Retail & Shops · lender intelligence
How to finance a Flip Flop Shops
The SBA 7(a) lenders funding the most Flip Flop Shops deals, ranked from public loan records — typical Flip Flop Shops loan about $160K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Flip Flop Shops
$160K
Typical loan
range $120K–$178K
$178K
Est. purchase price
≈ loan ÷ 90%
$23,778
Cash to close
$17,778 down + fees
$2,342/mo
Typical payment
~12.5% · 10yr
$32,320/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
15 days
Typical time to fund
6
Lenders competing
more = leverage
9.39%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Flip Flop Shops
Ranked by funded Flip Flop Shops loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.618 loans · $171M · Salt Lake City, UTFull record →
- 3.23 loans · $30M · Stuart, FLFull record →
- 4.3 loans · $2M · Minneapolis, MNFull record →
- 5.18 loans · $19M · Las Vegas, NVFull record →
- 6.5 loans · $4M · Fort Lauderdale, FLFull record →
9+ funded Flip Flop Shops deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Beach Vibes Ventures, LLC in Manteca, CA — $160K (2026) · Lexicon Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $120K (75%)
- Approval → funding
- 27 days
- Approved
- 1/28/2026
- First disbursed
- 2/24/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Lexicon Bank · Lender record →
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- ANNDERKAI LLC in North Port, FL — $210K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $158K (75%)
- Approval → funding
- 8 days
- Approved
- 3/20/2024
- First disbursed
- 3/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- FLIPPY FLOPPIES, LLC in St. Augustine, FL — $120K (2024) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 119 months
- SBA guaranteed
- $102K (85%)
- Approved
- 5/31/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Shoe Retailers
Funded by Northeast Bank · Lender record →
Your business? Claim this record · Request removal
- ANNDERKAI LLC in North Port, FL — $20K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approved
- 3/20/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Tradewinns LLC in Jacksonville, FL — $195K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $146K (75%)
- Approval → funding
- 8 days
- Approved
- 5/23/2023
- First disbursed
- 5/31/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Tradewinns LLC in Jacksonville, FL — $20K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approval → funding
- 15 days
- Approved
- 5/23/2023
- First disbursed
- 6/7/2023
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Flip Flop Shops Carrollwood in Tampa, FL — $165K (2022) · Locality Bank
- Program
- 7a General
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $124K (75%)
- Approval → funding
- 17 days
- Approved
- 8/29/2022
- First disbursed
- 9/15/2022
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Retailers
Funded by Locality Bank · Lender record →
Your business? Claim this record · Request removal
- Villages Flip Flop, LLC in The Villages, FL — $178K (2021) · Seacoast National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 65 months
- SBA guaranteed
- $160K (90%)
- Approval → funding
- 42 days
- Approved
- 1/18/2021
- First disbursed
- 3/1/2021
- Loan status
- Failed — $92K charged off (11/19/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Stores
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
- TriSky Livin SMTX, LLC in Wimberley, TX — $120K (2021) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 83 months
- SBA guaranteed
- $102K (85%)
- Approval → funding
- 15 days
- Approved
- 12/9/2020
- First disbursed
- 12/24/2020
- Loan status
- Failed — $91K charged off (4/17/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Shoe Stores
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
Buying a Flip Flop Shops? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Flip Flop Shops businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Flip Flop Shops purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $160K typical Flip Flop Shops loan
- 6 lenders fund the brand
- 15 days typical to fund
Buyers researching a Flip Flop Shops typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.