iTrip Vacations, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2493)
21 deals since 2020 · typical deal $150K
21
Deals since 2020
$150K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for iTrip Vacations
Most iTrip Vacations deals financed between $143K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- Ohio STR Partners LLC dba Reach Realty STR in Westerville, OH — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 91 days
- Approved
- 11/14/2025
- First disbursed
- 2/13/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
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- KPG Real Estate and Property Management LLC in Las Vegas, NV — $143K (2026) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $122K (85%)
- Approved
- 1/21/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Property Managers
Funded by First Commonwealth Bank · Lender record →
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- KPG Real Estate and Property Management LLC in Las Vegas, NV — $143K (2026) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $122K (85%)
- Approval → funding
- 20 days
- Approved
- 1/22/2026
- First disbursed
- 2/11/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Property Managers
Funded by First Commonwealth Bank · Lender record →
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- Sarasota Vacation Rentals LLC in Sarasota, FL — $1.4M (2024) · purchase · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 6 days
- Approved
- 6/22/2024
- First disbursed
- 6/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Other Activities Related to Real Estate
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $151K
- Est. cash at closing
- $206K
- Monthly payment
- $18,665
- Annual debt service
- $224K
- Cash flow needed (1.25×)
- $280K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by North State Bank · Lender record →
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- Sea Oats Vacations, LLC in Mount Pleasant, SC — $750K (2024) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.19% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 3 days
- Approved
- 1/30/2024
- First disbursed
- 2/2/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Residential Property Managers
Funded by TD Bank, National Association · Lender record →
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- Velstand Ventures LLC dba iTrip Texoma in Celina, TX — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 37 days
- Approved
- 3/6/2024
- First disbursed
- 4/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
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- iTrip Vacations Pagosa Springs in Pagosa Springs, CO — $75K (2024) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $64K (85%)
- Approval → funding
- 51 days
- Approved
- 7/3/2024
- First disbursed
- 8/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Residential Property Managers
Funded by Celtic Bank Corporation · Lender record →
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- Sea Island Breeze Inc. in Saint Helena Island, SC — $50K (2024) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $43K (85%)
- Approval → funding
- 14 days
- Approved
- 12/15/2023
- First disbursed
- 12/29/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Residential Property Managers
Funded by Northeast Bank · Lender record →
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- Prime Time Vacation Rentals, LLC in Pigeon Forge, TN — $578K (2023) · U.S. Bank, National Association
- Program
- 7a General
- Rate at approval
- 7.71% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $434K (75%)
- Approved
- 11/8/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Residential Property Managers
Funded by U.S. Bank, National Association · Lender record →
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- ACE SHORT TERM RENTAL, LLC in Tamarac, FL — $150K (2023) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 94 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 4 days
- Approved
- 12/2/2022
- First disbursed
- 12/6/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Property Managers
Funded by United Midwest Savings Bank National Association · Lender record →
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Who funds iTrip Vacations — and where
Every dot is a financed iTrip Vacations — 21 mapped.
Financed iTrip Vacations locations — list all 21 as text
- PDVP LLC — Palm Desert · $300K · FY2021 · Lessors of Residential Buildings and Dwellings
- Prime Time Vacation Rentals, LLC — Pigeon Forge · $578K · FY2023 · Residential Property Managers
- ACE SHORT TERM RENTAL, LLC — Tamarac · $150K · FY2023 · Residential Property Managers
- Sarasota Vacation Rentals LLC — Sarasota · $1.4M · FY2024 · Other Activities Related to Real Estate
- iTrip Vacations Pagosa Springs — Pagosa Springs · $75K · FY2024 · Residential Property Managers
- Ohio STR Partners LLC dba Reach Realty STR — Westerville · $150K · FY2026 · Residential Property Managers
- KPG Real Estate and Property Management LLC — Las Vegas · $143K · FY2026 · Residential Property Managers
- KPG Real Estate and Property Management LLC — Las Vegas · $143K · FY2026 · Residential Property Managers
- The Wahl Group Ventures Inc. — Saint Petersburg · $50K · FY2022 · Residential Property Managers
- The Wahl Group Ventures Inc. — Saint Petersburg · $516K · FY2022 · Residential Property Managers
- YMF Property Management, Inc. — Houston · $150K · FY2022 · Residential Property Managers
- Sea Oats Vacations, LLC — Mount Pleasant · $750K · FY2024 · Residential Property Managers
- Velstand Ventures LLC dba iTrip Texoma — Celina · $150K · FY2024 · Residential Property Managers
- Sea Island Breeze Inc. — Saint Helena Island · $50K · FY2024 · Residential Property Managers
- Sky Lake Vacations LLC — Laconia · $25K · FY2020 · Residential Property Managers
- DESERT MIRAGE VACATIONS LLC — Mesa · $150K · FY2020 · Residential Property Managers
- ODAT LLC — Little Rock · $150K · FY2022 · Residential Property Managers
- Northwest Vacation Management LLC — Missoula · $150K · FY2022 · Residential Property Managers
- SG PROPERTY MANAGEMENT & DESIGN LLC — Weston · $150K · FY2022 · All Other Traveler Accommodation
- REMO Property Solutions LLC — Mableton · $150K · FY2021 · All Other Traveler Accommodation
- Crested View Management, LLC — Spring · $132K · FY2021 · All Other Traveler Accommodation
Top lenders for this brand
Most active states
- 1.Florida (5 loans)
- 2.Texas (3 loans)
- 3.Nevada (2 loans)
- 4.South Carolina (2 loans)
- 5.California (1 loans)
- 6.Tennessee (1 loans)
- 7.Colorado (1 loans)
- 8.Ohio (1 loans)
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Common questions
How much does a iTrip Vacations cost to buy or open?
The typical deal for iTrip Vacations is $150K across 21 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is iTrip Vacations?
iTrip Vacations has 21 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a iTrip Vacations with an SBA loan?
Yes — iTrip Vacations has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a iTrip Vacations franchise
Most iTrip Vacations buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical iTrip Vacations deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. iTrip Vacations is listed in the SBA Franchise Directory (identifier S2493), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund iTrip Vacations — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for iTrip Vacations — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for iTrip Vacations — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. iTrip Vacations is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 21 SBA 7(a) deals since 2020
- $150K typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2493)
- Top lenders: United Midwest Savings Bank National Association, U.S. Bank, National Association, First Commonwealth Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with iTrip Vacations.