Building Kidz School, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0271)
13 deals since 2020 · typical deal $675K
13
Deals since 2020
$675K
Typical deal
7
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Building Kidz School
Most Building Kidz School deals financed between $523K and $1.19M. Above $1.19M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,827
- Down payment (10%)
- $75K
- Cash to close (all-in)
- $100K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$100K)
Experience
Recent financings
- Hara School LLC in San Jose, CA — $5.0M (2026) · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 306 months
- SBA guaranteed
- $3.8M (75%)
- Approved
- 2/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Milestone Bank · Lender record →
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- Building Kidz of Issaquah in Issaquah, WA — $4.4M (2026) · Harvest Small Business Finance, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.3M (75%)
- Approval → funding
- 14 days
- Approved
- 1/16/2026
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Harvest Small Business Finance, LLC · Lender record →
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- RAMGK3 LLC in Daly City, CA — $3.2M (2026) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approved
- 1/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $3.5M
- Est. down payment (10%)
- $352K
- Est. cash at closing
- $486K
- Monthly payment
- $40,522
- Annual debt service
- $486K
- Cash flow needed (1.25×)
- $608K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
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- Q2R Estates LLC in Issaquah, WA — $623K (2026) · Harvest Small Business Finance, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 309 months
- SBA guaranteed
- $467K (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Harvest Small Business Finance, LLC · Lender record →
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- Building Kidz of North Spring in Spring, TX — $523K (2026) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 119 months
- SBA guaranteed
- $392K (75%)
- Approval → funding
- 33 days
- Approved
- 12/4/2025
- First disbursed
- 1/6/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
Funded by HomeTrust Bank · Lender record →
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- Building Kidz of North Houston in Spring, TX — $377K (2026) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $283K (75%)
- Approval → funding
- 78 days
- Approved
- 12/4/2025
- First disbursed
- 2/20/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
Funded by HomeTrust Bank · Lender record →
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- Fierce Holdings LLC in New Port Richey, FL — $675K (2025) · purchase · DFCU Financial
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $506K (75%)
- Approval → funding
- 48 days
- Approved
- 3/12/2025
- First disbursed
- 4/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $750K
- Est. down payment (10%)
- $75K
- Est. cash at closing
- $100K
- Monthly payment
- $8,920
- Annual debt service
- $107K
- Cash flow needed (1.25×)
- $134K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by DFCU Financial · Lender record →
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- Hummingbird Speed LLC in San Francisco, CA — $500K (2023) · purchase · KeyPoint CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 4 days
- Approved
- 9/8/2023
- First disbursed
- 9/12/2023
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,677
- Annual debt service
- $80K
- Cash flow needed (1.25×)
- $100K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by KeyPoint CU
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- BKS of Roswell Inc in Roswell, GA — $1.1M (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 308 months
- SBA guaranteed
- $789K (75%)
- Approval → funding
- 16 days
- Approved
- 12/15/2021
- First disbursed
- 12/31/2021
- Loan status
- Paid in full (1/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Child Day Care Services
Funded by The Huntington National Bank · Lender record →
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- AB Kids LLC in Santa Clara, CA — $605K (2022) · Fremont Bank
- Program
- 7a General
- Rate at approval
- 7.25% variable
- Term
- 129 months
- SBA guaranteed
- $454K (75%)
- Approval → funding
- 15 days
- Approved
- 7/25/2022
- First disbursed
- 8/9/2022
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Fremont Bank · Lender record →
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Who funds Building Kidz School — and where
Every dot is a financed Building Kidz School — 13 mapped.
Financed Building Kidz School locations — list all 13 as text
- Building Kidz of North Spring — Spring · $523K · FY2026 · Child Care Services
- Building Kidz of North Houston — Spring · $377K · FY2026 · Child Care Services
- Building Kidz of Issaquah — Issaquah · $4.4M · FY2026 · Child Care Services
- RAMGK3 LLC — Daly City · $3.2M · FY2026 · Child Care Services
- Q2R Estates LLC — Issaquah · $623K · FY2026 · Child Care Services
- Hara School LLC — San Jose · $5.0M · FY2026 · Child Care Services
- Fierce Holdings LLC — New Port Richey · $675K · FY2025 · Child Care Services
- AB Kids LLC — Santa Clara · $605K · FY2022 · Child Care Services
- Hummingbird Speed LLC — San Francisco · $500K · FY2023 · Child Care Services
- R & R LEARNING CENTER LLC — Mountain View · $350K · FY2020 · Child Day Care Services
- MANALI ECE LLC — San Jose · $749K · FY2020 · Child Day Care Services
- BKS of Roswell Inc — Roswell · $1.1M · FY2022 · Child Day Care Services
- Building Kidz of Scotts Valley — Scotts Valley · $1.2M · FY2021 · Child Day Care Services
Top lenders for this brand
Most active states
- 1.California (7 loans)
- 2.Texas (2 loans)
- 3.Washington (2 loans)
- 4.Florida (1 loans)
- 5.Georgia (1 loans)
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Common questions
How much does a Building Kidz School cost to buy or open?
The typical deal for Building Kidz School is $675K across 13 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $74K of buyer cash on a typical deal.
How risky is Building Kidz School?
Building Kidz School has 13 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Building Kidz School with an SBA loan?
Yes — Building Kidz School has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Building Kidz School franchise
Most Building Kidz School buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Building Kidz School deal financed for $675K, which points to about $74K of buyer cash on a typical purchase. Building Kidz School is listed in the SBA Franchise Directory (identifier S0271), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Building Kidz School — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Building Kidz School — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Building Kidz School — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Building Kidz School is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 13 SBA 7(a) deals since 2020
- $675K typical deal
- 7 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0271)
- Top lenders: HomeTrust Bank, Harvest Small Business Finance, LLC, Fremont Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Building Kidz School.