Business Services · lender intelligence

How to finance a ATAX

State:

The SBA 7(a) lenders funding the most ATAX deals, ranked from public loan records — typical ATAX loan about $30K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance ATAX

$30K

Typical loan

range $15K–$35K

$33K

Est. purchase price

≈ loan ÷ 90%

$4,293

Cash to close

$3,333 down + fees

$448/mo

Typical payment

~13% · 10yr

$6,182/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

9 days

Typical time to fund

Lenders competing

more = leverage

9.6%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with ATAX

Ranked by funded ATAX loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.328 loans · $134M · Cleveland, OHFull record →
2.154 loans · $26M · San Diego, CAFull record →
3.575 loans · $220M · De Graff, OHFull record →

6+ funded ATAX deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

EXPAND BOOKKEEPING LLC in Indianapolis, IN — $35K (2025) · CDC Small Business Finance Corp.
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$30K (85%)
Approval → funding
4 days
Approved
2/24/2025
First disbursed
2/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
Other Accounting Services
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
A&T BOOKKEEPING, INC in New York, NY — $150K (2023) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
15 days
Approved
7/12/2023
First disbursed
7/27/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Other Accounting Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
GRN Financial Services Inc in Thornton, CO — $30K (2022) · KeyBank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.13% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
7 days
Approved
7/29/2022
First disbursed
8/5/2022
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Tax Preparation Services
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Reliable & Fare Tax Inc in Bronx, NY — $15K (2020) · Neighborhood Trust Federal Credit Union
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.33% fixed
Term
48 mo (4 yrs)
SBA guaranteed
$8K (50%)
Approved
10/18/2019
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Tax Preparation Services
Funded by Neighborhood Trust Federal Credit Union
Your business? Claim this record · Request removal
Reliable & Fare Tax Inc in Bronx, NY — $15K (2020) · Neighborhood Trust Federal Credit Union
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.33% fixed
Term
48 mo (4 yrs)
SBA guaranteed
$8K (50%)
Approval → funding
9 days
Approved
10/22/2019
First disbursed
10/31/2019
Loan status
Paid in full (2/28/2022)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Tax Preparation Services
Funded by Neighborhood Trust Federal Credit Union
Your business? Claim this record · Request removal
Reliable & Fare Tax Inc in Bronx, NY — $15K (2020) · Neighborhood Trust Federal Credit Union
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.33% fixed
Term
48 mo (4 yrs)
SBA guaranteed
$8K (50%)
Approved
10/22/2019
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Tax Preparation Services
Funded by Neighborhood Trust Federal Credit Union
Your business? Claim this record · Request removal

Buying a ATAX? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to ATAX businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a ATAX purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. KeyBank National Association funds the most. CapBench is not a lender.

$30K typical ATAX loan
4 lenders fund the brand
9 days typical to fund

Buyers researching a ATAX typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker ATAX record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/atax
API:: https://www.capbench.com/api/public/lenders?franchise=atax
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.