.9M
- Est. revenue (rough)
Vercher 120 LLC
Los Angeles, CA· ~28 mi
Convenience Stores
- $2.2M
- SBA financing
- ≈ $4.4M–$7.3M
- Est. revenue (rough)
Rur Singh
Los Angeles, CA· ~29 mi
Convenience Stores
- $2.0M
- SBA financing
- ≈ $3.8M–$6.4M
- Est. revenue (rough)
KC Liquor & Wine Inc
Orange, CA· ~12 mi
Convenience Stores
- $980K
- SBA financing
- ≈ $1.9M–$3.2M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for KDS Enterprises, Inc. in Costa Mesa, CA (Convenience Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $2.5M
- On record FY2020–22
- 13 jobs supported
- Industry: Convenience Stores
- Location: Costa Mesa, CA
- Lenders: American Continental Bank, United Business Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Convenience Stores businesses in CA for ~$1.3M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with KDS Enterprises, Inc..