SBA lending record

Ruby & Family Diner

400 Main Street, Oliver Springs, TN 37840 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$130K

Total SBA financing

Loan on record

FY2022

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$130,000 — FY2022

Gross approval: $130,000
SBA guaranteed: $110,500 (85%)
Status: Cancelled
Rate at approval: 6.75% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 6/15/2022
Collateral: Required
Jobs supported: 2
Business type: Individual
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Newtek Small Business Finance, Inc.
Address: 400 Main Street
City: Oliver Springs, 37840
County: Roane
SBA district office: TENNESSEE DISTRICT OFFICE
Congressional district: 3

The lender

Newtek Small Business Finance, Inc.

1 loan to this business

Find SBA lenders for businesses like this

The banks most active funding full-service restaurants — by location, industry.

SBA lenders in Tennessee Lenders for full-service restaurants Full-Service Restaurants lenders in Tennessee

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $294K–$490K
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SBA financing: ≈ $294K–$490K
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THE KRAKENS CUP CO

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$300K
SBA financing: ≈ $588K–$980K
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NMCQ Hospitality Group LLC

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SBA financing: ≈ $685K–$1.1M
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Plum Tree Restaurant

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SBA financing: ≈ $98K–$163K
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Agent summary

This page summarizes the public SBA 7(a) lending record for Ruby & Family Diner in Oliver Springs, TN (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $130K
On record FY2022
2 jobs supported
Industry: Full-Service Restaurants
Location: Oliver Springs, TN
Lender: Newtek Small Business Finance, Inc.

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in TN for ~$130k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/ruby-family-diner-tn
API:: https://www.capbench.com/api/public/businesses/ruby-family-diner-tn
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Ruby & Family Diner.