Aaron's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S5055)
7 deals since 2020 · typical deal $404K
7
Deals since 2020
$404K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Aaron's
Most Aaron's deals financed between $195K and $1.13M. Above $1.13M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,278
- Down payment (10%)
- $45K
- Cash to close (all-in)
- $60K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$60K)
Experience
Recent financings
- RANSOME RENTS, L.L.C. in Eufaula, AL — $195K (2022) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $146K (75%)
- Approval → funding
- 24 days
- Approved
- 2/11/2022
- First disbursed
- 3/7/2022
- Loan status
- Paid in full (5/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- General Rental Centers
Funded by BayFirst National Bank · Lender record →
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- HPH Investments, LLC in Dothan, AL — $4.0M (2021) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.6M (90%)
- Approved
- 9/27/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Consumer Electronics and Appliances Rental
Funded by BayFirst National Bank · Lender record →
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- Madison Capital Investments Inc. in Easton, PA — $1.1M (2021) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 239 months
- SBA guaranteed
- $1.0M (90%)
- Approval → funding
- 0 days
- Approved
- 6/30/2021
- First disbursed
- 6/30/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Existing or more than 2 years old
- Industry
- Consumer Electronics and Appliances Rental
Funded by Beacon Bank and Trust · Lender record →
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- Dunning Partners, LLC in Eatonton, GA — $934K (2021) · Peoples Bank & Trust
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $467K (50%)
- Approval → funding
- 87 days
- Approved
- 7/2/2021
- First disbursed
- 9/27/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- General Rental Centers
Funded by Peoples Bank & Trust · Lender record →
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- Jersey Leases, LLC in Moultrie, GA — $404K (2021) · Commercial Banking Company
- Program
- 7a General
- Rate at approval
- 4.65% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $363K (90%)
- Approval → funding
- 33 days
- Approved
- 9/29/2021
- First disbursed
- 11/1/2021
- Loan status
- Paid in full (6/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Consumer Electronics and Appliances Rental
Funded by Commercial Banking Company
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- RANSOME RENTS LLC in Eufaula, AL — $350K (2021) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 101 months
- SBA guaranteed
- $315K (90%)
- Approval → funding
- 19 days
- Approved
- 9/10/2021
- First disbursed
- 9/29/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- General Rental Centers
Funded by BayFirst National Bank · Lender record →
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- Madison Capital Investments Inc. in Easton, PA — $150K (2021) · Beacon Bank and Trust
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% variable
- Term
- 157 months
- SBA guaranteed
- $113K (75%)
- Approval → funding
- 0 days
- Approved
- 6/30/2021
- First disbursed
- 6/30/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Existing or more than 2 years old
- Industry
- Consumer Electronics and Appliances Rental
Funded by Beacon Bank and Trust · Lender record →
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Who funds Aaron's — and where
Every dot is a financed Aaron's — 7 mapped.
Financed Aaron's locations — list all 7 as text
- RANSOME RENTS, L.L.C. — Eufaula · $195K · FY2022 · General Rental Centers
- Madison Capital Investments Inc. — Easton · $150K · FY2021 · Consumer Electronics and Appliances Rental
- Madison Capital Investments Inc. — Easton · $1.1M · FY2021 · Consumer Electronics and Appliances Rental
- Dunning Partners, LLC — Eatonton · $934K · FY2021 · General Rental Centers
- RANSOME RENTS LLC — Eufaula · $350K · FY2021 · General Rental Centers
- HPH Investments, LLC — Dothan · $4.0M · FY2021 · Consumer Electronics and Appliances Rental
- Jersey Leases, LLC — Moultrie · $404K · FY2021 · Consumer Electronics and Appliances Rental
Top lenders for this brand
1.BayFirst National Bank(3)
2.Beacon Bank and Trust(2)
3.Peoples Bank & Trust(1)
- 4.Commercial Banking Company (1)
Most active states
- 1.Alabama (3 loans)
- 2.Pennsylvania (2 loans)
- 3.Georgia (2 loans)
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Common questions
How much does a Aaron's cost to buy or open?
The typical deal for Aaron's is $404K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $44K of buyer cash on a typical deal.
How risky is Aaron's?
Aaron's has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Aaron's with an SBA loan?
Yes — Aaron's has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Aaron's franchise
Most Aaron's buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Aaron's deal financed for $404K, which points to about $44K of buyer cash on a typical purchase. Aaron's is listed in the SBA Franchise Directory (identifier S5055), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Aaron's — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Aaron's — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Aaron's — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Aaron's is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $404K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S5055)
- Top lenders: BayFirst National Bank, Beacon Bank and Trust, Peoples Bank & Trust
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Aaron's.