Aqua-Tots Swim Schools, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0128)
23 deals since 2020 · typical deal $1.4M
23
Deals since 2020
$1.4M
Typical deal
4
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Aqua-Tots Swim Schools
Most Aqua-Tots Swim Schools deals financed between $700K and $1.81M. Above $1.81M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $17,704
- Down payment (10%)
- $150K
- Cash to close (all-in)
- $206K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$206K)
Experience
Recent financings
- Aqua-Tots Swim School in Conshohocken, PA — $2.5M (2026) · Provident Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 129 months
- SBA guaranteed
- $1.9M (75%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Provident Bank · Lender record →
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- Aqua-Tots Swim School in Conshohocken, PA — $150K (2026) · Provident Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Provident Bank · Lender record →
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- Aqua-Tots Swim School in Winston Salem, NC — $1.8M (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 192 days
- Approved
- 1/6/2025
- First disbursed
- 7/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by United Community Bank · Lender record →
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- Buckeye Swim V, LLC in Strongsville, OH — $1.4M (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.99% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 38 days
- Approved
- 5/20/2025
- First disbursed
- 6/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Schools and Instruction
Funded by The Huntington National Bank · Lender record →
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- Aqua-Tots Swim School in Lynnwood, WA — $2.9M (2024) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 70 days
- Approved
- 5/7/2024
- First disbursed
- 7/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 76
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by United Community Bank · Lender record →
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- Aqua-Tots Swim School Virginia Beach in Virginia Beach, VA — $1.7M (2024) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 212 days
- Approved
- 9/4/2024
- First disbursed
- 4/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by United Community Bank · Lender record →
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- Savannah Badanna LLC in Roseville, CA — $2.2M (2023) · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 6 days
- Approved
- 9/28/2023
- First disbursed
- 10/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Customers Bank · Lender record →
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- Educational Systems of Ohio LLC in Canton, OH — $1.8M (2023) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 20 days
- Approved
- 9/14/2023
- First disbursed
- 10/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by United Community Bank · Lender record →
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- ATSS Amherst LLC in Buffalo, NY — $1.5M (2023) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 13 days
- Approved
- 8/23/2023
- First disbursed
- 9/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Manufacturers and Traders Trust Company · Lender record →
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- TC Java, LLC in Hamilton, MI — $460K (2023) · Encore Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $345K (75%)
- Approval → funding
- 30 days
- Approved
- 6/6/2023
- First disbursed
- 7/6/2023
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Encore Bank · Lender record →
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Who funds Aqua-Tots Swim Schools — and where
Every dot is a financed Aqua-Tots Swim Schools — 23 mapped.
Financed Aqua-Tots Swim Schools locations — list all 23 as text
- Aqua-Tots Swim Schools — Charlotte · $3.7M · FY2021 · Sports and Recreation Instruction
- Aqua-Tots Swim Schools — Marietta · $1.1M · FY2021 · Sports and Recreation Instruction
- Aqua-Tots Swim School — Lynnwood · $2.9M · FY2024 · Sports and Recreation Instruction
- Aqua-Tots Swim School — Conshohocken · $150K · FY2026 · Sports and Recreation Instruction
- Aqua-Tots Swim School — Conshohocken · $2.5M · FY2026 · Sports and Recreation Instruction
- Buckeye Swim V, LLC — Strongsville · $1.4M · FY2025 · All Other Miscellaneous Schools and Instruction
- Root Beer Float LLC — Sarasota · $350K · FY2020 · All Other Personal Services
- Vulcan Blue LLC — Hoover · $1.4M · FY2022 · Sports and Recreation Instruction
- Aqua-Tots Swim Schools of Austin LLC — Round Rock · $1.4M · FY2022 · Fitness and Recreational Sports Centers
- Delaware Valley Swim Schools of Mount Laurel LLC — Mount Laurel · $1.2M · FY2022 · All Other Miscellaneous Schools and Instruction
- Aqua-Tots Swim School Virginia Beach — Virginia Beach · $1.7M · FY2024 · Sports and Recreation Instruction
- ATSS Amherst LLC — Buffalo · $1.5M · FY2023 · Sports and Recreation Instruction
- Educational Systems of Ohio LLC — Canton · $1.8M · FY2023 · Sports and Recreation Instruction
- Savannah Badanna LLC — Roseville · $150K · FY2023 · Sports and Recreation Instruction
- Savannah Badanna LLC — Roseville · $2.2M · FY2023 · Sports and Recreation Instruction
- Aqua-Tots Swim School — Winston Salem · $1.8M · FY2025 · Sports and Recreation Instruction
- TC Java, LLC — Hamilton · $460K · FY2023 · Limited-Service Restaurants
- Vulcan Blue LLC — Chelsea · $1.1M · FY2020 · Sports and Recreation Instruction
- AT Rancho, LLC — Rancho Cucamonga · $926K · FY2020 · Sports and Recreation Instruction
- FAV Swimmers LLC — Helotes · $2.0M · FY2021 · All Other Miscellaneous Schools and Instruction
- East Coast Investments Group LLC — Norwood · $1.3M · FY2021 · Fitness and Recreational Sports Centers
- Delaware Valley Swim Schools of Mount Laurel LLC — Mount Laurel · $700K · FY2021 · Sports and Recreation Instruction
- Blue Heron Development, L.L.C. — Harland · $350K · FY2021 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.California (3 loans)
- 2.North Carolina (2 loans)
- 3.Pennsylvania (2 loans)
- 4.Ohio (2 loans)
- 5.Alabama (2 loans)
- 6.Texas (2 loans)
- 7.New Jersey (2 loans)
- 8.Michigan (2 loans)
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Common questions
How much does a Aqua-Tots Swim Schools cost to buy or open?
The typical deal for Aqua-Tots Swim Schools is $1.4M across 23 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $149K of buyer cash on a typical deal.
How risky is Aqua-Tots Swim Schools?
Aqua-Tots Swim Schools has 23 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Aqua-Tots Swim Schools with an SBA loan?
Yes — Aqua-Tots Swim Schools has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Aqua-Tots Swim Schools franchise
Most Aqua-Tots Swim Schools buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Aqua-Tots Swim Schools deal financed for $1.4M, which points to about $149K of buyer cash on a typical purchase. Aqua-Tots Swim Schools is listed in the SBA Franchise Directory (identifier S0128), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Aqua-Tots Swim Schools — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Aqua-Tots Swim Schools — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Aqua-Tots Swim Schools — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Aqua-Tots Swim Schools is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 23 SBA 7(a) deals since 2020
- $1.4M typical deal
- 4 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0128)
- Top lenders: United Community Bank, Live Oak Banking Company, Meridian Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Aqua-Tots Swim Schools?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Aqua-Tots Swim Schools.