Bath Planet, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2116)

2 deals since 2020 · typical deal $933K

Deals since 2020

$933K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Bath Planet has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Bath Planet

Most Bath Planet deals financed between $240K and $933K. Above $933K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$933K

Monthly payment (10-yr): $12,194
Down payment (10%): $104K
Cash to close (all-in): $142K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$142K)

Experience

Recent financings

American Reflections Bath & Spa Co Inc in Springfield, MO — $933K (2025) · OakStar Bank
Program
7a General
Rate at approval
10.5% variable
Term
113 months
SBA guaranteed
$699K (75%)
Approval → funding
18 days
Approved
12/23/2024
First disbursed
1/10/2025
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Other Building Finishing Contractors
Funded by OakStar Bank · Lender record →
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Bath Planet Intermountain West, LLC in Lindon, UT — $240K (2020) · Community Banks of Colorado, A Division of NBH Bank
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$180K (75%)
Approval → funding
28 days
Approved
10/3/2019
First disbursed
10/31/2019
Loan status
Paid in full (9/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
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Who funds Bath Planet — and where

Every dot is a financed Bath Planet — 2 mapped.

Financed Bath Planet locations — list all 2 as text

American Reflections Bath & Spa Co Inc — Springfield · $933K · FY2025 · Other Building Finishing Contractors
Bath Planet Intermountain West, LLC — Lindon · $240K · FY2020 · Residential Remodelers

Top lenders for this brand

Most active states

1.Missouri (1 loans)
2.Utah (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Bath Planet 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Bath Planet lending specialist.

Common questions

How much does a Bath Planet cost to buy or open?

The typical deal for Bath Planet is $933K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $103K of buyer cash on a typical deal.

How risky is Bath Planet?

Bath Planet has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Bath Planet with an SBA loan?

Yes — Bath Planet has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Bath Planet franchise

Most Bath Planet buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Bath Planet deal financed for $933K, which points to about $103K of buyer cash on a typical purchase. Bath Planet is listed in the SBA Franchise Directory (identifier S2116), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Bath Planet — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Bath Planet — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Bath Planet — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Bath Planet is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$933K typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S2116)
Top lenders: OakStar Bank, Community Banks of Colorado, A Division of NBH Bank

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/bath-planet
API:: https://www.capbench.com/api/public/franchises/bath-planet
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Bath Planet.