SBA lending record

Spark Effect, Inc.

117 Batesville Road, Suite 103, Simpsonville, SC 29681 · Fitness and Recreational Sports Centers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$260K

Total SBA financing

Loans on record

FY2020

On record

Jobs supported

Franchise brand

The Exercise Coach

See The Exercise Coach's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$25,000 — FY2020

Loan 1 of 2

Gross approval: $25,000
SBA guaranteed: $12,500 (50%)
Status: In workout — SBA bought the guarantee
Rate at approval: 6% v
Term: 72 mo (6 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/30/2020
First disbursement: 10/16/2020
Days to fund: 16 days
Collateral: Required
Jobs supported: 2
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Fitness and Recreational Sports Centers
NAICS code: 713940
Franchise: The Exercise Coach
Franchise code: S1744
Lender: United Community Bank
Address: 117 Batesville Road, Suite 103
City: Simpsonville, 29681
County: Greenville
SBA district office: SOUTH CAROLINA DISTRICT OFFICE
Congressional district: 3

$235,000 — FY2020

Loan 2 of 2

Gross approval: $235,000
SBA guaranteed: $176,250 (75%)
Status: In workout — SBA bought the guarantee
Rate at approval: 6% v
Term: 83 mo (7 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/30/2020
First disbursement: 10/31/2020
Days to fund: 31 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 2
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Fitness and Recreational Sports Centers
NAICS code: 713940
Franchise: The Exercise Coach
Franchise code: S1744
Lender: United Community Bank
Address: 117 Batesville Road, Suite 103
City: Simpsonville, 29681
County: Greenville
SBA district office: SOUTH CAROLINA DISTRICT OFFICE
Congressional district: 3

The lender

United Community Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding fitness and recreational sports centers — by location, industry, and brand.

SBA lenders in South Carolina Lenders for fitness and recreational sports centers Fitness and Recreational Sports Centers lenders in South Carolina The Exercise Coach lenders The Exercise Coach lenders in South Carolina

Other The Exercise Coach locations

Other The Exercise Coach businesses in the public SBA record — closest first, by location and deal size.

Sieracki Holdings Inc.

Suwanee, GA· ~118 mi

The Exercise Coach

$306K
SBA financing: ≈ $600K–$999K
Est. revenue (rough)

View record

Resolute Strength LLC

Knoxville, TN· ~131 mi

The Exercise Coach

$290K
SBA financing: ≈ $569K–$948K
Est. revenue (rough)

View record

Riverlyn, Inc.

Waxhaw, NC· ~84 mi

The Exercise Coach

$176K
SBA financing: ≈ $345K–$576K
Est. revenue (rough)

View record

TOTAL VITALITY INC

O Fallon, MO· ~541 mi

The Exercise Coach

$292K
SBA financing: ≈ $573K–$955K
Est. revenue (rough)

View record

CNZ Group, Inc.

Virginia Beach, VA· ~369 mi

The Exercise Coach

$290K
SBA financing: ≈ $569K–$948K
Est. revenue (rough)

View record

God 1st, LLC

Louisville, KY· ~299 mi

The Exercise Coach

$249K
SBA financing: ≈ $487K–$812K
Est. revenue (rough)

View record

Similar businesses

Comparable fitness and recreational sports centers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

XO Pilates Co. LLC

Greenville, SC· ~8 mi

Fitness and Recreational Sports Centers

$231K
SBA financing: ≈ $453K–$755K
Est. revenue (rough)

View record

A & S YOUNG LLC

Greenville, SC· ~3 mi

Mayweather Boxing & Fitness

$227K
SBA financing: ≈ $445K–$742K
Est. revenue (rough)

View record

Reamesblack Ltd Co

Greenville, SC· ~4 mi

Fitness and Recreational Sports Centers

$580K
SBA financing: ≈ $1.1M–$1.9M
Est. revenue (rough)

View record

UPSTATE ATHLETIX LLC

Greenville, SC· ~8 mi

Fitness and Recreational Sports Centers

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

View record

SPENGA

Greenville, SC· ~4 mi

Spenga

$108K
SBA financing: ≈ $211K–$352K
Est. revenue (rough)

View record

Casey's Gym Inc.

Greer, SC· ~10 mi

Anytime Fitness

$325K
SBA financing: ≈ $637K–$1.1M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Spark Effect, Inc. in Simpsonville, SC (Fitness and Recreational Sports Centers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $260K
On record FY2020
4 jobs supported
Industry: Fitness and Recreational Sports Centers
Location: Simpsonville, SC
Lender: United Community Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Fitness and Recreational Sports Centers businesses in SC for ~$130k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/spark-effect-inc-sc
API:: https://www.capbench.com/api/public/businesses/spark-effect-inc-sc
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Spark Effect, Inc..