Franchise · lender intelligence

How to finance a Century 21

State:

The SBA 7(a) lenders funding the most Century 21 deals, ranked from public loan records — typical Century 21 loan about $260K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Century 21

$260K

Typical loan

range $86K–$505K

$289K

Est. purchase price

≈ loan ÷ 90%

$38,639

Cash to close

$28,889 down + fees

$3,582/mo

Typical payment

~11% · 10yr

$49,432/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

6.38%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Century 21

Ranked by funded Century 21 loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.97 loans · $96M · Raleigh, NCFull record →
2.16 loans · $21M · Las Vegas, NVFull record →
3.4 loans · $1M · Stonewall, OKFull record →
4.23 loans · $30M · Stuart, FLFull record →
5.3 loans · $1M · Fort Pierre, SDFull record →
6.12 loans · $3M · Geneva, MNFull record →

8+ funded Century 21 deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Red Real Estate Inc in Artesia, NM — $492K (2025) · purchase · First American Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$369K (75%)
Approval → funding
6 days
Approved
12/17/2024
First disbursed
12/23/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Offices of Real Estate Agents and Brokers
If you were the buyer here
Est. deal size
$546K
Est. down payment (10%)
$55K
Est. cash at closing
$73K
Monthly payment
$6,293
Annual debt service
$76K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First American Bank · Lender record →
Your business? Claim this record · Request removal
CENTURY 21 GAVISH REAL ESTATE in Las Vegas, NV — $1.9M (2021) · Meadows Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
306 months
SBA guaranteed
$1.7M (90%)
Approval → funding
8 days
Approved
5/18/2021
First disbursed
5/26/2021
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Existing or more than 2 years old
Industry
Offices of Real Estate Agents and Brokers
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
FULL REALTY SERVICES INC. in Murrieta, CA — $505K (2021) · purchase · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$379K (75%)
Approval → funding
0 days
Approved
12/10/2020
First disbursed
12/10/2020
Loan status
Paid in full (11/30/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Lessors of Other Real Estate Property
If you were the buyer here
Est. deal size
$561K
Est. down payment (10%)
$56K
Est. cash at closing
$75K
Monthly payment
$5,295
Annual debt service
$64K
Cash flow needed (1.25×)
$79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
ASSOCIATED PROFESSIONALS, INC in Carlsbad, NM — $86K (2021) · U.S. Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.75% variable
Term
84 mo (7 yrs)
SBA guaranteed
$65K (75%)
Approved
3/29/2021
Loan status
Cancelled
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Offices of Real Estate Agents and Brokers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Peak, Marking & Associates, Inc. in Mexico, MO — $76K (2021) · purchase · Commerce Bank
Program
Preferred Lenders Program
Rate at approval
4.25% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$68K (90%)
Approval → funding
6 days
Approved
6/25/2021
First disbursed
7/1/2021
Loan status
Paid in full (1/31/2025)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Offices of Real Estate Agents and Brokers
If you were the buyer here
Est. deal size
$84K
Est. down payment (10%)
$8K
Est. cash at closing
$11K
Monthly payment
$1,405
Annual debt service
$17K
Cash flow needed (1.25×)
$21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commerce Bank · Lender record →
Your business? Claim this record · Request removal
Southern REO Associates, LLC in Roswell, GA — $260K (2020) · Seacoast National Bank
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$195K (75%)
Approval → funding
14 days
Approved
10/17/2019
First disbursed
10/31/2019
Loan status
Paid in full (5/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
Offices of Real Estate Agents and Brokers
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
Clearview Realty Corp. in Rapid City, SD — $137K (2020) · First National Bank
Program
7a General
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$116K (85%)
Approval → funding
72 days
Approved
3/20/2020
First disbursed
5/31/2020
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Offices of Real Estate Agents and Brokers
Funded by First National Bank · Lender record →
Your business? Claim this record · Request removal
DTC Realty Corp in Brooklyn, NY — $50K (2020) · Citibank, N.A.
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.25% fixed
Term
48 mo (4 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
24 days
Approved
10/7/2019
First disbursed
10/31/2019
Loan status
Paid in full (5/31/2023)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Offices of Real Estate Agents and Brokers
Funded by Citibank, N.A. · Lender record →
Your business? Claim this record · Request removal

Buying a Century 21? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Century 21 businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Century 21 purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First-Citizens Bank & Trust Company funds the most. CapBench is not a lender.

$260K typical Century 21 loan
8 lenders fund the brand
14 days typical to fund

Buyers researching a Century 21 typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Century 21 record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/century-21
API:: https://www.capbench.com/api/public/lenders?franchise=century-21
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.