Lender intelligence
Financing a convenience stores acquisition in Florida
The SBA 7(a) lenders funding the most convenience stores acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance convenience stores in Florida
$400K
Typical loan
range $400K–$400K
$444K
Est. purchase price
≈ loan ÷ 90%
$59,444
Cash to close
$44,444 down + fees
$5,231/mo
Typical payment
~9.75% · 10yr
$72,188/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
24 days
Typical time to fund
1
Lenders competing
more = leverage
5.19%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in convenience stores · Florida
Ranked by funded convenience stores acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.23 loans · $30M · Stuart, FLFull record →
1+ funded Convenience Stores in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- H&M Bronson LLC in Bronson, FL — $400K (2022) · purchase · Seacoast National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.19% variable
- Term
- 144 mo (12 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 24 days
- Approved
- 1/7/2022
- First disbursed
- 1/31/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Convenience Stores
If you were the buyer here
- Est. deal size
- $444K
- Est. down payment (10%)
- $44K
- Est. cash at closing
- $59K
- Monthly payment
- $3,738
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Seacoast National Bank · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to convenience stores businesses with a Florida project address.
Agent summary
How to finance a convenience stores acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. Seacoast National Bank funds the most here. CapBench is not a lender.
- $578K typical loan
- 1 lenders active in Florida
- 1+ funded Florida deals
- 24 days typical to fund
Buyers buying a convenience stores in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-12.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.