Business Services · lender intelligence

Financing a tax preparation services acquisition

State:

The SBA 7(a) lenders funding the most tax preparation services acquisitions, ranked from public loan records — typical deal about $362K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance tax preparation services

$499K

Typical loan

range $275K–$911K

$554K

Est. purchase price

≈ loan ÷ 90%

$74,157

Cash to close

$55,444 down + fees

$6,457/mo

Typical payment

~9.5% · 10yr

$89,107/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

15 days

Typical time to fund

Lenders competing

more = leverage

8.61%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in tax preparation services

Ranked by funded tax preparation services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.575 loans · $220M · De Graff, OHFull record →
4.46 loans · $47M · Asheville, NCFull record →
5.138 loans · $276M · Sioux Falls, SDFull record →
6.242 loans · $281M · Chicago, ILFull record →
7.868 loans · $362M · Salt Lake City, UTFull record →
8.1 loans · $1M · Lincoln, NEFull record →
9.9 loans · $10M · Waukesha, WIFull record →
10.34 loans · $19M · Arden Hills, MNFull record →
11.105 loans · $164M · Brookline, MAFull record →
12.16 loans · $18M · Chicago, ILFull record →
13.20 loans · $8M · Saint Petersburg, FLFull record →
14.116 loans · $120M · Evansville, INFull record →
15.47 loans · $39M · Greenville, PAFull record →
16.128 loans · $40M · Wilmington, DEFull record →
17.18 loans · $24M · Madison, WIFull record →
18.159 loans · $307M · Garden Grove, CAFull record →
19.72 loans · $22M · Rockland, MAFull record →
20.46 loans · $25M · Richland, WAFull record →
21.2 loans · $1M · Harrisburg, PAFull record →
22.19 loans · $5M · Salem, MAFull record →
23.62 loans · $34M · Winter Haven, FLFull record →
24.1 loans · $1M · Lincoln, NEFull record →
25.1,322 loans · $185M · Wilmington, DEFull record →

