Flip Flop Shops, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0657)
9 deals since 2020 · typical deal $160K
9
Deals since 2020
$160K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Flip Flop Shops
Most Flip Flop Shops deals financed between $120K and $178K. Above $178K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,365
- Down payment (10%)
- $18K
- Cash to close (all-in)
- $24K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$24K)
Experience
Recent financings
- Beach Vibes Ventures, LLC in Manteca, CA — $160K (2026) · Lexicon Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $120K (75%)
- Approval → funding
- 27 days
- Approved
- 1/28/2026
- First disbursed
- 2/24/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Lexicon Bank · Lender record →
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- ANNDERKAI LLC in North Port, FL — $210K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $158K (75%)
- Approval → funding
- 8 days
- Approved
- 3/20/2024
- First disbursed
- 3/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Retailers
Funded by The Huntington National Bank · Lender record →
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- FLIPPY FLOPPIES, LLC in St. Augustine, FL — $120K (2024) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 119 months
- SBA guaranteed
- $102K (85%)
- Approved
- 5/31/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Shoe Retailers
Funded by Northeast Bank · Lender record →
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- ANNDERKAI LLC in North Port, FL — $20K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approved
- 3/20/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Retailers
Funded by The Huntington National Bank · Lender record →
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- Tradewinns LLC in Jacksonville, FL — $195K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $146K (75%)
- Approval → funding
- 8 days
- Approved
- 5/23/2023
- First disbursed
- 5/31/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Tradewinns LLC in Jacksonville, FL — $20K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approval → funding
- 15 days
- Approved
- 5/23/2023
- First disbursed
- 6/7/2023
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Retailers
Funded by The Huntington National Bank · Lender record →
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- Flip Flop Shops Carrollwood in Tampa, FL — $165K (2022) · Locality Bank
- Program
- 7a General
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $124K (75%)
- Approval → funding
- 17 days
- Approved
- 8/29/2022
- First disbursed
- 9/15/2022
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Retailers
Funded by Locality Bank · Lender record →
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- Villages Flip Flop, LLC in The Villages, FL — $178K (2021) · Seacoast National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 65 months
- SBA guaranteed
- $160K (90%)
- Approval → funding
- 42 days
- Approved
- 1/18/2021
- First disbursed
- 3/1/2021
- Loan status
- Failed — $92K charged off (11/19/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Stores
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
- TriSky Livin SMTX, LLC in Wimberley, TX — $120K (2021) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 83 months
- SBA guaranteed
- $102K (85%)
- Approval → funding
- 15 days
- Approved
- 12/9/2020
- First disbursed
- 12/24/2020
- Loan status
- Failed — $91K charged off (4/17/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Stores
Funded by Zions Bank, A Division of · Lender record →
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Who funds Flip Flop Shops — and where
Every dot is a financed Flip Flop Shops — 9 mapped.
Financed Flip Flop Shops locations — list all 9 as text
- TriSky Livin SMTX, LLC — Wimberley · $120K · FY2021 · Shoe Stores
- Villages Flip Flop, LLC — The Villages · $178K · FY2021 · Shoe Stores
- FLIPPY FLOPPIES, LLC — St. Augustine · $120K · FY2024 · Shoe Retailers
- Beach Vibes Ventures, LLC — Manteca · $160K · FY2026 · Clothing and Clothing Accessories Retailers
- Flip Flop Shops Carrollwood — Tampa · $165K · FY2022 · Shoe Retailers
- ANNDERKAI LLC — North Port · $210K · FY2024 · Shoe Retailers
- ANNDERKAI LLC — North Port · $20K · FY2024 · Shoe Retailers
- Tradewinns LLC — Jacksonville · $195K · FY2023 · Shoe Retailers
- Tradewinns LLC — Jacksonville · $20K · FY2023 · Shoe Retailers
Top lenders for this brand
Most active states
- 1.Florida (7 loans)
- 2.Texas (1 loans)
- 3.California (1 loans)
Represent Flip Flop Shops?
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Common questions
How much does a Flip Flop Shops cost to buy or open?
The typical deal for Flip Flop Shops is $160K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $18K of buyer cash on a typical deal.
How risky is Flip Flop Shops?
Flip Flop Shops has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Flip Flop Shops with an SBA loan?
Yes — Flip Flop Shops has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Flip Flop Shops franchise
Most Flip Flop Shops buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Flip Flop Shops deal financed for $160K, which points to about $18K of buyer cash on a typical purchase. Flip Flop Shops is listed in the SBA Franchise Directory (identifier S0657), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Flip Flop Shops — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Flip Flop Shops — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Flip Flop Shops — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Flip Flop Shops is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 9 SBA 7(a) deals since 2020
- $160K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0657)
- Top lenders: The Huntington National Bank, Zions Bank, A Division of, Seacoast National Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Flip Flop Shops.