Pet Passages, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4312)
7 deals since 2020 · typical deal $208K
7
Deals since 2020
$208K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Pet Passages
Most Pet Passages deals financed between $68K and $953K. Above $953K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,075
- Down payment (10%)
- $23K
- Cash to close (all-in)
- $31K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$31K)
Experience
Recent financings
- Artemis Group LLC in Irving, TX — $953K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.6% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $714K (75%)
- Approval → funding
- 32 days
- Approved
- 5/12/2025
- First disbursed
- 6/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
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- Artemis Group LLC in Irving, TX — $30K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approved
- 5/12/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
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- Check Zero Consulting, LLC in Indian Trail, NC — $192K (2023) · Lendistry SBLC, LLC
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 123 months
- SBA guaranteed
- $144K (75%)
- Approval → funding
- 8 days
- Approved
- 4/20/2023
- First disbursed
- 4/28/2023
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Cemeteries and Crematories
Funded by Lendistry SBLC, LLC · Lender record →
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- 4Ever In Our Hearts, LLC in Woodlyn, PA — $426K (2022) · BHCU D/B/A Propell Credit Union
- Program
- 7a General
- Rate at approval
- 6.25% variable
- Term
- 126 months
- SBA guaranteed
- $320K (75%)
- Approval → funding
- 42 days
- Approved
- 4/13/2022
- First disbursed
- 5/25/2022
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Funeral Homes and Funeral Services
Funded by BHCU D/B/A Propell Credit Union · Lender record →
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- TIB Enterprises, LLC in Oklahoma City, OK — $1.2M (2021) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (90%)
- Approval → funding
- 9 days
- Approved
- 9/20/2021
- First disbursed
- 9/29/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Cemeteries and Crematories
Funded by BancFirst · Lender record →
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- Mayzie, Inc. in Lake Orion, MI — $208K (2020) · Oxford Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 123 months
- SBA guaranteed
- $156K (75%)
- Approval → funding
- 36 days
- Approved
- 2/24/2020
- First disbursed
- 3/31/2020
- Loan status
- Paid in full (2/29/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Cemeteries and Crematories
Funded by Oxford Bank · Lender record →
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- Emma's Eternal Light, Inc in Candor, NY — $68K (2020) · Tioga State Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $34K (50%)
- Approval → funding
- 107 days
- Approved
- 6/15/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Funeral Homes and Funeral Services
Funded by Tioga State Bank, National Association
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Who funds Pet Passages — and where
Every dot is a financed Pet Passages — 7 mapped.
Financed Pet Passages locations — list all 7 as text
- Artemis Group LLC — Irving · $30K · FY2025 · Pet Care (except Veterinary) Services
- Artemis Group LLC — Irving · $953K · FY2025 · Pet Care (except Veterinary) Services
- Emma's Eternal Light, Inc — Candor · $68K · FY2020 · Funeral Homes and Funeral Services
- Check Zero Consulting, LLC — Indian Trail · $192K · FY2023 · Cemeteries and Crematories
- Mayzie, Inc. — Lake Orion · $208K · FY2020 · Cemeteries and Crematories
- 4Ever In Our Hearts, LLC — Woodlyn · $426K · FY2022 · Funeral Homes and Funeral Services
- TIB Enterprises, LLC — Oklahoma City · $1.2M · FY2021 · Cemeteries and Crematories
Top lenders for this brand
1.The Huntington National Bank(2)
- 2.Tioga State Bank, National Association (1)
3.Lendistry SBLC, LLC(1)
4.Oxford Bank(1)
5.BHCU D/B/A Propell Credit Union(1)
Most active states
- 1.Texas (2 loans)
- 2.New York (1 loans)
- 3.North Carolina (1 loans)
- 4.Michigan (1 loans)
- 5.Pennsylvania (1 loans)
- 6.Oklahoma (1 loans)
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Common questions
How much does a Pet Passages cost to buy or open?
The typical deal for Pet Passages is $208K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $23K of buyer cash on a typical deal.
How risky is Pet Passages?
Pet Passages has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Pet Passages with an SBA loan?
Yes — Pet Passages has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Pet Passages franchise
Most Pet Passages buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Pet Passages deal financed for $208K, which points to about $23K of buyer cash on a typical purchase. Pet Passages is listed in the SBA Franchise Directory (identifier S4312), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Pet Passages — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Pet Passages — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Pet Passages — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Pet Passages is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $208K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S4312)
- Top lenders: The Huntington National Bank, Tioga State Bank, National Association, Lendistry SBLC, LLC
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Pet Passages.