Crunch, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0446)
4 deals since 2020 · typical deal $4.3M
4
Deals since 2020
$4.3M
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Crunch
Most Crunch deals financed between $2.41M and $4.92M. Above $4.92M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $56,231
- Down payment (10%)
- $478K
- Cash to close (all-in)
- $661K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$661K)
Experience
Recent financings
- CF Inwood, LLC in New York, NY — $4.3M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 126 months
- SBA guaranteed
- $1.9M (45%)
- Approved
- 5/8/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Live Oak Banking Company · Lender record →
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- Crunch Marlboro in Morganville, NJ — $4.9M (2022) · BCB Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 306 months
- SBA guaranteed
- $3.7M (75%)
- Approval → funding
- 8 days
- Approved
- 8/18/2022
- First disbursed
- 8/26/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 76
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by BCB Community Bank
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- CR1 Fitness LLC in Louisville, KY — $2.4M (2021) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.4% variable
- Term
- 126 months
- SBA guaranteed
- $2.0M (85%)
- Approval → funding
- 133 days
- Approved
- 9/2/2021
- First disbursed
- 1/13/2022
- Loan status
- Paid in full (9/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 70
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Live Oak Banking Company · Lender record →
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- Team Rock Fitness Inc. in Lake Grove, NY — $2.1M (2020) · Dime Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 121 months
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 4 days
- Approved
- 6/22/2020
- First disbursed
- 6/26/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Dime Community Bank · Lender record →
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Who funds Crunch — and where
Every dot is a financed Crunch — 3 mapped.
Financed Crunch locations — list all 3 as text
- CF Inwood, LLC — New York · $4.3M · FY2025 · Fitness and Recreational Sports Centers
- Team Rock Fitness Inc. — Lake Grove · $2.1M · FY2020 · Fitness and Recreational Sports Centers
- CR1 Fitness LLC — Louisville · $2.4M · FY2021 · Fitness and Recreational Sports Centers
Top lenders for this brand
1.Live Oak Banking Company(2)
2.Dime Community Bank(1)
- 3.BCB Community Bank (1)
Most active states
- 1.New York (2 loans)
- 2.New Jersey (1 loans)
- 3.Kentucky (1 loans)
Represent Crunch?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Crunch cost to buy or open?
The typical deal for Crunch is $4.3M across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $473K of buyer cash on a typical deal.
How risky is Crunch?
Crunch has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Crunch with an SBA loan?
Yes — Crunch has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Crunch franchise
Most Crunch buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Crunch deal financed for $4.3M, which points to about $473K of buyer cash on a typical purchase. Crunch is listed in the SBA Franchise Directory (identifier S0446), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Crunch — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Crunch — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Crunch — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Crunch is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 4 SBA 7(a) deals since 2020
- $4.3M typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0446)
- Top lenders: Live Oak Banking Company, Dime Community Bank, BCB Community Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Crunch.