162+ funded tax preparation services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RAMS Tax LLC in Alexandria, VA — $5.0M (2026) · purchase · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.8M (75%)
Approved
2/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$63,338
Annual debt service
$760K
Cash flow needed (1.25×)
$950K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Lemonade Stand Accounting LLC in Hollywood, FL — $2.8M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.1M (75%)
Approved
1/12/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$3.1M
Est. down payment (10%)
$309K
Est. cash at closing
$426K
Monthly payment
$35,229
Annual debt service
$423K
Cash flow needed (1.25×)
$528K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Yaeger Advisory Services and Tax, LLC in Madison, WI — $1.7M (2026) · purchase · Oak Bank
Program
7a General
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
7 days
Approved
1/7/2026
First disbursed
1/14/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$185K
Est. cash at closing
$254K
Monthly payment
$20,201
Annual debt service
$242K
Cash flow needed (1.25×)
$303K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Oak Bank · Lender record →
Your business? Claim this record · Request removal
Tailwind Ventures LLC in Atascadero, CA — $1.5M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.15% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
18 days
Approved
12/15/2025
First disbursed
1/2/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$166K
Est. cash at closing
$228K
Monthly payment
$18,244
Annual debt service
$219K
Cash flow needed (1.25×)
$274K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ACCOUNTING CENTER FOR SMB, LLC in Orlando, FL — $1.2M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.15% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$903K (75%)
Approval → funding
55 days
Approved
12/10/2025
First disbursed
2/3/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$134K
Est. cash at closing
$183K
Monthly payment
$14,703
Annual debt service
$176K
Cash flow needed (1.25×)
$221K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Mary Artz Tax & Business Services Inc in Stayton, OR — $1.1M (2026) · purchase · Gesa CU
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
168 mo (14 yrs)
SBA guaranteed
$848K (75%)
Approved
3/3/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$126K
Est. cash at closing
$172K
Monthly payment
$11,373
Annual debt service
$136K
Cash flow needed (1.25×)
$171K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gesa CU · Lender record →
Your business? Claim this record · Request removal
Rush Tax Preparation, lnc. in Tucson, AZ — $1.1M (2026) · purchase · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.17% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$844K (75%)
Approved
1/30/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$125K
Est. cash at closing
$171K
Monthly payment
$13,751
Annual debt service
$165K
Cash flow needed (1.25×)
$206K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
CRESTWOOD TAX & ADVISORY LLC in Newark, OH — $1.1M (2026) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$827K (75%)
Approved
2/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
6
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$123K
Est. cash at closing
$168K
Monthly payment
$14,122
Annual debt service
$169K
Cash flow needed (1.25×)
$212K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
DSDZ Oregon Acquisitions, LLC in Tigard, OR — $868K (2026) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$651K (75%)
Approval → funding
14 days
Approved
1/6/2026
First disbursed
1/20/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$964K
Est. down payment (10%)
$96K
Est. cash at closing
$132K
Monthly payment
$10,995
Annual debt service
$132K
Cash flow needed (1.25×)
$165K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Yates & Family LLC in Capitola, CA — $721K (2026) · purchase · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$541K (75%)
Approval → funding
33 days
Approved
1/2/2026
First disbursed
2/4/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$801K
Est. down payment (10%)
$80K
Est. cash at closing
$110K
Monthly payment
$9,036
Annual debt service
$108K
Cash flow needed (1.25×)
$136K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
SEVFIN LLC in Boynton Beach, FL — $675K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$506K (75%)
Approved
1/13/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$750K
Est. down payment (10%)
$75K
Est. cash at closing
$100K
Monthly payment
$8,369
Annual debt service
$100K
Cash flow needed (1.25×)
$126K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Frank Cornell Associates Inc. in Lockport, NY — $620K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
180 mo (15 yrs)
SBA guaranteed
$465K (75%)
Approval → funding
100 days
Approved
11/17/2025
First disbursed
2/25/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$689K
Est. down payment (10%)
$69K
Est. cash at closing
$92K
Monthly payment
$6,105
Annual debt service
$73K
Cash flow needed (1.25×)
$92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Alden Street Advisory LLC in Maryville, TN — $473K (2026) · purchase · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$355K (75%)
Approval → funding
8 days
Approved
1/22/2026
First disbursed
1/30/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$526K
Est. down payment (10%)
$53K
Est. cash at closing
$70K
Monthly payment
$6,056
Annual debt service
$73K
Cash flow needed (1.25×)
$91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Emerald Tax & Accounting Solutions, LLC in Asheboro, NC — $473K (2026) · purchase · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$354K (75%)
Approval → funding
27 days
Approved
12/4/2025
First disbursed
12/31/2025
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$525K
Est. down payment (10%)
$53K
Est. cash at closing
$70K
Monthly payment
$6,244
Annual debt service
$75K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
Atlas Accounting & Consulting, LLC in Pima, AZ — $265K (2026) · purchase · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$199K (75%)
Approval → funding
9 days
Approved
12/10/2025
First disbursed
12/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$294K
Est. down payment (10%)
$29K
Est. cash at closing
$39K
Monthly payment
$3,393
Annual debt service
$41K
Cash flow needed (1.25×)
$51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
TRAN CPAS INC. in Ladera Ranch, CA — $237K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.49% variable
Term
120 mo (10 yrs)
SBA guaranteed
$178K (75%)
Approval → funding
8 days
Approved
11/13/2025
First disbursed
11/21/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$263K
Est. down payment (10%)
$26K
Est. cash at closing
$35K
Monthly payment
$3,065
Annual debt service
$37K
Cash flow needed (1.25×)
$46K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
ZH Tax Services LLC in Milwaukee, WI — $210K (2026) · purchase · Associated Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.47% variable
Term
120 mo (10 yrs)
SBA guaranteed
$157K (75%)
Approval → funding
23 days
Approved
1/28/2026
First disbursed
2/20/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$233K
Est. down payment (10%)
$23K
Est. cash at closing
$31K
Monthly payment
$2,599
Annual debt service
$31K
Cash flow needed (1.25×)
$39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Associated Bank, National Association
Your business? Claim this record · Request removal
Tailwind Ventures LLC in Atascadero, CA — $150K (2026) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
22 days
Approved
12/15/2025
First disbursed
1/6/2026
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,900
Annual debt service
$23K
Cash flow needed (1.25×)
$29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ACCOUNTING CENTER FOR SMB, LLC in Orlando, FL — $100K (2026) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approved
12/10/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,253
Annual debt service
$15K
Cash flow needed (1.25×)
$19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Mary Artz Tax & Business Services Inc in Stayton, OR — $25K (2026) · purchase · Gesa CU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
3/3/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Tax Preparation Services
If you were the buyer here
Est. deal size
$28K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$327
Annual debt service
$4K
Cash flow needed (1.25×)
$5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gesa CU · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to tax preparation services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a tax preparation services acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$362K typical loan
58 lenders fund the industry
0% default (FY20–23)
15 days typical to fund

Buyers researching a tax preparation services deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/tax-preparation-services
API:: https://www.capbench.com/api/public/lenders?industry=tax-preparation-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.