Business Services · lender intelligence

Financing a couriers and express delivery services acquisition

State:

Alabama (3)Arizona (6)California (23)Colorado (3)Florida (17)Georgia (14)Idaho (3)Illinois (16)Indiana (4)Iowa (6)Kansas (1)Maine (1)

The SBA 7(a) lenders funding the most couriers and express delivery services acquisitions, ranked from public loan records — typical deal about $631K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance couriers and express delivery services

$726K

Typical loan

range $413K–$1.08M

$807K

Est. purchase price

≈ loan ÷ 90%

$110,615

Cash to close

$80,667 down + fees

$9,394/mo

Typical payment

~9.5% · 10yr

$129,637/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

97.6%

Still performing

2.4% default · FY20–23

19 days

Typical time to fund

Lenders competing

more = leverage

7.88%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in couriers and express delivery services

Ranked by funded couriers and express delivery services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.46 loans · $27M · Sartell, MNFull record →
2.26 loans · $22M · Foley, MNFull record →
3.242 loans · $281M · Chicago, ILFull record →
4.868 loans · $362M · Salt Lake City, UTFull record →
5.62 loans · $21M · Saint Cloud, MNFull record →
6.42 loans · $48M · Los Angeles, CAFull record →
7.98 loans · $309M · Las Vegas, NVFull record →
8.72 loans · $22M · Rockland, MAFull record →
9.2,539 loans · $965M · Columbus, OHFull record →
10.1,296 loans · $1.4B · Wilmington, NCFull record →
11.499 loans · $106M · Los Angeles, CAFull record →
12.9 loans · $10M · Warren, PAFull record →
13.112 loans · $112M · Irving, TXFull record →
14.618 loans · $171M · Salt Lake City, UTFull record →
15.18 loans · $24M · Madison, WIFull record →
16.53 loans · $101M · Dallas, TXFull record →
17.75 loans · $98M · Sioux Falls, SDFull record →
18.1 loans · $0M · St. Louis, MOFull record →
19.168 loans · $205M · Fishers, INFull record →
20.32 loans · $37M · Champaign, ILFull record →
21.6 loans · $10M · Worthington, OHFull record →
22.24 loans · $21M · Raleigh, NCFull record →
23.1 loans · $0M · Elkins, WVFull record →
24.9 loans · $5M · Wausau, WIFull record →
25.62 loans · $34M · Winter Haven, FLFull record →

274+ funded couriers and express delivery services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

