Health & Medical · lender intelligence

How to finance a Building Kidz School

State:

The SBA 7(a) lenders funding the most Building Kidz School deals, ranked from public loan records — typical Building Kidz School loan about $675K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Building Kidz School

$675K

Typical loan

range $523K–$1.19M

$750K

Est. purchase price

≈ loan ÷ 90%

$100,313

Cash to close

$75,000 down + fees

$8,734/mo

Typical payment

~9.5% · 10yr

$120,529/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

16 days

Typical time to fund

Lenders competing

more = leverage

8.19%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Building Kidz School

Ranked by funded Building Kidz School loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.46 loans · $47M · Asheville, NCFull record →
2.291 loans · $320M · Laguna Hills, CAFull record →
3.16 loans · $21M · Fremont, CAFull record →
4.242 loans · $281M · Chicago, ILFull record →
5.46 loans · $85M · Salt Lake City, UTFull record →
6.16 loans · $13M · Dearborn, MIFull record →
7.20 loans · $8M · Saint Petersburg, FLFull record →
8.2,539 loans · $965M · Columbus, OHFull record →

13+ funded Building Kidz School deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Hara School LLC in San Jose, CA — $5.0M (2026) · Milestone Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
306 months
SBA guaranteed
$3.8M (75%)
Approved
2/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
New Business or 2 years or less
Industry
Child Care Services
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
Building Kidz of Issaquah in Issaquah, WA — $4.4M (2026) · Harvest Small Business Finance, LLC
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.3M (75%)
Approval → funding
14 days
Approved
1/16/2026
First disbursed
1/30/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
New Business or 2 years or less
Industry
Child Care Services
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
RAMGK3 LLC in Daly City, CA — $3.2M (2026) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.4M (75%)
Approved
1/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$3.5M
Est. down payment (10%)
$352K
Est. cash at closing
$486K
Monthly payment
$40,522
Annual debt service
$486K
Cash flow needed (1.25×)
$608K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Q2R Estates LLC in Issaquah, WA — $623K (2026) · Harvest Small Business Finance, LLC
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
309 months
SBA guaranteed
$467K (75%)
Approved
2/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
New Business or 2 years or less
Industry
Child Care Services
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
Building Kidz of North Spring in Spring, TX — $523K (2026) · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
119 months
SBA guaranteed
$392K (75%)
Approval → funding
33 days
Approved
12/4/2025
First disbursed
1/6/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Child Care Services
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
Building Kidz of North Houston in Spring, TX — $377K (2026) · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$283K (75%)
Approval → funding
78 days
Approved
12/4/2025
First disbursed
2/20/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Child Care Services
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
Fierce Holdings LLC in New Port Richey, FL — $675K (2025) · purchase · DFCU Financial
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$506K (75%)
Approval → funding
48 days
Approved
3/12/2025
First disbursed
4/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$750K
Est. down payment (10%)
$75K
Est. cash at closing
$100K
Monthly payment
$8,920
Annual debt service
$107K
Cash flow needed (1.25×)
$134K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by DFCU Financial · Lender record →
Your business? Claim this record · Request removal
Hummingbird Speed LLC in San Francisco, CA — $500K (2023) · purchase · KeyPoint CU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
4 days
Approved
9/8/2023
First disbursed
9/12/2023
Loan status
Paid in full (3/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,677
Annual debt service
$80K
Cash flow needed (1.25×)
$100K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by KeyPoint CU
Your business? Claim this record · Request removal
BKS of Roswell Inc in Roswell, GA — $1.1M (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
308 months
SBA guaranteed
$789K (75%)
Approval → funding
16 days
Approved
12/15/2021
First disbursed
12/31/2021
Loan status
Paid in full (1/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Existing or more than 2 years old
Industry
Child Day Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
AB Kids LLC in Santa Clara, CA — $605K (2022) · Fremont Bank
Program
7a General
Rate at approval
7.25% variable
Term
129 months
SBA guaranteed
$454K (75%)
Approval → funding
15 days
Approved
7/25/2022
First disbursed
8/9/2022
Loan status
Paid in full (9/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by Fremont Bank · Lender record →
Your business? Claim this record · Request removal
Building Kidz of Scotts Valley in Scotts Valley, CA — $1.2M (2021) · Fremont Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (90%)
Approval → funding
119 days
Approved
9/3/2021
First disbursed
12/31/2021
Loan status
Paid in full (6/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Child Day Care Services
Funded by Fremont Bank · Lender record →
Your business? Claim this record · Request removal
MANALI ECE LLC in San Jose, CA — $749K (2020) · KeyPoint CU
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$562K (75%)
Approval → funding
13 days
Approved
12/18/2019
First disbursed
12/31/2019
Loan status
Paid in full (10/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Unanswered
Industry
Child Day Care Services
Funded by KeyPoint CU
Your business? Claim this record · Request removal
R & R LEARNING CENTER LLC in Mountain View, CA — $350K (2020) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approved
10/18/2019
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Child Day Care Services
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Building Kidz School businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Building Kidz School purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. HomeTrust Bank funds the most. CapBench is not a lender.

$675K typical Building Kidz School loan
9 lenders fund the brand
16 days typical to fund

Buyers researching a Building Kidz School typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Building Kidz School record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/building-kidz-school
API:: https://www.capbench.com/api/public/lenders?franchise=building-kidz-school
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.