SBA lending record

Miami Home Centers

13740 SW 8TH ST, Miami, FL 33184 · Hardware Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.7M

Total SBA financing

Loans on record

FY2023–25

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 3 loans

$170,000 — FY2025

Loan 1 of 3

Gross approval: $170,000
SBA guaranteed: $85,000 (50%)
Status: Current
Rate at approval: 14% v
Term: 72 mo (6 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/8/2024
First disbursement: 11/20/2024
Days to fund: 12 days
Collateral: None
Jobs supported: 4
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Hardware Retailers
NAICS code: 444140
Lender: Newtek Bank, National Association
Address: 7325 SW 57 Ave
City: Miami, 33143
County: Miami-Dade
SBA district office: SOUTH FLORIDA DISTRICT OFFICE
Congressional district: 27

$850,000 — FY2024

Loan 2 of 3

Gross approval: $850,000
SBA guaranteed: $637,500 (75%)
Status: Current
Rate at approval: 11.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/23/2024
First disbursement: 9/11/2024
Days to fund: 50 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 4
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Hardware Merchant Wholesalers
NAICS code: 423710
Lender: Newtek Bank, National Association
Address: 7325 SW 57 AVE
City: Miami, 33143
County: Miami-Dade
SBA district office: SOUTH FLORIDA DISTRICT OFFICE
Congressional district: 27

$700,000 — FY2023

Loan 3 of 3

Gross approval: $700,000
SBA guaranteed: $525,000 (75%)
Status: Delinquent
Rate at approval: 8.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 11/17/2022
First disbursement: 11/30/2022
Days to fund: 13 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 12
Business type: Corporation
Business age: Change of Ownership
Industry: Hardware Stores
NAICS code: 444130
Lender: Live Oak Banking Company
Address: 13740 SW 8TH ST
City: Miami, 33184
County: Miami-Dade
SBA district office: SOUTH FLORIDA DISTRICT OFFICE
Congressional district: 25

The lenders

Newtek Bank, National Association

2 loans to this businessFull SBA lending record + branches on the lender page →

Live Oak Banking Company

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding hardware stores — by location, industry.

SBA lenders in Florida Lenders for hardware stores Hardware Stores lenders in Florida

Similar businesses

Comparable hardware stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Commercial Beach Hardware, Inc.

Lauderdale By The Sea, FL· ~36 mi

Ace Hardware

$1.7M
SBA financing: ≈ $3.4M–$5.7M
Est. revenue (rough)

View record

RIGNEY'S WPB HARDWARE COMPANY

Greenacres, FL· ~64 mi

Ace Hardware

$623K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

View record

Exclusive Decorative Hardware LLC

Hollywood, FL· ~22 mi

Hardware Stores

$25K
SBA financing: ≈ $49K–$82K
Est. revenue (rough)

View record

Pala, Inc.

Stuart, FL· ~99 mi

Hardware Stores

$812K
SBA financing: ≈ $1.6M–$2.7M
Est. revenue (rough)

View record

Max's Ace Hardware , LLC

Haines City, FL· ~179 mi

Ace Hardware

$4.2M
SBA financing: ≈ $8.2M–$14M
Est. revenue (rough)

View record

Sweets Inc

Winter Haven, FL· ~178 mi

Hardware Stores

$937K
SBA financing: ≈ $1.8M–$3.1M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Miami Home Centers in Miami, FL (Hardware Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $1.7M
On record FY2023–25
20 jobs supported
Industry: Hardware Stores
Location: Miami, FL
Lenders: Newtek Bank, National Association, Live Oak Banking Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Hardware Stores businesses in FL for ~$573k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/miami-home-centers-fl
API:: https://www.capbench.com/api/public/businesses/miami-home-centers-fl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Miami Home Centers.