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iFoam, by the numbers

iFoam appears in 68 SBA 7(a) loans since 2020, with a 6.45% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S6700)

68 deals since 2020 · typical deal $629K · 6.45% failure rate

68

Deals since 2020

$629K

Typical deal

0

Deals since FY2025

6.45%

Failure rate (FY20–23)

6.45% of iFoam's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.

What buyers pay for iFoam

Most iFoam deals financed between $50K and $700K. Above $700K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$8,224
Down payment (10%)
$70K
Cash to close (all-in)
$93K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$93K)

Experience

Recent financings

  • Urban Farmer Insulation LLC in Madison Heights, MI — $709K (2024) · First Bank of the Lake
  • Urban Farmer Insulation LLC in Madison Heights, MI — $709K (2024) · First Bank of the Lake
  • DAVJ Group, LLC in Englewood, CO — $688K (2024) · The Huntington National Bank
  • ST. AUGUSTINE BUILDING SERVICES LLC in Saint Augustine, FL — $500K (2024) · The Huntington National Bank
  • ST. AUGUSTINE BUILDING SERVICES LLC in Saint Augustine, FL — $75K (2024) · The Huntington National Bank
  • DAVJ Group, LLC in Englewood, CO — $50K (2024) · The Huntington National Bank
  • JRB Professional Services LLC in San Antonio, TX — $1.4M (2023) · The Huntington National Bank
  • SHEPHERD INTERNATIONAL INNOVATIONS, INC. in Spring, TX — $1.2M (2023) · The Huntington National Bank
  • GCT BRANDS LLC in Fort Mill, SC — $1.0M (2023) · The Huntington National Bank
  • MOST Enterprises LLC in Commerce City, CO — $948K (2023) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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iFoam brand mark

Who funds iFoam — and where

Every dot is a financed iFoam — 61 mapped.

Financed iFoam locations — list all 61 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(56)
  2. 2.Pinnacle Bank(2)
  3. 3.First Bank of the Lake(2)
  4. 4.OakStar Bank(1)

Most active states

  1. 1.Texas (17 loans)iFoam lenders in Texas->
  2. 2.Colorado (8 loans)iFoam lenders in Colorado->
  3. 3.Tennessee (4 loans)iFoam lenders in Tennessee->
  4. 4.Utah (4 loans)iFoam lenders in Utah->
  5. 5.South Carolina (4 loans)iFoam lenders in South Carolina->
  6. 6.Florida (4 loans)iFoam lenders in Florida->
  7. 7.Georgia (4 loans)iFoam lenders in Georgia->
  8. 8.Virginia (2 loans)iFoam lenders in Virginia->

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Common questions

How much does a iFoam cost to buy or open?

The typical deal for iFoam is $629K across 68 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $69K of buyer cash on a typical deal.

How risky is iFoam?

6.45% of iFoam's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a iFoam with an SBA loan?

Yes — iFoam has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a iFoam franchise

Most iFoam buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical iFoam deal financed for $629K, which points to about $69K of buyer cash on a typical purchase. iFoam is listed in the SBA Franchise Directory (identifier S6700), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund iFoam — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for iFoam — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for iFoam — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. iFoam is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 68 SBA 7(a) deals since 2020
  • $629K typical deal
  • 0 deals since FY2025
  • 6.45% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S6700)
  • Top lenders: The Huntington National Bank, Pinnacle Bank, First Bank of the Lake

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-27.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/ifoam
API:
https://www.capbench.com/api/public/franchises/ifoam
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with iFoam.

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