Kampgrounds of America, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2672)
25 deals since 2020 · typical deal $946K · 0% failure rate
25
Deals since 2020
$946K
Typical deal
1
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Kampgrounds of America
Most Kampgrounds of America deals financed between $592K and $1.99M. Above $1.99M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $12,371
- Down payment (10%)
- $105K
- Cash to close (all-in)
- $144K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$144K)
Experience
Recent financings
- A&B Zimmer Enterprises LLC in Arco, ID — $486K (2025) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.46% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $364K (75%)
- Approval → funding
- 14 days
- Approved
- 1/23/2025
- First disbursed
- 2/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- RV (Recreational Vehicle) Parks and Campgrounds
Funded by U.S. Bank, National Association · Lender record →
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- DK RETREAT LLC in Natural Bridge, NY — $840K (2024) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $630K (75%)
- Approval → funding
- 28 days
- Approved
- 11/6/2023
- First disbursed
- 12/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- RV (Recreational Vehicle) Parks and Campgrounds
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- AnGor, Inc. in Butler, OH — $592K (2024) · Shoreham Bank
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $444K (75%)
- Approval → funding
- 32 days
- Approved
- 3/29/2024
- First disbursed
- 4/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- RV (Recreational Vehicle) Parks and Campgrounds
Funded by Shoreham Bank · Lender record →
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- Ten28 Inc in Jackson, MN — $760K (2023) · Readycap Lending, LLC
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $570K (75%)
- Approval → funding
- 8 days
- Approved
- 7/26/2023
- First disbursed
- 8/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- RV (Recreational Vehicle) Parks and Campgrounds
Funded by Readycap Lending, LLC · Lender record →
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- Cave Junction RV Resort Inc in Cave Junction, OR — $282K (2023) · Harborstone CU
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 296 months
- SBA guaranteed
- $211K (75%)
- Approval → funding
- 19 days
- Approved
- 9/8/2023
- First disbursed
- 9/27/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- RV (Recreational Vehicle) Parks and Campgrounds
Funded by Harborstone CU · Lender record →
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- Camp Grand Island LLC in Doniphan, NE — $2.3M (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 22 days
- Approved
- 5/25/2022
- First disbursed
- 6/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Lessors of Miniwarehouses and Self-Storage Units
If you were the buyer here
- Est. deal size
- $2.5M
- Est. down payment (10%)
- $252K
- Est. cash at closing
- $347K
- Monthly payment
- $13,241
- Annual debt service
- $159K
- Cash flow needed (1.25×)
- $199K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- Minneapolis Southwest KOA in Jordan, MN — $1.3M (2022) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 7 days
- Approved
- 5/18/2022
- First disbursed
- 5/25/2022
- Loan status
- Paid in full (2/29/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- RV (Recreational Vehicle) Parks and Campgrounds
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $149K
- Est. cash at closing
- $205K
- Monthly payment
- $8,247
- Annual debt service
- $99K
- Cash flow needed (1.25×)
- $124K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
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- Campground Management LLC in Richfield Springs, NY — $1.2M (2022) · purchase · Fountainhead SBF LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $914K (75%)
- Approved
- 7/11/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- RV (Recreational Vehicle) Parks and Campgrounds
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $135K
- Est. cash at closing
- $186K
- Monthly payment
- $9,008
- Annual debt service
- $108K
- Cash flow needed (1.25×)
- $135K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fountainhead SBF LLC
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- Campground Management LLC in Richfield Springs, NY — $1.2M (2022) · purchase · Community Bank & Trust-West Georgia
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $914K (75%)
- Approval → funding
- 8 days
- Approved
- 7/20/2022
- First disbursed
- 7/28/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- RV (Recreational Vehicle) Parks and Campgrounds
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $135K
- Est. cash at closing
- $186K
- Monthly payment
- $9,008
- Annual debt service
- $108K
- Cash flow needed (1.25×)
- $135K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank & Trust-West Georgia
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- Kampgrounds of America in Wakeeney, KS — $1.1M (2022) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $824K (75%)
- Approval → funding
- 15 days
- Approved
- 11/15/2021
- First disbursed
- 11/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- RV (Recreational Vehicle) Parks and Campgrounds
Funded by Newtek Small Business Finance, Inc.
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Who funds Kampgrounds of America — and where
Every dot is a financed Kampgrounds of America — 25 mapped.
