SBA lending record

ZMC & Associates LLC

2310 PARKLAKE DR NE, Atlanta, GA 30345 · Tax Preparation Services. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$909K

Total SBA financing

Loans on record

FY2020–23

On record

183

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 5 loans

$150,000 — FY2023

Loan 1 of 5

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 10% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/3/2022
First disbursement: 11/4/2022
Days to fund: 1 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 66
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Offices of Certified Public Accountants
NAICS code: 541211
Lender: BayFirst National Bank
Address: 4568 LAWRENCEVILLE HWY
City: Lilburn, 30047
County: Gwinnett
SBA district office: GEORGIA DISTRICT OFFICE
Congressional district: 4

$150,000 — FY2023

Loan 2 of 5

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 9.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/29/2022
First disbursement: 12/30/2022
Days to fund: 1 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 10
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Other Accounting Services
NAICS code: 541219
Lender: Celtic Bank Corporation
Address: 4568 Lawrenceville Hwy Ste 220C
City: Lilburn, 30047
County: Gwinnett
SBA district office: GEORGIA DISTRICT OFFICE
Congressional district: 4

$109,000 — FY2023

Loan 3 of 5

Gross approval: $109,000
SBA guaranteed: $92,650 (85%)
Status: Current
Rate at approval: 11.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 4/26/2023
First disbursement: 5/1/2023
Days to fund: 5 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 38
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Offices of Certified Public Accountants
NAICS code: 541211
Lender: BayFirst National Bank
Address: 4568 LAWRENCEVILLE HWY STE 220C
City: Liburn, 30047
County: Gwinnett
SBA district office: GEORGIA DISTRICT OFFICE
Congressional district: 4

$350,000 — FY2022

Loan 4 of 5

Gross approval: $350,000
SBA guaranteed: $262,500 (75%)
Status: Current
Rate at approval: 6.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/24/2022
First disbursement: 5/27/2022
Days to fund: 3 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 66
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Tax Preparation Services
NAICS code: 541213
Lender: BayFirst National Bank
Address: 4568 LAWRENCEVILLE HWY NW
City: Lilburn, 30047
County: Gwinnett
SBA district office: GEORGIA DISTRICT OFFICE
Congressional district: 4

$150,000 — FY2020

Loan 5 of 5

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 7.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/13/2019
First disbursement: 11/30/2019
Days to fund: 17 days
Collateral: None
Sold on secondary market: Yes
Jobs supported: 3
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Tax Preparation Services
NAICS code: 541213
Lender: BayFirst National Bank
Address: 2310 PARKLAKE DR NE
City: Atlanta, 30345
County: Dekalb
SBA district office: GEORGIA DISTRICT OFFICE
Congressional district: 4

The lenders

BayFirst National Bank

4 loans to this businessFull SBA lending record + branches on the lender page →

Celtic Bank Corporation

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding tax preparation services — by location, industry.

SBA lenders in Georgia Lenders for tax preparation services Tax Preparation Services lenders in Georgia

Similar businesses

Comparable tax preparation services in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Lemonade Stand Accounting LLC

Chamblee, GA· ~4 mi

Tax Preparation Services

$1.2M
SBA financing: ≈ $2.4M–$4.0M
Est. revenue (rough)

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MINH HAI FINANCIAL SERVICES IN

Norcross, GA· ~5 mi

Tax Preparation Services

$756K
SBA financing: ≈ $1.5M–$2.5M
Est. revenue (rough)

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SDA CPA Group, P.C.

Dunwoody, GA· ~8 mi

Tax Preparation Services

$484K
SBA financing: ≈ $949K–$1.6M
Est. revenue (rough)

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As Income Tax and Financial Services Inc

Smyrna, GA· ~17 mi

Tax Preparation Services

$405K
SBA financing: ≈ $794K–$1.3M
Est. revenue (rough)

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Entity Business Services LLC

Riverdale, GA· ~21 mi

Tax Preparation Services

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

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Taxes Served Corp

Fayetteville, GA· ~30 mi

Tax Preparation Services

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for ZMC & Associates LLC in Atlanta, GA (Tax Preparation Services). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

5 SBA 7(a) loans totaling $909K
On record FY2020–23
183 jobs supported
Industry: Tax Preparation Services
Location: Atlanta, GA
Lenders: BayFirst National Bank, Celtic Bank Corporation

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Tax Preparation Services businesses in GA for ~$182k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/zmc-associates-llc-ga
API:: https://www.capbench.com/api/public/businesses/zmc-associates-llc-ga
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with ZMC & Associates LLC.