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Aqua-Tots Swim Schools, by the numbers

Aqua-Tots Swim Schools appears in 23 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0128)

23 deals since 2020 · typical deal $1.4M

23

Deals since 2020

$1.4M

Typical deal

4

Deals since FY2025

—

Too few deals to score risk

Aqua-Tots Swim Schools has 23 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Aqua-Tots Swim Schools

Most Aqua-Tots Swim Schools deals financed between $700K and $1.81M. Above $1.81M, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$17,704
Down payment (10%)
$150K
Cash to close (all-in)
$206K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$206K)

Experience

Recent financings

  • Aqua-Tots Swim School in Conshohocken, PA — $2.5M (2026) · Provident Bank
  • Aqua-Tots Swim School in Conshohocken, PA — $150K (2026) · Provident Bank
  • Aqua-Tots Swim School in Winston Salem, NC — $1.8M (2025) · United Community Bank
  • Buckeye Swim V, LLC in Strongsville, OH — $1.4M (2025) · The Huntington National Bank
  • Aqua-Tots Swim School in Lynnwood, WA — $2.9M (2024) · United Community Bank
  • Aqua-Tots Swim School Virginia Beach in Virginia Beach, VA — $1.7M (2024) · United Community Bank
  • Savannah Badanna LLC in Roseville, CA — $2.2M (2023) · Customers Bank
  • Educational Systems of Ohio LLC in Canton, OH — $1.8M (2023) · United Community Bank
  • ATSS Amherst LLC in Buffalo, NY — $1.5M (2023) · Manufacturers and Traders Trust Company
  • TC Java, LLC in Hamilton, MI — $460K (2023) · Encore Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Aqua-Tots Swim Schools brand mark

Who funds Aqua-Tots Swim Schools — and where

Every dot is a financed Aqua-Tots Swim Schools — 23 mapped.

Financed Aqua-Tots Swim Schools locations — list all 23 as text

Top lenders for this brand

  1. 1.United Community Bank(5)
  2. 2.Live Oak Banking Company(3)
  3. 3.Meridian Bank(3)
  4. 4.Provident Bank(2)
  5. 5.The Huntington National Bank(2)

Most active states

  1. 1.California (3 loans)Aqua-Tots Swim Schools lenders in California->
  2. 2.North Carolina (2 loans)Aqua-Tots Swim Schools lenders in North Carolina->
  3. 3.Pennsylvania (2 loans)Aqua-Tots Swim Schools lenders in Pennsylvania->
  4. 4.Ohio (2 loans)Aqua-Tots Swim Schools lenders in Ohio->
  5. 5.Alabama (2 loans)Aqua-Tots Swim Schools lenders in Alabama->
  6. 6.Texas (2 loans)Aqua-Tots Swim Schools lenders in Texas->
  7. 7.New Jersey (2 loans)Aqua-Tots Swim Schools lenders in New Jersey->
  8. 8.Michigan (2 loans)Aqua-Tots Swim Schools lenders in Michigan->

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Common questions

How much does a Aqua-Tots Swim Schools cost to buy or open?

The typical deal for Aqua-Tots Swim Schools is $1.4M across 23 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $149K of buyer cash on a typical deal.

How risky is Aqua-Tots Swim Schools?

Aqua-Tots Swim Schools has 23 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Aqua-Tots Swim Schools with an SBA loan?

Yes — Aqua-Tots Swim Schools has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Aqua-Tots Swim Schools franchise

Most Aqua-Tots Swim Schools buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Aqua-Tots Swim Schools deal financed for $1.4M, which points to about $149K of buyer cash on a typical purchase. Aqua-Tots Swim Schools is listed in the SBA Franchise Directory (identifier S0128), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Aqua-Tots Swim Schools — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Aqua-Tots Swim Schools — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Aqua-Tots Swim Schools — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Aqua-Tots Swim Schools is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 23 SBA 7(a) deals since 2020
  • $1.4M typical deal
  • 4 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S0128)
  • Top lenders: United Community Bank, Live Oak Banking Company, Meridian Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-30.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/aqua-tots-swim-schools
API:
https://www.capbench.com/api/public/franchises/aqua-tots-swim-schools
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Aqua-Tots Swim Schools.

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