Franchise · lender intelligence

How to finance a Pet Passages

State:

The SBA 7(a) lenders funding the most Pet Passages deals, ranked from public loan records — typical Pet Passages loan about $208K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Pet Passages

$208K

Typical loan

range $68K–$953K

$231K

Est. purchase price

≈ loan ÷ 90%

$30,911

Cash to close

$23,111 down + fees

$3,045/mo

Typical payment

~12.5% · 10yr

$42,021/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

36 days

Typical time to fund

Lenders competing

more = leverage

7.76%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Pet Passages

Ranked by funded Pet Passages loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.499 loans · $106M · Los Angeles, CAFull record →
3.18 loans · $6M · Oxford, MIFull record →
4.2 loans · $2M · Ridley Park, PAFull record →
5.62 loans · $26M · Oklahoma City, OKFull record →

7+ funded Pet Passages deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Artemis Group LLC in Irving, TX — $953K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.6% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$714K (75%)
Approval → funding
32 days
Approved
5/12/2025
First disbursed
6/13/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Artemis Group LLC in Irving, TX — $30K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approved
5/12/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Check Zero Consulting, LLC in Indian Trail, NC — $192K (2023) · Lendistry SBLC, LLC
Program
7a General
Rate at approval
11% variable
Term
123 months
SBA guaranteed
$144K (75%)
Approval → funding
8 days
Approved
4/20/2023
First disbursed
4/28/2023
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Cemeteries and Crematories
Funded by Lendistry SBLC, LLC · Lender record →
Your business? Claim this record · Request removal
4Ever In Our Hearts, LLC in Woodlyn, PA — $426K (2022) · BHCU D/B/A Propell Credit Union
Program
7a General
Rate at approval
6.25% variable
Term
126 months
SBA guaranteed
$320K (75%)
Approval → funding
42 days
Approved
4/13/2022
First disbursed
5/25/2022
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Funeral Homes and Funeral Services
Funded by BHCU D/B/A Propell Credit Union · Lender record →
Your business? Claim this record · Request removal
TIB Enterprises, LLC in Oklahoma City, OK — $1.2M (2021) · BancFirst
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (90%)
Approval → funding
9 days
Approved
9/20/2021
First disbursed
9/29/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Cemeteries and Crematories
Funded by BancFirst · Lender record →
Your business? Claim this record · Request removal
Mayzie, Inc. in Lake Orion, MI — $208K (2020) · Oxford Bank
Program
7a General
Rate at approval
7.5% variable
Term
123 months
SBA guaranteed
$156K (75%)
Approval → funding
36 days
Approved
2/24/2020
First disbursed
3/31/2020
Loan status
Paid in full (2/29/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Cemeteries and Crematories
Funded by Oxford Bank · Lender record →
Your business? Claim this record · Request removal
Emma's Eternal Light, Inc in Candor, NY — $68K (2020) · Tioga State Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.5% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$34K (50%)
Approval → funding
107 days
Approved
6/15/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Funeral Homes and Funeral Services
Funded by Tioga State Bank, National Association
Your business? Claim this record · Request removal

Buying a Pet Passages? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Pet Passages businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Pet Passages purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$208K typical Pet Passages loan
6 lenders fund the brand
36 days typical to fund

Buyers researching a Pet Passages typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Pet Passages record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/pet-passages
API:: https://www.capbench.com/api/public/lenders?franchise=pet-passages
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.