SBA lending record

Lack Enterprises LLC

405 RUSSELL RD, Ashland, KY 41101 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$2.2M

Total SBA financing

Loans on record

FY2021–22

On record

Jobs supported

Franchise brand

Rally's

See Rally's's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

Is Lack Enterprises LLC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

Claim this listing Remove

All 2 loans

$1,895,000 — FY2022

Loan 1 of 2

Gross approval: $1,895,000
SBA guaranteed: $1,421,250 (75%)
Status: In workout — SBA bought the guarantee
Rate at approval: 5.75% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/3/2022
First disbursement: 3/18/2022
Days to fund: 15 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 5
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Rally's
Franchise code: S1398
Lender: Beacon Bank and Trust
Address: 1478 W LEXINGTON AVE
City: Winchester, 40391
County: Clark
SBA district office: KENTUCKY DISTRICT OFFICE
Congressional district: 6

$302,500 — FY2021

Loan 2 of 2

Gross approval: $302,500
SBA guaranteed: $151,250 (50%)
Status: Paid in full
Rate at approval: 5.7% f
Term: 300 mo (25 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/2/2021
First disbursement: 9/30/2021
Days to fund: 28 days
Paid in full: 10/31/2023
Collateral: Required
Jobs supported: 65
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Rally's
Franchise code: S1398
Lender: Fifth Third Bank
Address: 405 RUSSELL RD
City: Ashland, 41101
County: Greenup
SBA district office: KENTUCKY DISTRICT OFFICE
Congressional district: 4

The lenders

Fifth Third Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Beacon Bank and Trust

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry, and brand.

SBA lenders in Kentucky Lenders for limited-service restaurants Limited-Service Restaurants lenders in Kentucky Rally's lenders Rally's lenders in Kentucky

Other Rally's locations

Other Rally's businesses in the public SBA record — closest first, by location and deal size.

Lack Enterprises LLC

Portsmouth, OH· ~25 mi

Rally's

$303K
SBA financing: ≈ $593K–$989K
Est. revenue (rough)

View record

Magic Fast Foods Corp.

Temecula, CA· ~1945 mi

Rally's

$2.3M
SBA financing: ≈ $4.5M–$7.6M
Est. revenue (rough)

View record

GLOBAL MIDSOUTH CORP.

Pontotoc, MS· ~460 mi

Rally's

$1.7M
SBA financing: ≈ $3.4M–$5.6M
Est. revenue (rough)

View record

AP Burgers Inc

Fresno, CA· ~2026 mi

Rally's

$3.3M
SBA financing: ≈ $6.4M–$11M
Est. revenue (rough)

View record

Simone's Investment LLC

Saint Louis, MO· ~412 mi

Rally's

$1.6M
SBA financing: ≈ $3.2M–$5.3M
Est. revenue (rough)

View record

RCR Foods, LLC

Houma, LA· ~768 mi

Rally's

$1.6M
SBA financing: ≈ $3.2M–$5.4M
Est. revenue (rough)

View record

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Regal Food Management LLC

Ashland, KY· ~6 mi

Subway

$1.6M
SBA financing: ≈ $3.1M–$5.2M
Est. revenue (rough)

View record

Cincinnati 25892 LLC

Portsmouth, OH· ~25 mi

Subway

$1.4M
SBA financing: ≈ $2.6M–$4.4M
Est. revenue (rough)

View record

BWH Sandwich Shop of Summit, LLC

Ashland, KY· ~4 mi

Subway

$332K
SBA financing: ≈ $650K–$1.1M
Est. revenue (rough)

View record

Loco Fresh Produce LLC

Ashland, KY· ~6 mi

Limited-Service Restaurants

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

View record

Youngs Restaurant Group LLC

Montgomery, WV· ~74 mi

Dairy Queen of VA., Inc - Dairy Queen Operating Agreement

$2.8M
SBA financing: ≈ $5.5M–$9.3M
Est. revenue (rough)

View record

Yad&Pre LLC

Batavia, OH· ~91 mi

Papa John's

$2.0M
SBA financing: ≈ $3.9M–$6.5M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Lack Enterprises LLC in Ashland, KY (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $2.2M
On record FY2021–22
70 jobs supported
Industry: Limited-Service Restaurants
Location: Ashland, KY
Lenders: Fifth Third Bank, Beacon Bank and Trust

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in KY for ~$1.1M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal Talk to a loan broker Find SBA lenders Compare similar deals

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/lack-enterprises-llc-ky
API:: https://www.capbench.com/api/public/businesses/lack-enterprises-llc-ky
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Lack Enterprises LLC your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

Claim this listing

Researching a business like this one?

The numbers above are what a deal of this size and type actually looked like. Tell us what you're buying and we'll point you to the lenders most likely to fund it.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Lack Enterprises LLC.