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Century 21, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2140)

8 deals since 2020 · typical deal $260K

8

Deals since 2020

$260K

Typical deal

1

Deals since FY2025

—

Too few deals to score risk

Century 21 has 8 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Century 21

Most Century 21 deals financed between $86K and $505K. Above $505K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,618
Down payment (10%)
$29K
Cash to close (all-in)
$39K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$39K)

Experience

Recent financings

  • Red Real Estate Inc in Artesia, NM — $492K (2025) · purchase · First American Bank
  • CENTURY 21 GAVISH REAL ESTATE in Las Vegas, NV — $1.9M (2021) · Meadows Bank
  • FULL REALTY SERVICES INC. in Murrieta, CA — $505K (2021) · purchase · First-Citizens Bank & Trust Company
  • ASSOCIATED PROFESSIONALS, INC in Carlsbad, NM — $86K (2021) · U.S. Bank, National Association
  • Peak, Marking & Associates, Inc. in Mexico, MO — $76K (2021) · purchase · Commerce Bank
  • Southern REO Associates, LLC in Roswell, GA — $260K (2020) · Seacoast National Bank
  • Clearview Realty Corp. in Rapid City, SD — $137K (2020) · First National Bank
  • DTC Realty Corp in Brooklyn, NY — $50K (2020) · Citibank, N.A.

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Century 21 brand mark

Who funds Century 21 — and where

Every dot is a financed Century 21 — 8 mapped.

Financed Century 21 locations — list all 8 as text

Top lenders for this brand

  1. 1.First-Citizens Bank & Trust Company(1)
  2. 2.U.S. Bank, National Association(1)
  3. 3.Meadows Bank(1)
  4. 4.First American Bank(1)
  5. 5.Citibank, N.A.(1)

Most active states

  1. 1.New Mexico (2 loans)
  2. 2.California (1 loans)
  3. 3.Nevada (1 loans)
  4. 4.New York (1 loans)
  5. 5.Georgia (1 loans)
  6. 6.South Dakota (1 loans)
  7. 7.Missouri (1 loans)

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Common questions

How much does a Century 21 cost to buy or open?

The typical deal for Century 21 is $260K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $29K of buyer cash on a typical deal.

How risky is Century 21?

Century 21 has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Century 21 with an SBA loan?

Yes — Century 21 has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Century 21 franchise

Most Century 21 buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Century 21 deal financed for $260K, which points to about $29K of buyer cash on a typical purchase. Century 21 is listed in the SBA Franchise Directory (identifier S2140), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Century 21 — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Century 21 — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Century 21 — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Century 21 is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 8 SBA 7(a) deals since 2020
  • $260K typical deal
  • 1 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S2140)
  • Top lenders: First-Citizens Bank & Trust Company, U.S. Bank, National Association, Meadows Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/century-21
API:
https://www.capbench.com/api/public/franchises/century-21
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Century 21.

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