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Lender record

Peoples Bank & Trust

The real lending record — every figure from funded deals. HQ: 200 S Locust St, Pana, IL. 14 branches.

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88

Recent deals (FY20+)

$275K

Typical deal

9 days

Approval → funding

0%

Failure rate (FY20–23)

Where Peoples Bank & Trust lends

Deals Peoples Bank & Trust funded — list all 88 as text

Deal profile

Most Peoples Bank & Trust deals land between $100K and $528K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.General Freight Trucking, Local (26)
  2. 2.Drywall and Insulation Contractors (5)
  3. 3.Full-Service Restaurants (4)
  4. 4.Solid Waste Collection (4)
  5. 5.All Other Specialty Trade Contractors (4)
  6. 6.Plastics Pipe and Pipe Fitting Manufacturing (3)
  7. 7.Other Commercial and Industrial Machinery and Equipment Rent (3)
  8. 8.Hotels (except Casino Hotels) and Motels (3)

Most active states

  1. 1.Illinois (74 deals)
  2. 2.Georgia (6 deals)
  3. 3.Missouri (5 deals)
  4. 4.Indiana (2 deals)
  5. 5.Florida (1 deals)

Franchises they finance most

Hampton Inn & Suites

1 deals

Rita's Ice-Custard-Happiness

1 deals

Country Inn & Suites by Radisson

1 deals

Aaron's

1 deals

Sleep Inn by Choice Hotels/Sleep Inn & Suites by Choice Hote

1 deals

Can Peoples Bank & Trust fund you? The bank behind the loans

Total assets

$611.5M

▼ 1.1% vs prior quarter

Deposits on hand

$497.4M

▼ 0.7% vs prior quarter

Loans outstanding

$412.2M

▼ 0.9% vs prior quarter

Net income (latest qtr)

$3.0M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Peoples Bank & Trust more SBA-focused than 58% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 1.96% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Peoples Bank & Trust branch (14)

Peoples Bank & TrustMain office200 S Locust StPana, IL 62557 · since 1954

197 West State Street Branch197 W State StWaverly, IL 62692 · since 1877

Arthur First Bank Branch201 S Vine StArthur, IL 61911 · since 1879

102 South Main St Br102 S Main StWhite Hall, IL 62092 · since 1904

Altamont Branch511 S Main StAltamont, IL 62411 · since 1925

Morrisonville Branch409 Carlin StMorrisonville, IL 62546 · since 1930 · limited service

Tower Hill Branch209 W State Highway 16Tower Hill, IL 62571 · since 1988 · limited service

Tuscola First Bank Branch504 S Main StTuscola, IL 61953 · since 1990

South Poplar Street Branch211 S Poplar StPana, IL 62557 · since 1998 · limited service

Taylorville Branch1221 W Springfield RdTaylorville, IL 62568 · since 2000

Mansion Road Branch2840 Mansion RdSpringfield, IL 62711 · since 2005

Palmyra Branch142 W State StPalmyra, IL 62674 · since 2006 · limited service

Charleston Il Branch505 W Lincoln AveCharleston, IL 61920 · since 2010

Arcola Bank Branch127 S Oak StArcola, IL 61910 · since 2024

Scroll for all 14 branches · Branch data: FDIC BankFind.

Recent deals

  • C&L Tiling, Inc. in Timewell, IL — $950K (2026) · Plastics Pipe and Pipe Fitting Manufacturing
  • Specialized Transport, Inc. in Waverly, IL — $150K (2026) · General Freight Trucking, Local
  • D Lines, Inc. in Altamont, IL — $2.4M (2025) · General Freight Trucking, Local
  • Bando Holdings MacArthur, LLC in Springfield, IL — $528K (2025) · Full-Service Restaurants
  • Clean Impact LLC in Springfield, IL — $450K (2025) · Janitorial Services
  • Countryside Disposal, LLC in Beecher City, IL — $450K (2025) · Solid Waste Collection
  • Revitalize Health and Wellness Center, LLC in Buford, GA — $445K (2025) · Offices of All Other Miscellaneous Health Practitioners
  • Legacy Construction Gutter and Steel, LLC in Rochester, IL — $428K (2025) · Drywall and Insulation Contractors
  • Envirofoam of America, LLC in Rochester, IL — $400K (2025) · Drywall and Insulation Contractors
  • Kirberg Roofing, Inc in Saint Louis, MO — $323K (2025) · Roofing Contractors

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Peoples Bank & Trust financed

56 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Peoples Bank & Trust.

Agent summary

This page summarizes Peoples Bank & Trust's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 88 SBA 7(a) loans on record
  • $275K typical deal
  • 3 business-acquisition loans
  • HQ: 200 S Locust St, Pana, IL
  • 14 FDIC branch locations
  • FDIC total assets $611.5M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/peoples-bank-trust
API:
https://www.capbench.com/api/public/lenders/peoples-bank-trust
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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