Mr. Transmission, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1146)
17 deals since 2020 · typical deal $771K
17
Deals since 2020
$771K
Typical deal
5
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Mr. Transmission
Most Mr. Transmission deals financed between $383K and $986K. Above $986K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $10,082
- Down payment (10%)
- $86K
- Cash to close (all-in)
- $117K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$117K)
Experience
Recent financings
- Southeast Repair Services, Inc. in Dothan, AL — $986K (2026) · purchase · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $740K (75%)
- Approval → funding
- 25 days
- Approved
- 12/22/2025
- First disbursed
- 1/16/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- General Automotive Repair
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $110K
- Est. cash at closing
- $150K
- Monthly payment
- $8,789
- Annual debt service
- $105K
- Cash flow needed (1.25×)
- $132K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- SZN Automotive, LLC in San Antonio, TX — $3.0M (2025) · Regions Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 192 mo (16 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approved
- 9/24/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
- Ocean Blue Enterprises Incorporated in Crest Hill, IL — $649K (2025) · purchase · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $487K (75%)
- Approved
- 4/21/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Specialized Automotive Repair
If you were the buyer here
- Est. deal size
- $721K
- Est. down payment (10%)
- $72K
- Est. cash at closing
- $96K
- Monthly payment
- $8,669
- Annual debt service
- $104K
- Cash flow needed (1.25×)
- $130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- MR TRANSMISSION 380A in Bourbonnais, IL — $150K (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 3 days
- Approved
- 3/3/2025
- First disbursed
- 3/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- UNIQ GEAR, LLC in Stafford, TX — $50K (2025) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $43K (85%)
- Approval → funding
- 26 days
- Approved
- 10/18/2024
- First disbursed
- 11/13/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
Funded by Northeast Bank · Lender record →
Your business? Claim this record · Request removal
- SAJ Automotive Services LLC in Middletown, NY — $771K (2024) · purchase · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $578K (75%)
- Approval → funding
- 102 days
- Approved
- 2/1/2024
- First disbursed
- 5/13/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- General Automotive Repair
If you were the buyer here
- Est. deal size
- $857K
- Est. down payment (10%)
- $86K
- Est. cash at closing
- $117K
- Monthly payment
- $7,557
- Annual debt service
- $91K
- Cash flow needed (1.25×)
- $113K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
- SZN Automotive, LLC in San Antonio, TX — $1.1M (2023) · Regions Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $840K (75%)
- Approved
- 8/21/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- General Automotive Repair
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
- SZN Automotive, LLC in San Antonio, TX — $1.1M (2023) · Regions Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $840K (75%)
- Approval → funding
- 15 days
- Approved
- 8/23/2023
- First disbursed
- 9/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- General Automotive Repair
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
- Deus Fidelis Est Holdings Inc in Kansas City, MO — $920K (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 304 months
- SBA guaranteed
- $690K (75%)
- Approval → funding
- 19 days
- Approved
- 12/9/2022
- First disbursed
- 12/28/2022
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- General Automotive Repair
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- SZN Automotive, LLC in San Antonio, TX — $100K (2023) · Regions Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 12.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 8/19/2023
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- General Automotive Repair
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Mr. Transmission?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Mr. Transmission — and where
Every dot is a financed Mr. Transmission — 17 mapped.
Financed Mr. Transmission locations — list all 17 as text
- KimCo Holdings, LLC — Johnson City · $817K · FY2021 · General Automotive Repair
- Deus Fidelis Est Holdings Inc — Kansas City · $920K · FY2023 · General Automotive Repair
- SZN Automotive, LLC — San Antonio · $3.0M · FY2025 · General Automotive Repair
- Southeast Repair Services, Inc. — Dothan · $986K · FY2026 · General Automotive Repair
- Ocean Blue Enterprises Incorporated — Crest Hill · $649K · FY2025 · Specialized Automotive Repair
- Bevin R Fink — Concord · $743K · FY2020 · Automotive Transmission Repair
- MDDR Enterprises Incorporated — Columbus · $1.0M · FY2020 · General Automotive Repair
- Drive NC 2020 Inc — Concord · $743K · FY2021 · Automotive Transmission Repair
- Cooper Commercial Enterprises Inc. — Jackson · $383K · FY2022 · General Automotive Repair
- Cooper Commercial Enterprises Inc. — Jackson · $885K · FY2022 · General Automotive Repair
- SAJ Automotive Services LLC — Middletown · $771K · FY2024 · General Automotive Repair
- UNIQ GEAR, LLC — Stafford · $50K · FY2025 · General Automotive Repair
- SZN Automotive, LLC — San Antonio · $100K · FY2023 · General Automotive Repair
- SZN Automotive, LLC — San Antonio · $1.1M · FY2023 · General Automotive Repair
- SZN Automotive, LLC — San Antonio · $100K · FY2023 · General Automotive Repair
- SZN Automotive, LLC — San Antonio · $1.1M · FY2023 · General Automotive Repair
- MR TRANSMISSION 380A — Bourbonnais · $150K · FY2025 · General Automotive Repair
Top lenders for this brand
Most active states
- 1.Texas (6 loans)
- 2.Illinois (2 loans)
- 3.North Carolina (2 loans)
- 4.Mississippi (2 loans)
- 5.Tennessee (1 loans)
- 6.Missouri (1 loans)
- 7.Alabama (1 loans)
- 8.Ohio (1 loans)
Represent Mr. Transmission?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Mr. Transmission cost to buy or open?
The typical deal for Mr. Transmission is $771K across 17 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $85K of buyer cash on a typical deal.
How risky is Mr. Transmission?
Mr. Transmission has 17 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Mr. Transmission with an SBA loan?
Yes — Mr. Transmission has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Mr. Transmission franchise
Most Mr. Transmission buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Mr. Transmission deal financed for $771K, which points to about $85K of buyer cash on a typical purchase. Mr. Transmission is listed in the SBA Franchise Directory (identifier S1146), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Mr. Transmission — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Mr. Transmission — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Mr. Transmission — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Mr. Transmission is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 17 SBA 7(a) deals since 2020
- $771K typical deal
- 5 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1146)
- Top lenders: Regions Bank, Citizens Bank, Celtic Bank Corporation
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Mr. Transmission?
Five minutes with a specialist who's seen Mr. Transmission deals close answers more than an hour of searching. Free, usually same-day.
Represent Mr. Transmission?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Mr. Transmission.