Automotive · lender intelligence

How to finance a Mr. Transmission

State:

The SBA 7(a) lenders funding the most Mr. Transmission deals, ranked from public loan records — typical Mr. Transmission loan about $771K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Mr. Transmission

$771K

Typical loan

range $383K–$986K

$857K

Est. purchase price

≈ loan ÷ 90%

$117,471

Cash to close

$85,667 down + fees

$9,977/mo

Typical payment

~9.5% · 10yr

$137,683/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

9.07%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Mr. Transmission

Ranked by funded Mr. Transmission loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.78 loans · $53M · Birmingham, ALFull record →
2.149 loans · $135M · Mukwonago, WIFull record →
3.868 loans · $362M · Salt Lake City, UTFull record →
4.88 loans · $96M · Muncie, INFull record →
5.105 loans · $164M · Brookline, MAFull record →
6.24 loans · $21M · Raleigh, NCFull record →
7.3 loans · $2M · Minneapolis, MNFull record →

17+ funded Mr. Transmission deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Southeast Repair Services, Inc. in Dothan, AL — $986K (2026) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$740K (75%)
Approval → funding
25 days
Approved
12/22/2025
First disbursed
1/16/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$110K
Est. cash at closing
$150K
Monthly payment
$8,789
Annual debt service
$105K
Cash flow needed (1.25×)
$132K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
SZN Automotive, LLC in San Antonio, TX — $3.0M (2025) · Regions Bank
Program
Preferred Lenders Program
Rate at approval
8.5% fixed
Term
192 mo (16 yrs)
SBA guaranteed
$2.3M (75%)
Approved
9/24/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Existing or more than 2 years old
Industry
General Automotive Repair
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
Ocean Blue Enterprises Incorporated in Crest Hill, IL — $649K (2025) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$487K (75%)
Approved
4/21/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Specialized Automotive Repair
If you were the buyer here
Est. deal size
$721K
Est. down payment (10%)
$72K
Est. cash at closing
$96K
Monthly payment
$8,669
Annual debt service
$104K
Cash flow needed (1.25×)
$130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
MR TRANSMISSION 380A in Bourbonnais, IL — $150K (2025) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
3 days
Approved
3/3/2025
First disbursed
3/6/2025
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
General Automotive Repair
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
UNIQ GEAR, LLC in Stafford, TX — $50K (2025) · Northeast Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$43K (85%)
Approval → funding
26 days
Approved
10/18/2024
First disbursed
11/13/2024
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
General Automotive Repair
Funded by Northeast Bank · Lender record →
Your business? Claim this record · Request removal
SAJ Automotive Services LLC in Middletown, NY — $771K (2024) · purchase · North State Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
300 mo (25 yrs)
SBA guaranteed
$578K (75%)
Approval → funding
102 days
Approved
2/1/2024
First disbursed
5/13/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$857K
Est. down payment (10%)
$86K
Est. cash at closing
$117K
Monthly payment
$7,557
Annual debt service
$91K
Cash flow needed (1.25×)
$113K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
SZN Automotive, LLC in San Antonio, TX — $1.1M (2023) · Regions Bank
Program
Preferred Lenders Program
Rate at approval
10% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$840K (75%)
Approved
8/21/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
New Business or 2 years or less
Industry
General Automotive Repair
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
SZN Automotive, LLC in San Antonio, TX — $1.1M (2023) · Regions Bank
Program
Preferred Lenders Program
Rate at approval
10% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$840K (75%)
Approval → funding
15 days
Approved
8/23/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
New Business or 2 years or less
Industry
General Automotive Repair
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
Deus Fidelis Est Holdings Inc in Kansas City, MO — $920K (2023) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
304 months
SBA guaranteed
$690K (75%)
Approval → funding
19 days
Approved
12/9/2022
First disbursed
12/28/2022
Loan status
Paid in full (4/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
General Automotive Repair
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
SZN Automotive, LLC in San Antonio, TX — $100K (2023) · Regions Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
12.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approved
8/19/2023
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
New Business or 2 years or less
Industry
General Automotive Repair
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
SZN Automotive, LLC in San Antonio, TX — $100K (2023) · Regions Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
12.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
15 days
Approved
8/23/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
New Business or 2 years or less
Industry
General Automotive Repair
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
Cooper Commercial Enterprises Inc. in Jackson, MS — $885K (2022) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$663K (75%)
Approval → funding
6 days
Approved
9/2/2022
First disbursed
9/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
New Business or 2 years or less
Industry
General Automotive Repair
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Cooper Commercial Enterprises Inc. in Jackson, MS — $383K (2022) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$287K (75%)
Approval → funding
6 days
Approved
9/2/2022
First disbursed
9/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
New Business or 2 years or less
Industry
General Automotive Repair
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
KimCo Holdings, LLC in Johnson City, TN — $817K (2021) · purchase · U.S. Bank, National Association
Program
7a General
Rate at approval
4.25% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$613K (75%)
Approval → funding
36 days
Approved
12/29/2020
First disbursed
2/3/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$908K
Est. down payment (10%)
$91K
Est. cash at closing
$125K
Monthly payment
$4,428
Annual debt service
$53K
Cash flow needed (1.25×)
$66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Drive NC 2020 Inc in Concord, NC — $743K (2021) · First Merchants Bank
Program
7a General
Rate at approval
6% variable
Term
289 months
SBA guaranteed
$557K (75%)
Approval → funding
6 days
Approved
11/18/2020
First disbursed
11/24/2020
Loan status
Paid in full (6/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Transmission Repair
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal
MDDR Enterprises Incorporated in Columbus, OH — $1.0M (2020) · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
21 days
Approved
7/10/2020
First disbursed
7/31/2020
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
General Automotive Repair
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Bevin R Fink in Concord, NC — $743K (2020) · First Merchants Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$557K (75%)
Approved
4/24/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Individual
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Transmission Repair
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Mr. Transmission businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Mr. Transmission purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Regions Bank funds the most. CapBench is not a lender.

$771K typical Mr. Transmission loan
8 lenders fund the brand
19 days typical to fund

Buyers researching a Mr. Transmission typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Mr. Transmission record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/mr-transmission
API:: https://www.capbench.com/api/public/lenders?franchise=mr-transmission
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.