Financed Kampgrounds of America locations — list all 25 as text
- Lucus Outdoor, Inc. — Rawlins · $900K · FY2021 · RV (Recreational Vehicle) Parks and Campgrounds
- Timberline RV Camp, LLC — Newton · $800K · FY2020 · RV (Recreational Vehicle) Parks and Campgrounds
- Phil's Boys Campground, LLC — Abilene · $2.8M · FY2020 · RV (Recreational Vehicle) Parks and Campgrounds
- Jackson KOA — Jackson · $590K · FY2020 · RV (Recreational Vehicle) Parks and Campgrounds
- DAPA, LLC — Houlton · $500K · FY2020 · RV (Recreational Vehicle) Parks and Campgrounds
- Timatar LLC — Miles City · $480K · FY2020 · RV (Recreational Vehicle) Parks and Campgrounds
- Sharmie Corporation — Mc Kean · $2.4M · FY2020 · RV (Recreational Vehicle) Parks and Campgrounds
- Minneapolis Southwest KOA — Jordan · $1.3M · FY2022 · RV (Recreational Vehicle) Parks and Campgrounds
- Camp Grand Island LLC — Doniphan · $2.3M · FY2022 · Lessors of Miniwarehouses and Self-Storage Units
- Campground Management LLC — Richfield Springs · $1.2M · FY2022 · RV (Recreational Vehicle) Parks and Campgrounds
- Campground Management LLC — Richfield Springs · $1.2M · FY2022 · RV (Recreational Vehicle) Parks and Campgrounds
- AnGor, Inc. — Butler · $592K · FY2024 · RV (Recreational Vehicle) Parks and Campgrounds
- Cave Junction RV Resort Inc — Cave Junction · $282K · FY2023 · RV (Recreational Vehicle) Parks and Campgrounds
- DK RETREAT LLC — Natural Bridge · $840K · FY2024 · RV (Recreational Vehicle) Parks and Campgrounds
- A&B Zimmer Enterprises LLC — Arco · $486K · FY2025 · RV (Recreational Vehicle) Parks and Campgrounds
- Ten28 Inc — Jackson · $760K · FY2023 · RV (Recreational Vehicle) Parks and Campgrounds
- SR BACHER ENTERPRISES, LLC — Fort Pierce · $5.0M · FY2020 · RV (Recreational Vehicle) Parks and Campgrounds
- Seligman/Route 66, AZ KOA — Seligman · $946K · FY2020 · RV (Recreational Vehicle) Parks and Campgrounds
- Kampgrounds of America — Wakeeney · $1.1M · FY2022 · RV (Recreational Vehicle) Parks and Campgrounds
- JOS LLC — Fillmore · $2.0M · FY2021 · RV (Recreational Vehicle) Parks and Campgrounds
- TRAVEL AND RELAX RV LLC — Argillite · $1.4M · FY2021 · RV (Recreational Vehicle) Parks and Campgrounds
- RHC 29 Family Camp, LLC — Lebanon · $578K · FY2021 · RV (Recreational Vehicle) Parks and Campgrounds
- Journey One Step, LLC — Las Vegas · $2.0M · FY2021 · RV (Recreational Vehicle) Parks and Campgrounds
- 13654 Lebanon, LLC — Hat Creek · $859K · FY2021 · RV (Recreational Vehicle) Parks and Campgrounds
- CAVE JUNCTION RV RESORT INC — Cave Junction · $2.0M · FY2021 · RV (Recreational Vehicle) Parks and Campgrounds
Top lenders for this brand
Most active states
- 1.Minnesota (3 loans)Kampgrounds of America lenders in Minnesota->
- 2.New York (3 loans)Kampgrounds of America lenders in New York->
- 3.Oregon (2 loans)Kampgrounds of America lenders in Oregon->
- 4.Utah (2 loans)Kampgrounds of America lenders in Utah->
- 5.Wyoming (1 loans)Kampgrounds of America lenders in Wyoming->
- 6.Iowa (1 loans)Kampgrounds of America lenders in Iowa->
- 7.Texas (1 loans)Kampgrounds of America lenders in Texas->
- 8.Maine (1 loans)Kampgrounds of America lenders in Maine->
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Common questions
How much does a Kampgrounds of America cost to buy or open?
The typical deal for Kampgrounds of America is $946K across 25 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $104K of buyer cash on a typical deal.
How risky is Kampgrounds of America?
0% of Kampgrounds of America's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Kampgrounds of America with an SBA loan?
Yes — Kampgrounds of America has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Kampgrounds of America franchise
Most Kampgrounds of America buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Kampgrounds of America deal financed for $946K, which points to about $104K of buyer cash on a typical purchase. Kampgrounds of America is listed in the SBA Franchise Directory (identifier S2672), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Kampgrounds of America — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Kampgrounds of America — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Kampgrounds of America — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Kampgrounds of America is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 25 SBA 7(a) deals since 2020
- $946K typical deal
- 1 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S2672)
- Top lenders: Readycap Lending, LLC, Live Oak Banking Company, Celtic Bank Corporation
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Kampgrounds of America?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Kampgrounds of America.