Home & Trade Services · lender intelligence
How to finance a Bath Planet
The SBA 7(a) lenders funding the most Bath Planet deals, ranked from public loan records — typical Bath Planet loan about $933K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Bath Planet
$933K
Typical loan
range $240K–$933K
$1.04M
Est. purchase price
≈ loan ÷ 90%
$142,077
Cash to close
$103,611 down + fees
$12,066/mo
Typical payment
~9.5% · 10yr
$166,511/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
2
Lenders competing
more = leverage
8.88%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Bath Planet
Ranked by funded Bath Planet loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.65 loans · $78M · Springfield, MOFull record →
- 2.23 loans · $21M · Greenwood Village, COFull record →
2+ funded Bath Planet deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- American Reflections Bath & Spa Co Inc in Springfield, MO — $933K (2025) · OakStar Bank
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 113 months
- SBA guaranteed
- $699K (75%)
- Approval → funding
- 18 days
- Approved
- 12/23/2024
- First disbursed
- 1/10/2025
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Other Building Finishing Contractors
Funded by OakStar Bank · Lender record →
Your business? Claim this record · Request removal
- Bath Planet Intermountain West, LLC in Lindon, UT — $240K (2020) · Community Banks of Colorado, A Division of NBH Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $180K (75%)
- Approval → funding
- 28 days
- Approved
- 10/3/2019
- First disbursed
- 10/31/2019
- Loan status
- Paid in full (9/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Bath Planet? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Bath Planet businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Bath Planet purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. OakStar Bank funds the most. CapBench is not a lender.
- $933K typical Bath Planet loan
- 2 lenders fund the brand
- 28 days typical to fund
Buyers researching a Bath Planet typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.