ATAX, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0058)
6 deals since 2020 · typical deal $30K
6
Deals since 2020
$30K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for ATAX
Most ATAX deals financed between $15K and $35K. Above $35K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $452
- Down payment (10%)
- $3K
- Cash to close (all-in)
- $4K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$4K)
Experience
Recent financings
- EXPAND BOOKKEEPING LLC in Indianapolis, IN — $35K (2025) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $30K (85%)
- Approval → funding
- 4 days
- Approved
- 2/24/2025
- First disbursed
- 2/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Other Accounting Services
Funded by CDC Small Business Finance Corp. · Lender record →
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- A&T BOOKKEEPING, INC in New York, NY — $150K (2023) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 15 days
- Approved
- 7/12/2023
- First disbursed
- 7/27/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Other Accounting Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- GRN Financial Services Inc in Thornton, CO — $30K (2022) · KeyBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.13% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 7 days
- Approved
- 7/29/2022
- First disbursed
- 8/5/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Tax Preparation Services
Funded by KeyBank National Association · Lender record →
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- Reliable & Fare Tax Inc in Bronx, NY — $15K (2020) · Neighborhood Trust Federal Credit Union
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.33% fixed
- Term
- 48 mo (4 yrs)
- SBA guaranteed
- $8K (50%)
- Approved
- 10/18/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Tax Preparation Services
Funded by Neighborhood Trust Federal Credit Union
Your business? Claim this record · Request removal
- Reliable & Fare Tax Inc in Bronx, NY — $15K (2020) · Neighborhood Trust Federal Credit Union
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.33% fixed
- Term
- 48 mo (4 yrs)
- SBA guaranteed
- $8K (50%)
- Approval → funding
- 9 days
- Approved
- 10/22/2019
- First disbursed
- 10/31/2019
- Loan status
- Paid in full (2/28/2022)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Tax Preparation Services
Funded by Neighborhood Trust Federal Credit Union
Your business? Claim this record · Request removal
- Reliable & Fare Tax Inc in Bronx, NY — $15K (2020) · Neighborhood Trust Federal Credit Union
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.33% fixed
- Term
- 48 mo (4 yrs)
- SBA guaranteed
- $8K (50%)
- Approved
- 10/22/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Tax Preparation Services
Funded by Neighborhood Trust Federal Credit Union
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Who funds ATAX — and where
Every dot is a financed ATAX — 6 mapped.
Financed ATAX locations — list all 6 as text
- GRN Financial Services Inc — Thornton · $30K · FY2022 · Tax Preparation Services
- EXPAND BOOKKEEPING LLC — Indianapolis · $35K · FY2025 · Other Accounting Services
- A&T BOOKKEEPING, INC — New York · $150K · FY2023 · Other Accounting Services
- Reliable & Fare Tax Inc — Bronx · $15K · FY2020 · Tax Preparation Services
- Reliable & Fare Tax Inc — Bronx · $15K · FY2020 · Tax Preparation Services
- Reliable & Fare Tax Inc — Bronx · $15K · FY2020 · Tax Preparation Services
Top lenders for this brand
- 1.Neighborhood Trust Federal Credit Union (3)
2.KeyBank National Association(1)
3.CDC Small Business Finance Corp.(1)
4.United Midwest Savings Bank National Association(1)
Most active states
- 1.New York (4 loans)
- 2.Colorado (1 loans)
- 3.Indiana (1 loans)
Represent ATAX?
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Common questions
How much does a ATAX cost to buy or open?
The typical deal for ATAX is $30K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $3K of buyer cash on a typical deal.
How risky is ATAX?
ATAX has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a ATAX with an SBA loan?
Yes — ATAX has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a ATAX franchise
Most ATAX buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical ATAX deal financed for $30K, which points to about $3K of buyer cash on a typical purchase. ATAX is listed in the SBA Franchise Directory (identifier S0058), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund ATAX — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for ATAX — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for ATAX — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. ATAX is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 6 SBA 7(a) deals since 2020
- $30K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0058)
- Top lenders: Neighborhood Trust Federal Credit Union, KeyBank National Association, CDC Small Business Finance Corp.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Canonical:
- https://www.capbench.com/franchises/atax
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with ATAX.