Fix Auto, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2190)
12 deals since 2020 · typical deal $2.2M
12
Deals since 2020
$2.2M
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Fix Auto
Most Fix Auto deals financed between $500K and $4.05M. Above $4.05M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $28,789
- Down payment (10%)
- $245K
- Cash to close (all-in)
- $337K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$337K)
Experience
Recent financings
- JOHNNIE'S PAINT & BODY SHOP, INC. in Downey, CA — $5.0M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 2/6/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 67
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Live Oak Banking Company · Lender record →
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- Invisible Auto Body, LLC in Casa Grande, AZ — $4.7M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.5M (75%)
- Approved
- 1/30/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
Funded by Live Oak Banking Company · Lender record →
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- Auto Collision Concierge Services, LLC in Riverside, CA — $350K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.49% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 2 days
- Approved
- 12/10/2025
- First disbursed
- 12/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- New Business or 2 years or less
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Live Oak Banking Company · Lender record →
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- SID'S AUTO BODY, INC. in La Mesa, CA — $4.1M (2024) · Hanover Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.0M (75%)
- Approval → funding
- 43 days
- Approved
- 5/9/2024
- First disbursed
- 6/21/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Hanover Community Bank · Lender record →
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- FIX Auto West Houston in Houston, TX — $2.6M (2024) · Texas Capital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 47 days
- Approved
- 7/5/2024
- First disbursed
- 8/21/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Texas Capital Bank · Lender record →
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- Fix Auto Vallejo in Vallejo, CA — $639K (2024) · Harvest Small Business Finance, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $479K (75%)
- Approved
- 7/11/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Harvest Small Business Finance, LLC · Lender record →
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- FA SOUTH ONTARIO LLC in Ontario, CA — $500K (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approved
- 11/9/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,066
- Annual debt service
- $73K
- Cash flow needed (1.25×)
- $91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- FA Puyallup LLC in Puyallup, WA — $2.3M (2022) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 10 days
- Approved
- 1/28/2022
- First disbursed
- 2/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 37
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- 5 star collision in Los Angeles, CA — $1.1M (2021) · Harvest Small Business Finance, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $844K (75%)
- Approved
- 12/10/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
- JOHNNIE'S PAINT & BODY SHOP, INC. in Pasadena, CA — $2.2M (2020) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approved
- 9/21/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Live Oak Banking Company · Lender record →
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Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Who funds Fix Auto — and where
Every dot is a financed Fix Auto — 12 mapped.
Financed Fix Auto locations — list all 12 as text
- 5 star collision — Los Angeles · $1.1M · FY2021 · Automotive Body, Paint, and Interior Repair and Maintenance
- FA SOUTH ONTARIO LLC — Ontario · $500K · FY2023 · Automotive Body, Paint, and Interior Repair and Maintenance
- SID'S AUTO BODY, INC. — La Mesa · $4.1M · FY2024 · Automotive Body, Paint, and Interior Repair and Maintenance
- FIX Auto West Houston — Houston · $2.6M · FY2024 · Automotive Body, Paint, and Interior Repair and Maintenance
- Fix Auto Vallejo — Vallejo · $639K · FY2024 · Automotive Body, Paint, and Interior Repair and Maintenance
- Auto Collision Concierge Services, LLC — Riverside · $350K · FY2026 · Automotive Body, Paint, and Interior Repair and Maintenance
- Invisible Auto Body, LLC — Casa Grande · $4.7M · FY2026 · General Automotive Repair
- JOHNNIE'S PAINT & BODY SHOP, INC. — Downey · $5.0M · FY2026 · Automotive Body, Paint, and Interior Repair and Maintenance
- JOHNNIE'S PAINT & BODY SHOP, INC. — Pasadena · $250K · FY2020 · Automotive Body, Paint, and Interior Repair and Maintenance
- JOHNNIE'S PAINT & BODY SHOP, INC. — Pasadena · $2.2M · FY2020 · Automotive Body, Paint, and Interior Repair and Maintenance
- B.H.K.H., INC. — Escondido · $100K · FY2020 · Automotive Body, Paint, and Interior Repair and Maintenance
- FA Puyallup LLC — Puyallup · $2.3M · FY2022 · Automotive Oil Change and Lubrication Shops
Top lenders for this brand
Most active states
- 1.California (9 loans)
- 2.Texas (1 loans)
- 3.Arizona (1 loans)
- 4.Washington (1 loans)
Represent Fix Auto?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Fix Auto cost to buy or open?
The typical deal for Fix Auto is $2.2M across 12 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $242K of buyer cash on a typical deal.
How risky is Fix Auto?
Fix Auto has 12 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Fix Auto with an SBA loan?
Yes — Fix Auto has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Fix Auto franchise
Most Fix Auto buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Fix Auto deal financed for $2.2M, which points to about $242K of buyer cash on a typical purchase. Fix Auto is listed in the SBA Franchise Directory (identifier S2190), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Fix Auto — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Fix Auto — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Fix Auto — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Fix Auto is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 12 SBA 7(a) deals since 2020
- $2.2M typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2190)
- Top lenders: Live Oak Banking Company, Harvest Small Business Finance, LLC, Hanover Community Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Fix Auto.