kanaan express inc in Bridgeport, PA — $2.6M (2026) · purchase · Falcon National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
56 days
Approved
11/14/2025
First disbursed
1/9/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$284K
Est. cash at closing
$391K
Monthly payment
$32,669
Annual debt service
$392K
Cash flow needed (1.25×)
$490K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Falcon National Bank · Lender record →
Your business? Claim this record · Request removal
Courier Now, Inc. in Austell, GA — $2.5M (2026) · purchase · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
54 days
Approved
11/15/2025
First disbursed
1/8/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$278K
Est. cash at closing
$383K
Monthly payment
$31,669
Annual debt service
$380K
Cash flow needed (1.25×)
$475K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Peak and Arch Logistics Inc in Lehi, UT — $2.2M (2026) · purchase · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
12 days
Approved
12/24/2025
First disbursed
1/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$244K
Est. cash at closing
$337K
Monthly payment
$25,828
Annual debt service
$310K
Cash flow needed (1.25×)
$387K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
Gold Medal Delivery Service, Inc. in Augusta, GA — $2.1M (2026) · purchase · Falcon National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
51 days
Approved
11/19/2025
First disbursed
1/9/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
38
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$234K
Est. cash at closing
$322K
Monthly payment
$26,653
Annual debt service
$320K
Cash flow needed (1.25×)
$400K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Falcon National Bank · Lender record →
Your business? Claim this record · Request removal
PTM Logistics LLC in Houston, TX — $1.8M (2026) · purchase · T Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approved
3/18/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$203K
Est. cash at closing
$280K
Monthly payment
$22,702
Annual debt service
$272K
Cash flow needed (1.25×)
$341K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by T Bank, National Association · Lender record →
Your business? Claim this record · Request removal
BIJC CORP in Jacksonville, FL — $1.4M (2026) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approved
1/26/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$158K
Est. cash at closing
$217K
Monthly payment
$18,448
Annual debt service
$221K
Cash flow needed (1.25×)
$277K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
Nabi Ventures Incorporated in Lafayette Hill, PA — $1.4M (2026) · purchase · Quaint Oak Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
10 days
Approved
1/5/2026
First disbursed
1/15/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
60
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$154K
Est. cash at closing
$211K
Monthly payment
$17,545
Annual debt service
$211K
Cash flow needed (1.25×)
$263K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Quaint Oak Bank · Lender record →
Your business? Claim this record · Request removal
The Bryan Route Logistics Inc. in Bryan, TX — $1.3M (2026) · purchase · Falcon National Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$967K (75%)
Approval → funding
16 days
Approved
1/28/2026
First disbursed
2/13/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
48
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$143K
Est. cash at closing
$196K
Monthly payment
$15,984
Annual debt service
$192K
Cash flow needed (1.25×)
$240K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Falcon National Bank · Lender record →
Your business? Claim this record · Request removal
Exeter Logistics Inc. in Schertz, TX — $1.3M (2026) · purchase · Falcon National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$944K (75%)
Approved
3/20/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$140K
Est. cash at closing
$192K
Monthly payment
$15,775
Annual debt service
$189K
Cash flow needed (1.25×)
$237K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Falcon National Bank · Lender record →
Your business? Claim this record · Request removal
Bexson Logistics, Inc. in Ellenwood, GA — $1.1M (2026) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$860K (75%)
Approved
12/5/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$127K
Est. cash at closing
$175K
Monthly payment
$14,209
Annual debt service
$171K
Cash flow needed (1.25×)
$213K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
A.D.S. KAMAL, INC. in Mason, OH — $1.1M (2026) · purchase · Peoples Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$847K (75%)
Approved
3/9/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$126K
Est. cash at closing
$172K
Monthly payment
$14,159
Annual debt service
$170K
Cash flow needed (1.25×)
$212K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peoples Bank · Lender record →
Your business? Claim this record · Request removal
PATTERSON LOGISTICS CORP in Sikeston, MO — $1.0M (2026) · purchase · Falcon National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$775K (75%)
Approval → funding
6 days
Approved
1/15/2026
First disbursed
1/21/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$115K
Est. cash at closing
$157K
Monthly payment
$12,942
Annual debt service
$155K
Cash flow needed (1.25×)
$194K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Falcon National Bank · Lender record →
Your business? Claim this record · Request removal
FSF Holdings Inc in Rosemount, MN — $764K (2026) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$573K (75%)
Approval → funding
31 days
Approved
1/13/2026
First disbursed
2/13/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$849K
Est. down payment (10%)
$85K
Est. cash at closing
$116K
Monthly payment
$9,886
Annual debt service
$119K
Cash flow needed (1.25×)
$148K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
School Street UPS LLC in Napa, CA — $700K (2026) · purchase · Centerstone SBA Lending, Inc.
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$525K (75%)
Approved
1/22/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$778K
Est. down payment (10%)
$78K
Est. cash at closing
$104K
Monthly payment
$8,773
Annual debt service
$105K
Cash flow needed (1.25×)
$132K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centerstone SBA Lending, Inc. · Lender record →
Your business? Claim this record · Request removal
Meredex, Inc. in Hurricane, UT — $630K (2026) · purchase · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
7.35% variable
Term
120 mo (10 yrs)
SBA guaranteed
$473K (75%)
Approval → funding
4 days
Approved
12/8/2025
First disbursed
12/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$700K
Est. down payment (10%)
$70K
Est. cash at closing
$94K
Monthly payment
$7,429
Annual debt service
$89K
Cash flow needed (1.25×)
$111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
The UPS Store #5850 in Culpeper, VA — $627K (2026) · purchase · Centerstone SBA Lending, Inc.
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$470K (75%)
Approved
1/28/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$697K
Est. down payment (10%)
$70K
Est. cash at closing
$93K
Monthly payment
$7,858
Annual debt service
$94K
Cash flow needed (1.25×)
$118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centerstone SBA Lending, Inc. · Lender record →
Your business? Claim this record · Request removal
Gold Medal Delivery Service, Inc. in Augusta, GA — $200K (2026) · purchase · Falcon National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approved
11/19/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
38
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,534
Annual debt service
$30K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Falcon National Bank · Lender record →
Your business? Claim this record · Request removal
The Bryan Route Logistics Inc. in Bryan, TX — $150K (2026) · purchase · Falcon National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approved
1/28/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
48
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,880
Annual debt service
$23K
Cash flow needed (1.25×)
$28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Falcon National Bank · Lender record →
Your business? Claim this record · Request removal
247 - Delivery Services LLC in Dana Point, CA — $4.1M (2025) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.1M (75%)
Approval → funding
10 days
Approved
3/21/2025
First disbursed
3/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$4.5M
Est. down payment (10%)
$453K
Est. cash at closing
$626K
Monthly payment
$54,457
Annual debt service
$653K
Cash flow needed (1.25×)
$817K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
EASTERN ARMORED SERVICES INC in Hamilton, NJ — $3.6M (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.62% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.7M (75%)
Approval → funding
11 days
Approved
12/16/2024
First disbursed
12/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$4.0M
Est. down payment (10%)
$398K
Est. cash at closing
$549K
Monthly payment
$46,534
Annual debt service
$558K
Cash flow needed (1.25×)
$698K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to couriers and express delivery services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a couriers and express delivery services acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. BankVista funds the most. CapBench is not a lender.

$631K typical loan
98 lenders fund the industry
2.4% default (FY20–23)
19 days typical to fund

Buyers researching a couriers and express delivery services deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/couriers-and-express-delivery-services
API:: https://www.capbench.com/api/public/lenders?industry=couriers-and-express-delivery-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.