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Convenience Stores lenders (all states)

Lender intelligence

Financing a convenience stores acquisition in California

The SBA 7(a) lenders funding the most convenience stores acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance convenience stores in California

$406K

Typical loan

range $299K–$700K

$451K

Est. purchase price

≈ loan ÷ 90%

$60,336

Cash to close

$45,111 down + fees

$5,254/mo

Typical payment

~9.5% · 10yr

$72,505/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.7%

Still performing

1.3% default · FY20–23

48 days

Typical time to fund

22

Lenders competing

more = leverage

5.61%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in convenience stores · California

Ranked by funded convenience stores acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public convenience stores loan history in California to rank lenders yet. See convenience stores lenders nationwide →

78+ funded Convenience Stores in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • J&K Chauhan Inc. in Dinuba, CA$1.2M (2023) · purchase · Mission Bank
  • Beehive Market in Yuba City, CA$390K (2023) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
  • Valley Acres Gas and Mart Inc. in Taft, CA$1.0M (2022) · purchase · Commonwealth Business Bank
  • Kelseyville Food Inc in Kelseyville, CA$825K (2022) · purchase · VelocitySBA, LLC
  • Marina Market Inc in Nice, CA$540K (2022) · purchase · VelocitySBA, LLC
  • BWK Management Inc in Los Angeles, CA$400K (2022) · purchase · Hanmi Bank
  • Village Market in Denair, CA$350K (2022) · purchase · United Business Bank
  • Ridgecrest Market & Liquor, Inc. in Victorville, CA$350K (2022) · purchase · Commonwealth Business Bank
  • Durra and Sadie General Partnership in Buena Park, CA$350K (2022) · purchase · Commonwealth Business Bank
  • MODEL FOOD MART in San Lorenzo, CA$250K (2022) · purchase · West Coast Community Bank
  • CROWN WINE & SPIRITS, INC. in Fullerton, CA$186K (2022) · purchase · Commonwealth Business Bank
  • Mini Market On Main St in Los Angeles, CA$105K (2022) · purchase · Bank of Hope
  • Choice Food Market in Merced, CA$1.8M (2021) · purchase · Celtic Bank Corporation
  • Andromache LLC in Bakersfield, CA$1.8M (2021) · purchase · Commonwealth Business Bank
  • Ramuni Market Inc in Perris, CA$1.2M (2021) · purchase · Open Bank
  • Fruitridge Quick Mart in Sacramento, CA$1.0M (2021) · purchase · Open Bank
  • Shop N Go Liquor Inc in Bloomington, CA$1.0M (2021) · purchase · Commonwealth Business Bank
  • Mel's Liquor Inc. in Moreno Valley, CA$962K (2021) · purchase · Commonwealth Business Bank
  • Dejacks County Market in Isleton, CA$956K (2021) · purchase · Plumas Bank
  • RMT Retail Market Inc in Los Angeles, CA$945K (2021) · purchase · Commonwealth Business Bank

Financing a convenience stores deal in California? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to convenience stores businesses with a California project address.

Agent summary

How to finance a convenience stores acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. CapBench is not a lender.

  • $578K typical loan
  • 22 lenders active in California
  • 78+ funded California deals
  • 48 days typical to fund

Buyers buying a convenience stores in California typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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