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Ben & Jerry's, by the numbers

Ben & Jerry's appears in 22 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0206)

22 deals since 2020 · typical deal $350K

22

Deals since 2020

$350K

Typical deal

7

Deals since FY2025

—

Too few deals to score risk

Ben & Jerry's has 22 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Ben & Jerry's

Most Ben & Jerry's deals financed between $122K and $431K. Above $431K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$4,871
Down payment (10%)
$39K
Cash to close (all-in)
$52K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$52K)

Experience

Recent financings

  • Lake Area Food & Event LLC in Wayzata, MN — $417K (2026) · purchase · First Resource Bank
  • Ben & Jerry's Palm Springs in Palm Springs, CA — $100K (2026) · Newtek Bank, National Association
  • Lake Area Food & Event LLC in Wayzata, MN — $50K (2026) · First Resource Bank
  • Tough Investments LLC in Greensboro, NC — $665K (2025) · purchase · Climate First Bank
  • Ben & Jerry's in Saint Louis, MO — $337K (2025) · purchase · Midwest Regional Bank
  • Spoonful LLC in Folsom, CA — $300K (2025) · Banner Bank
  • Anifel LLC in Saint Louis, MO — $299K (2025) · Bank of America, National Association
  • Boston Scoop Shops Inc. in Hingham, MA — $490K (2024) · Eastern Bank
  • Razzle Dazzle Scoops, LLC in Milwaukee, WI — $490K (2024) · Village Bank and Trust, National Association
  • Windy City Scoop Shop 2 LLC in Schaumburg, IL — $431K (2024) · Village Bank and Trust, National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Ben & Jerry's brand mark

Who funds Ben & Jerry's — and where

Every dot is a financed Ben & Jerry's — 22 mapped.

Financed Ben & Jerry's locations — list all 22 as text

Top lenders for this brand

  1. 1.Village Bank and Trust, National Association(5)
  2. 2.Eastern Bank(3)
  3. 3.First Resource Bank(2)
  4. 4.The Huntington National Bank(2)
  5. 5.Fidelity Deposit and Discount Bank(1)

Most active states

  1. 1.Illinois (6 loans)Ben & Jerry's lenders in Illinois->
  2. 2.Massachusetts (4 loans)Ben & Jerry's lenders in Massachusetts->
  3. 3.Wisconsin (2 loans)Ben & Jerry's lenders in Wisconsin->
  4. 4.Missouri (2 loans)Ben & Jerry's lenders in Missouri->
  5. 5.California (2 loans)Ben & Jerry's lenders in California->
  6. 6.Minnesota (2 loans)Ben & Jerry's lenders in Minnesota->
  7. 7.New Jersey (1 loans)Ben & Jerry's lenders in New Jersey->
  8. 8.Ohio (1 loans)Ben & Jerry's lenders in Ohio->

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Common questions

How much does a Ben & Jerry's cost to buy or open?

The typical deal for Ben & Jerry's is $350K across 22 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $39K of buyer cash on a typical deal.

How risky is Ben & Jerry's?

Ben & Jerry's has 22 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Ben & Jerry's with an SBA loan?

Yes — Ben & Jerry's has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Ben & Jerry's franchise

Most Ben & Jerry's buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Ben & Jerry's deal financed for $350K, which points to about $39K of buyer cash on a typical purchase. Ben & Jerry's is listed in the SBA Franchise Directory (identifier S0206), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Ben & Jerry's — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Ben & Jerry's — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Ben & Jerry's — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Ben & Jerry's is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 22 SBA 7(a) deals since 2020
  • $350K typical deal
  • 7 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S0206)
  • Top lenders: Village Bank and Trust, National Association, Eastern Bank, First Resource Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-21.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/ben-jerry-s
API:
https://www.capbench.com/api/public/franchises/ben-jerry-s
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Ben & Jerry's.

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