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Pinspiration, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3528)

14 deals since 2020 · typical deal $182K

14

Deals since 2020

$182K

Typical deal

1

Deals since FY2025

Too few deals to score risk

Pinspiration has 14 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Pinspiration

Most Pinspiration deals financed between $125K and $250K. Above $250K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$2,688
Down payment (10%)
$20K
Cash to close (all-in)
$27K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$27K)

Experience

Recent financings

  • Initium Novum LLC in Gulfport, MS$262K (2026) · The Huntington National Bank
  • Krafty Kate, LLC in Wyoming, MI$313K (2023) · The Huntington National Bank
  • Jade LeBouef LLC in Broussard, LA$160K (2022) · Hancock Whitney Bank
  • Allagash, Inc. in Little Rock, AR$125K (2022) · Arvest Bank
  • Eastvold Investments, LLC in Cedar Rapids, IA$50K (2022) · Lincoln Savings Bank
  • Pinspiration Arts and Crafts Studio in Southlake, TX$275K (2021) · First State Bank
  • Eastvold Investments, LLC in Cedar Rapids, IA$250K (2021) · Lincoln Savings Bank
  • Little Bird Creative Soul, LLC in Dayton, OH$231K (2021) · The Huntington National Bank
  • Artisanal Valkyries, LLC in Grovetown, GA$185K (2021) · Queensborough National Bank and Trust Company
  • Craft Easy, Inc.dba Pinspiration Pooler in Pooler, GA$150K (2021) · United Midwest Savings Bank National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Pinspiration brand mark

Who funds Pinspiration — and where

Every dot is a financed Pinspiration14 mapped.

Financed Pinspiration locations — list all 14 as text

Most active states

  1. 1.Iowa (3 loans)
  2. 2.Texas (3 loans)
  3. 3.Georgia (2 loans)
  4. 4.Ohio (2 loans)
  5. 5.Mississippi (1 loans)
  6. 6.Michigan (1 loans)
  7. 7.Arkansas (1 loans)
  8. 8.Louisiana (1 loans)

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Common questions

How much does a Pinspiration cost to buy or open?

The typical deal for Pinspiration is $182K across 14 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $20K of buyer cash on a typical deal.

How risky is Pinspiration?

Pinspiration has 14 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Pinspiration with an SBA loan?

Yes — Pinspiration has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Pinspiration franchise

Most Pinspiration buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Pinspiration deal financed for $182K, which points to about $20K of buyer cash on a typical purchase. Pinspiration is listed in the SBA Franchise Directory (identifier S3528), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Pinspiration — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Pinspiration — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Pinspiration — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Pinspiration is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 14 SBA 7(a) deals since 2020
  • $182K typical deal
  • 1 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S3528)
  • Top lenders: The Huntington National Bank, Lincoln Savings Bank, United Midwest Savings Bank National Association
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Pinspiration.

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