Lovely Bride, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2462)
7 deals since 2020 · typical deal $148K
7
Deals since 2020
$148K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Lovely Bride
Most Lovely Bride deals financed between $115K and $1.19M. Above $1.19M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,191
- Down payment (10%)
- $16K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- Lovely Bride in Washington, DC — $1.2M (2024) · First Merchants Bank
- Program
- International Trade Loans
- Subprogram
- International Trade - Sec, 7(a
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (90%)
- Approval → funding
- 36 days
- Approved
- 9/12/2024
- First disbursed
- 10/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Retailers
Funded by First Merchants Bank · Lender record →
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- Premier Martial Arts of Doral in Miami, FL — $148K (2022) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $126K (85%)
- Approval → funding
- 16 days
- Approved
- 2/2/2022
- First disbursed
- 2/18/2022
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by North State Bank · Lender record →
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- D2B LLC in New York, NY — $2.1M (2021) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.8M (90%)
- Approval → funding
- 458 days
- Approved
- 9/21/2021
- First disbursed
- 12/23/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Other Clothing Stores
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $228K
- Est. cash at closing
- $314K
- Monthly payment
- $22,815
- Annual debt service
- $274K
- Cash flow needed (1.25×)
- $342K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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- Kiritsu, LLC in Miami, FL — $179K (2021) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $161K (90%)
- Approved
- 4/9/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by North State Bank · Lender record →
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- D2B LLC in New York, NY — $120K (2021) · Beacon Bank and Trust
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 144 mo (12 yrs)
- SBA guaranteed
- $90K (75%)
- Approval → funding
- 458 days
- Approved
- 9/21/2021
- First disbursed
- 12/23/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Other Clothing Stores
Funded by Beacon Bank and Trust · Lender record →
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- Trystar LLC in Cambridge, OH — $115K (2021) · The Community Bank
- Program
- 7a General
- Rate at approval
- 5.875% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $98K (85%)
- Approval → funding
- 0 days
- Approved
- 1/6/2021
- First disbursed
- 1/6/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Food Stores
Funded by The Community Bank · Lender record →
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- Hey Kid LLC in Denver, CO — $45K (2021) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $34K (75%)
- Approval → funding
- 6 days
- Approved
- 6/24/2021
- First disbursed
- 6/30/2021
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Other Clothing Stores
Funded by U.S. Bank, National Association · Lender record →
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Who funds Lovely Bride — and where
Every dot is a financed Lovely Bride — 7 mapped.
Financed Lovely Bride locations — list all 7 as text
- Trystar LLC — Cambridge · $115K · FY2021 · All Other Specialty Food Stores
- Kiritsu, LLC — Miami · $179K · FY2021 · Sports and Recreation Instruction
- Lovely Bride — Washington · $1.2M · FY2024 · Clothing and Clothing Accessories Retailers
- Premier Martial Arts of Doral — Miami · $148K · FY2022 · Sports and Recreation Instruction
- Hey Kid LLC — Denver · $45K · FY2021 · Other Clothing Stores
- D2B LLC — New York · $2.1M · FY2021 · Other Clothing Stores
- D2B LLC — New York · $120K · FY2021 · Other Clothing Stores
Top lenders for this brand
Most active states
- 1.Florida (2 loans)
- 2.New York (2 loans)
- 3.Ohio (1 loans)
- 4.District of Columbia (1 loans)
- 5.Colorado (1 loans)
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Common questions
How much does a Lovely Bride cost to buy or open?
The typical deal for Lovely Bride is $148K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $16K of buyer cash on a typical deal.
How risky is Lovely Bride?
Lovely Bride has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Lovely Bride with an SBA loan?
Yes — Lovely Bride has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Lovely Bride franchise
Most Lovely Bride buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Lovely Bride deal financed for $148K, which points to about $16K of buyer cash on a typical purchase. Lovely Bride is listed in the SBA Franchise Directory (identifier S2462), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Lovely Bride — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Lovely Bride — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Lovely Bride — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Lovely Bride is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $148K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2462)
- Top lenders: North State Bank, Beacon Bank and Trust, The Community Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Lovely Bride.