SBA lending record
Ruth's Coffee, LLC
30 & 34 SEBASTIAN AVE, Saint Augustine, FL 32084 · Snack and Nonalcoholic Beverage Bars. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$1.9M
Total SBA financing
1
Loan on record
FY2023
On record
22
Jobs supported
Franchise brand
Scooter's Coffee
See Scooter's Coffee's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
Is Ruth's Coffee, LLC your business?
This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.
The loan
$1,929,500 — FY2023
- Gross approval
- $1,929,500
- SBA guaranteed
- $1,447,125 (75%)
- Status
- In liquidation
- Rate at approval
- 9.5% v
- Term
- 306 mo (26 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 1/23/2023
- First disbursement
- 1/30/2023
- Days to fund
- 7 days
- Collateral
- Required
- Jobs supported
- 22
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
- NAICS code
- 722515
- Franchise
- Scooter's Coffee
- Franchise code
- S1533
- Address
- 30 & 34 SEBASTIAN AVE
- City
- Saint Augustine, 32084
- County
- Saint Johns
- SBA district office
- NORTH FLORIDA DISTRICT OFFICE
- Congressional district
- 4
The lender
The Huntington National Bank
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding snack and nonalcoholic beverage bars — by location, industry, and brand.
Other Scooter's Coffee locations
Other Scooter's Coffee businesses in the public SBA record — closest first, by location and deal size.
BLUE TIDE VENTURES, LLC
South Daytona, FL· ~54 mi
Scooter's Coffee
- $1.7M
- SBA financing
- ≈ $3.3M–$5.6M
- Est. revenue (rough)
Coffee of Champions, Inc
Palatka, FL· ~28 mi
Scooter's Coffee
- $962K
- SBA financing
- ≈ $1.9M–$3.1M
- Est. revenue (rough)
COASTAL COFFEE LLC
Fernandina Beach, FL· ~50 mi
Scooter's Coffee
- $1.2M
- SBA financing
- ≈ $2.4M–$4.1M
- Est. revenue (rough)
REDROBIN ENTERPRISES, LLC
Jacksonville, FL· ~41 mi
Scooter's Coffee
- $960K
- SBA financing
- ≈ $1.9M–$3.1M
- Est. revenue (rough)
Sunshine Coffee 7229 LLC
New Port Richey, FL· ~142 mi
Scooter's Coffee
- $1.8M
- SBA financing
- ≈ $3.6M–$5.9M
- Est. revenue (rough)
CUPPA RAST, INC.
Orange Park, FL· ~30 mi
Scooter's Coffee
- $544K
- SBA financing
- ≈ $1.1M–$1.8M
- Est. revenue (rough)
Similar businesses
Comparable snack and nonalcoholic beverage bars in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
BAD ASS COFFEE OF HAWAII
Saint Augustine, FL· ~6 mi
Bad Ass Coffee of Hawaii
- $1.5M
- SBA financing
- ≈ $3.0M–$5.0M
- Est. revenue (rough)
COLD BREW MANAGEMENT LLC
Jacksonville, FL· ~22 mi
ELLIANOS COFFEE COMPANY
- $1.4M
- SBA financing
- ≈ $2.8M–$4.6M
- Est. revenue (rough)
KAJAL VENTURES INC.
Jacksonville, FL· ~31 mi
Snack and Nonalcoholic Beverage Bars
- $2.5M
- SBA financing
- ≈ $4.9M–$8.1M
- Est. revenue (rough)
PB Venture, LLC
Palm Coast, FL· ~23 mi
ELLIANOS COFFEE COMPANY
- $867K
- SBA financing
- ≈ $1.7M–$2.8M
- Est. revenue (rough)
Clayton Coffee LLC
Ormond Beach, FL· ~46 mi
ELLIANOS COFFEE COMPANY
- $1.0M
- SBA financing
- ≈ $2.0M–$3.4M
- Est. revenue (rough)
JRMACOST LLC
Gainesville, FL· ~69 mi
ELLIANOS COFFEE COMPANY
- $1.4M
- SBA financing
- ≈ $2.8M–$4.7M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Ruth's Coffee, LLC in Saint Augustine, FL (Snack and Nonalcoholic Beverage Bars). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $1.9M
- On record FY2023
- 22 jobs supported
- Industry: Snack and Nonalcoholic Beverage Bars
- Location: Saint Augustine, FL
- Lender: The Huntington National Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Snack and Nonalcoholic Beverage Bars businesses in FL for ~$1.9M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Ruth's Coffee, LLC.