Rally's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1398)
15 deals since 2020 · typical deal $1.4M
15
Deals since 2020
$1.4M
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Rally's
Most Rally's deals financed between $283K and $1.65M. Above $1.65M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $17,667
- Down payment (10%)
- $150K
- Cash to close (all-in)
- $206K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$206K)
Experience
Recent financings
- AP Burgers Inc in Fresno, CA — $3.3M (2026) · purchase · Beacon Business Bank National Association
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.5M (75%)
- Approval → funding
- 10 days
- Approved
- 12/9/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 130
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.6M
- Est. down payment (10%)
- $364K
- Est. cash at closing
- $503K
- Monthly payment
- $42,442
- Annual debt service
- $509K
- Cash flow needed (1.25×)
- $637K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Business Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Magic Fast Foods Corp. in Temecula, CA — $2.3M (2023) · First Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 233 months
- SBA guaranteed
- $1.7M (75%)
- Approved
- 9/16/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by First Business Bank · Lender record →
Your business? Claim this record · Request removal
- Lack Enterprises LLC in Winchester, KY — $1.9M (2022) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 15 days
- Approved
- 3/3/2022
- First disbursed
- 3/18/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- GLOBAL MIDSOUTH CORP. in Amory, MS — $1.6M (2021) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.4M (90%)
- Approved
- 9/22/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 70
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- KGR 7890 RE, LLC in Phoenix, AZ — $1.4M (2021) · Commonwealth Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (90%)
- Approval → funding
- 8 days
- Approved
- 3/1/2021
- First disbursed
- 3/9/2021
- Loan status
- Paid in full (3/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 61
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
- The Barrios Family Trust dated December 17, 2001 in Calexico, CA — $619K (2021) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $557K (90%)
- Approval → funding
- 13 days
- Approved
- 5/18/2021
- First disbursed
- 5/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Lack Enterprises LLC in Portsmouth, OH — $303K (2021) · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.7% fixed
- Term
- 299 months
- SBA guaranteed
- $151K (50%)
- Approval → funding
- 28 days
- Approved
- 9/2/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 65
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- Lack Enterprises LLC in Ashland, KY — $303K (2021) · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.7% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $151K (50%)
- Approval → funding
- 28 days
- Approved
- 9/2/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 65
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- The Barrios Family Trust Dated December 17 2001 in El Centro, CA — $229K (2021) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $206K (90%)
- Approval → funding
- 40 days
- Approved
- 9/21/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- RCR Foods, LLC in Houma, LA — $1.6M (2020) · b1BANK
- Program
- 7a General
- Rate at approval
- 6.25% variable
- Term
- 213 months
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 189 days
- Approved
- 3/25/2020
- First disbursed
- 9/30/2020
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 44
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by b1BANK · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Rally's?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Rally's — and where
Every dot is a financed Rally's — 15 mapped.
Financed Rally's locations — list all 15 as text
- KGR 7890 RE, LLC — Phoenix · $1.4M · FY2021 · Limited-Service Restaurants
- The Barrios Family Trust dated December 17, 2001 — Calexico · $619K · FY2021 · Limited-Service Restaurants
- AP Burgers Inc — Fresno · $3.3M · FY2026 · Limited-Service Restaurants
- GLOBAL MIDSOUTH CORP. — Pontotoc · $126K · FY2020 · Limited-Service Restaurants
- Magic Fast Foods Corp. — Temecula · $2.3M · FY2023 · Limited-Service Restaurants
- SnS Quickburgers, LLC. — Franklin · $283K · FY2020 · Limited-Service Restaurants
- SnS Quickburgers, LLC. — Franklin · $50K · FY2020 · Limited-Service Restaurants
- B & A Enterprises, Inc. — Citrus Heights · $1.6M · FY2020 · Limited-Service Restaurants
- RCR Foods, LLC — Houma · $1.6M · FY2020 · Limited-Service Restaurants
- Simone's Investment LLC — Saint Louis · $1.6M · FY2020 · Limited-Service Restaurants
- Lack Enterprises LLC — Winchester · $1.9M · FY2022 · Limited-Service Restaurants
- Lack Enterprises LLC — Portsmouth · $303K · FY2021 · Limited-Service Restaurants
- Lack Enterprises LLC — Ashland · $303K · FY2021 · Limited-Service Restaurants
- The Barrios Family Trust Dated December 17 2001 — El Centro · $229K · FY2021 · Limited-Service Restaurants
- GLOBAL MIDSOUTH CORP. — Amory · $1.6M · FY2021 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.California (5 loans)
- 2.Mississippi (2 loans)
- 3.Indiana (2 loans)
- 4.Kentucky (2 loans)
- 5.Arizona (1 loans)
- 6.Louisiana (1 loans)
- 7.Missouri (1 loans)
- 8.Ohio (1 loans)
Represent Rally's?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Rally's cost to buy or open?
The typical deal for Rally's is $1.4M across 15 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $149K of buyer cash on a typical deal.
How risky is Rally's?
Rally's has 15 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Rally's with an SBA loan?
Yes — Rally's has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Rally's franchise
Most Rally's buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Rally's deal financed for $1.4M, which points to about $149K of buyer cash on a typical purchase. Rally's is listed in the SBA Franchise Directory (identifier S1398), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Rally's — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Rally's — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Rally's — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Rally's is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 15 SBA 7(a) deals since 2020
- $1.4M typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1398)
- Top lenders: U.S. Bank, National Association, Pinnacle Bank, The Huntington National Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Rally's?
Five minutes with a specialist who's seen Rally's deals close answers more than an hour of searching. Free, usually same-day.
Represent Rally's?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Rally's.